The Peach Cobbler Factory
The Peach Cobbler Factory franchise offers retail dessert specialty restaurants featuring cobblers, ice creams, shakes, cinnamon rolls, banana puddings, sweet peach tea, and similar authorized items, with options for brick-and-mortar locations (800-1,500 sq ft) and supplementary mobile units. The business model involves granting franchises to operate under a standardized system including proprietary recipes, designs, training, and marketing programs, while competing in a highly competitive dessert and savory snack market against national chains and local businesses. Target customers are dessert enthusiasts seeking quality products through factors like price, service, location, and variety.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
6% royalty + 2% national marketing fund + $129/mo PCF App fee
Franchise Stats
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How The Peach Cobbler Factory Compares to Other Desserts & Ice Cream Franchises
Key Insights
- Lower investment than 79% of Desserts & Ice Cream franchises
- Higher than average SBA loan default rate in Desserts & Ice Cream
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
The Peach Cobbler Factory Current | $158K - $461K | $35K | 6.0% | 86 |
| RITA'S FRANCHISE COMPANY, LLC; RITA'S ICE-CUSTARD-HAPPINESS | $315K - $771K | $35K | 6.5% | 564 |
| MENCHIE'S | $165K - $425K | $40K | 6.0% | 296 |
| DIPPIN' DOTS | $139K - $399K | $35K | 6.0% | 260 |
| MARBLE SLAB CREAMERY | $355K - $477K | $25K | 6.0% | 249 |
| HAAGEN DAZS SHOP | $215K - $568K | $30K | 4.0% | 207 |
Desserts & Ice Cream Average 28 franchises | $327K - $659K | $36K | 7.0% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 28 Desserts & Ice Cream franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for The Peach Cobbler Factory franchisees (2023 - 2025)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much does it cost to open a The Peach Cobbler Factory franchise?
The total initial investment to open a The Peach Cobbler Factory franchise ranges from $158,444 to $460,774. This includes a franchise fee of $34,950. Ongoing royalty fees are 6.0% of gross sales.
How many The Peach Cobbler Factory franchise locations are there?
As of the 2025 FDD, The Peach Cobbler Factory has 86 franchise locations. The company has been franchising since 2021.
Can you get an SBA loan for a The Peach Cobbler Factory franchise?
Yes, SBA loans are available for The Peach Cobbler Factory franchises. Historical data shows 29 SBA 7(a) loans have been approved for The Peach Cobbler Factory franchisees, with an average loan amount of $199,193. The historical default rate is 0.0%.
Is The Peach Cobbler Factory a good franchise to buy?
The Peach Cobbler Factory shows several positive indicators: low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in The Peach Cobbler Factory?
Talk to a franchise advisor to get personalized guidance and learn if The Peach Cobbler Factory is the right fit for you.
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