Can you get an SBA loan for a Burger King franchise?

Yes, SBA loans are available for Burger King franchises. Historical data shows 131 SBA 7(a) loans have been approved for Burger King franchisees, with an average loan amount of $1,010,107. The historical default rate is 2.3%.

Is Burger King a good franchise to buy?

Burger King shows several positive indicators: established brand with 5,518+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Burger King

FDD Year:

Burger King Company LLC operates and franchises quick-service restaurants specializing in hamburgers, offering a limited menu of breakfast, lunch, and dinner products under the proprietary BURGER KING® System, which includes specific trademarks, designs, equipment, color schemes, operational standards, and procedures. The business model grants franchises to individuals or entities for developing and operating new or existing BURGER KING® Restaurants, often via Target Reservation Agreements, Multiple Target Reservation Agreements, or Development Agreements committing to multiple units. The target market encompasses the general population, with the highest patronage frequency from ages 18-54, in a highly competitive quick-service restaurant industry influenced by tastes, economics, and traffic patterns.

5,518

Locations

Since 1954

Franchising

Food & BeverageMiami, FLRestaurant Brands International Inc.www.bk.comDisclaimer

Franchise Costs

Franchise Fee

$50,000

Item 5 of FDD

Initial Investment Range

N/A

Item 7 of FDD

Royalty Rate

4.50%

of gross sales

Brand Fund

4.50%

Item 6 of FDD

Fixed Monthly Fees

$306 – $643

Item 6 of FDD

4.5% royalty + 4.5% ad fund + $110/mo digital services + $63-$100/mo service desk + $200-$300/mo static menu board (if applicable) + $50/mo BK University + $83/mo Foundation

How Burger King Compares

Franchise	Investment	Fee	Royalty	Locations
Burger King Current	N/A	$50K	4.5%	5,518
MCDONALD'S	$1.5M – $2.6M	$45K	N/A	12,772
AFC	$45K – $151K	$6K	9.5%	3,572
KFC (NON-TRADITIONAL)	$1.2M – $4.2M	$45K	N/A	3,404
SONIC DRIVE-IN	$1.5M – $2.5M	$15K	5.0%	3,120
JIMMY JOHN'S	$366K – $734K	$35K	6.0%	2,737
Fast Food Average 129 franchises	$608K – $1.6M	$35K	6.1%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 129 Fast Food franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1TX

575

2CA

482

3FL

408

4GA

267

5IL

253

6NY

230

7PA

208

8MI

189

9OH

176

10AZ

171

11NJ

157

12LA

127

13MA

117

14WA

114

15WI

112

+36 more states

SBA Loan History

Historical SBA 7(a) loan data for Burger King franchisees (2010 – 2025)

Total Loans

131

Average Loan

$1,010,107

Total Volume

$132.3M

Default Rate

2.3%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

2,183 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

2,183 Contacts Available

Unlock all Burger King franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases8

Primarily termination disputes, unpaid royalties and advertising fee collection, franchise agreement breaches including exchange rates and development obligations, and royalty clause challenges.