The Peach Cobbler Factory
The Peach Cobbler Factory franchise offers retail dessert specialty restaurants featuring cobblers, ice creams, shakes, cinnamon rolls, banana puddings, sweet peach tea, and similar authorized items, with options for brick-and-mortar locations (800-1,500 sq ft) and supplementary mobile units. The business model involves granting franchises to operate under a standardized system including proprietary recipes, designs, training, and marketing programs, while competing in a highly competitive dessert and savory snack market against national chains and local businesses. Target customers are dessert enthusiasts seeking quality products through factors like price, service, location, and variety.
Franchise Costs
6% royalty + 2% national marketing fund + $129/mo PCF App fee
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How The Peach Cobbler Factory Compares
Key Insights
- Lower investment than 79% of Desserts & Ice Cream franchises
- Higher than average SBA loan default rate in Desserts & Ice Cream
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
The Peach Cobbler Factory Current | $158K – $461K | $35K | 6.0% | 86 |
| RITA'S FRANCHISE COMPANY, LLC; RITA'S ICE-CUSTARD-HAPPINESS | $315K – $713K | $35K | 6.5% | 569 |
| MENCHIE'S | $165K – $425K | $40K | 6.0% | 296 |
| DIPPIN' DOTS | $139K – $399K | $35K | 6.0% | 260 |
| MARBLE SLAB CREAMERY | $355K – $477K | $25K | 6.0% | 249 |
| HAAGEN DAZS SHOP | $215K – $568K | $30K | 4.0% | 207 |
Desserts & Ice Cream Average 28 franchises | $327K – $657K | $36K | 7.0% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 28 Desserts & Ice Cream franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for The Peach Cobbler Factory franchisees (2023 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
133 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
133 Contacts Available
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Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a The Peach Cobbler Factory franchise ranges from $158,444 to $460,774. This includes a franchise fee of $34,950. Ongoing royalty fees are 6.0% of gross sales.
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