How many HOMESMART franchise locations are there?

As of the 2026 FDD, HOMESMART has 201 franchise locations. The company has been franchising since 2005.

Can you get an SBA loan for a HOMESMART franchise?

Yes, SBA loans are available for HOMESMART franchises. We have historical SBA 7(a) loan data on file including approval counts, average loan amounts, and default rates. Get full access to see the complete SBA loan history.

Is HOMESMART a good franchise to buy?

HOMESMART shows several positive indicators: established brand with 201+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

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HOMESMART

HomeSmart International, LLC offers franchises for operating real estate brokerage businesses that provide services to residential and commercial property purchasers and sellers. The business model revolves around a proprietary system including trademarks, operations manuals, marketing programs, and technology support, with franchisees required to meet agent quotas and potentially open branch offices. The target market includes individuals and businesses buying or selling real estate properties.

FDD Year:

201locations

$66K–$205K

Since 2005

Real EstateScottsdale, AZHomeSmart Holdings, Inc.www.homesmart.com/franchisingDisclaimer

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Franchise Costs

Franchise Fee

$20,000

Initial Investment

$65,500 – $205,000

Royalty Rate

N/A

Brand Fund

N/A

Fixed Monthly Fees

$500 – $3,500

Variable royalty (greater of $500/mo, $12/agent/mo + $120/side, + $25/rental/lease) + $250/mo technology fee + $250/mo MLS/RETS fee + $0-$3,000/mo optional system license/support; 4% marketing fund incorporated into flat fees (no additional payment).

Financial Performance

Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

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HOMESMART Franchise Analysis

HomeSmart entered franchising in 2005 with a tech-savvy blueprint for real estate brokerages, emphasizing agent quotas and scalable branch offices amid a market craving efficiency. Yet, a recent dip in total locations raises eyebrows about expansion pace. What do the undisclosed Item 19 figures, termination records, and robust SBA lending patterns signal for would-be brokers eyeing this opportunity?

Item 7 lays out the $65,500-$205,000 initial investment, covering franchise fee of $20,000 plus buildout, tech setup, and working capital for residential/commercial deals. Ongoing fees pack a punch: royalties as the greater of $500/month or $12 per agent/month + $120 per side + $25 per rental/lease, plus fixed $250/month tech and MLS/RETS fees, and optional $0-$3,000/month system support. Marketing's baked in at 4% via flat fees—no extras—making costs predictable but agent volume-driven; hit quotas or branch out to thrive.

No Item 19 earnings claim leaves AUVs and profits a black box, forcing reliance on system vitals: 201 franchise spots (57 corporate) after slipping 2% from 205 in 2024, with 12 terminations, 2 transfers, and 7 projected adds signaling steady but cautious growth since Scottsdale HQ's push. SBA data shines with 14 loans averaging $578,743, hinting banks back multi-unit plays. For real estate pros, this model's leverage comes from proprietary ops and marketing, but verify agent retention amid competition—stagnation could pinch royalties hard.

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Analysis based on the 2026 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How HOMESMART Compares

Key Insights

Higher investment than 91% of Real Estate Brokerage franchises
Lower than average SBA loan default rate in Real Estate Brokerage

Franchise	Investment	Fee	Royalty	Locations
HOMESMART Current	$66K – $205K	$20K	N/A	201
Century 21 Real Estate LLC	$35K – $279K	$25K	6.0%	1,734
Century 21 Real Estate	$36K – $286K	$25K	6.0%	1,685
SOTHEBY'S INTERNATIONAL REALTY	$47K – $332K	$25K	6.0%	672
ERA	$33K – $260K	$25K	6.0%	444
ERA	$34K – $267K	$25K	N/A	434
Real Estate Brokerage Average 22 franchises	$47K – $283K	$25K	5.4%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 22 Real Estate Brokerage franchises by location count.