How many JIMMY JOHN'S franchise locations are there?

As of the 2026 FDD, JIMMY JOHN'S has 2,737 franchise locations. The company has been franchising since 2017.

Can you get an SBA loan for a JIMMY JOHN'S franchise?

Yes, SBA loans are available for JIMMY JOHN'S franchises. Historical data shows 818 SBA 7(a) loans have been approved for JIMMY JOHN'S franchisees, with an average loan amount of $477,620. The historical default rate is 4.8%.

Is JIMMY JOHN'S a good franchise to buy?

JIMMY JOHN'S shows several positive indicators: established brand with 2,737+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

JIMMY JOHN'S

FDD Year:

Jimmy John’s franchises quick-service restaurants that specialize in gourmet deli sandwiches, fresh-baked breads, and other high-quality food and beverage products prepared according to specific recipes using proprietary ingredients. Franchisees provide carry-out, delivery, and on-premises dining services, typically located in strip shopping centers, malls, or free-standing units. The business model relies on franchising to qualified operators, targeting the general public in a highly competitive market against other sandwich shops and food service businesses.

2,737

Locations

$366K–$734K

Investment

Since 2017

Franchising

Food & BeverageAtlanta, GAInspire Brands, Inc.www.jimmyjohns.comDisclaimer

Franchise Costs

Franchise Fee

$35,000

Item 5 of FDD

Initial Investment Range

$366,200 – $733,500

Low: $366,200High: $733,500

Item 7 of FDD

Royalty Rate

6.00%

of gross sales

Brand Fund

4.50%

Item 6 of FDD

6% royalty + 4.5% ad fund

How JIMMY JOHN'S Compares

Key Insights

Top 10 largest franchise system in Fast Food
Lower than average SBA loan default rate in Fast Food

Franchise	Investment	Fee	Royalty	Locations
JIMMY JOHN'S Current	$366K – $734K	$35K	6.0%	2,737
MCDONALD'S	$1.5M – $2.6M	$45K	N/A	12,772
AFC	$45K – $151K	$6K	9.5%	3,572
KFC (NON-TRADITIONAL)	$1.2M – $4.2M	$45K	N/A	3,404
SONIC DRIVE-IN	$1.5M – $2.5M	$15K	5.0%	3,120
ARBY'S	$652K – $2.5M	$38K	4.0%	2,344
Fast Food Average 129 franchises	$608K – $1.6M	$35K	6.1%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 129 Fast Food franchises by location count.

SBA Loan History

Historical SBA 7(a) loan data for JIMMY JOHN'S franchisees (2010 – 2025)

Total Loans

818

Average Loan

$477,620

Total Volume

$390.7M

Default Rate

4.8%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

2,804 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

2,804 Contacts Available

Unlock all JIMMY JOHN'S franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases3

Primarily franchise transfer denial disputes, non-renewal without notice, and Illinois Franchise Disclosure Act violations.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

124

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a JIMMY JOHN'S franchise ranges from $366,200 to $733,500. This includes a franchise fee of $35,000. Ongoing royalty fees are 6.0% of gross sales.