AmeriCare and AMLI Care (Unit)

Without FDD Item 19, franchisees get no official earnings insights, a glaring red flag that forces reliance on anecdotal reports or proxies like SBA data—11 loans recorded at an average of $161,927, with a 9.1% default rate. This default figure sits slightly below broader small business averages but still flags potential cash flow strains in a business services niche tied to care. Absent investment ranges from Item 7 or ongoing fees from Item 6, evaluating ROI remains guesswork; the average loan size suggests mid-tier startup capital needs, likely $150K-$300K territory based on similar units, but verify directly.

System health looks underdeveloped: a 2025 FDD implies recent franchising origins or updates, with scant growth trajectory visible—no unit counts, openings, or closures detailed here. Low SBA volume (just 11) points to a small network, possibly contracting or stagnant, amplifying risks without scale advantages. Investors face high uncertainty; the no-disclosure on revenues underscores why this ranks low on transparency, demanding extra diligence on local demand for care services before committing.