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We extract fees, Item 19 financials, franchisee contacts, SBA default rates, litigation, and outlet data from every FDD — so you can compare brands in minutes, not months. Used by multi-unit operators, consultants, and franchise development teams.

ROCKY MOUNTAIN CHOCOLATE FACTORY

ROCKY MOUNTAIN CHOCOLATE FACTORY

Rocky Mountain Chocolate Factory franchises operate branded retail stores and kiosks selling premium chocolates, confections, caramel apples made in-store, and related gift items purchased from the franchisor's Durango production facility or prepared on-site using proprietary recipes. The business model involves licensing the Rocky Mountain Chocolate Factory marks and methods for high foot traffic locations like malls, tourist areas, airports, and casinos. They target impulse buyers, tourists, and holiday gift shoppers seeking fresh, handmade-quality premium sweets.

136locations
$488K–$907K
Since 1982
OtherDurango, CORocky Mountain Chocolate Factory, Inc. (Delaware corporation)www.rmcf.comDisclaimer

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Franchise Costs

Franchise Fee
$35,000
Initial Investment
$488,261 – $907,428
Royalty Rate
5.00%
Brand Fund
1.00%
Fixed Monthly Fees
$850

5% royalty + 1% ad fund + up to $850/mo technology fee

Financial Performance


Item 19 Financial Performance

Average Gross Revenue
$747,789.5
Top Quartile Revenue
$1,134,898
Bottom Quartile Revenue
$391,331

Data Based On: 77 traditional and 7 non-traditional Franchised Locations that were in operation for 12 months or longer as February 28, 2026 for the 2026 fiscal year.

* Calculated weighted average gross revenue for all franchised stores: (77 traditional stores * $705,680 average sales + 7 non-traditional stores * $1,210,994 average sales) / 84 total franchised stores = $747,789.5. Median gross revenue is null as no single overall median was provided for all franchised units combined. Profit metrics (gross profit, net income, net profit, EBITDA) and estimated profit ranges are null because detailed expense and profit data were only provided for parent-operated stores, which were excluded per instructions to focus on franchised unit performance.

Extracted Item 19 Section

Avg. Revenue: $747,790

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How ROCKY MOUNTAIN CHOCOLATE FACTORY Compares

Key Insights

  • Higher investment than 98% of Business Services franchises
  • Lower than average SBA loan default rate in Business Services
FranchiseInvestmentFeeRoyaltyLocations
ROCKY MOUNTAIN CHOCOLATE FACTORY
Current
$488K – $907K$35K5.0%136
Bimbo Foods Bakeries Distribution, LLC$14K – $607KN/AN/A6,454
THE UPS STORE (TRADITIONAL)$114K – $292K$40K5.0%5,487
AMERICAN POOLPLAYER'S ASSOCIATION INC$15K – $23K$10K20.0%3,562
CRUISE PLANNERS$2K – $21K$11K1.5%3,124
RE/MAX$37K – $337K$35K1.0%2,994
Business Services Average
210 franchises
$127K – $276K$46K10.2%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 210 Business Services franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2026)

Outlets by state across the United States

Top States
1California
36
2Colorado
18
3Texas
14
4Arizona
8
5North Carolina
8
6Illinois
7
7Utah
6
8Michigan
4
9New Mexico
4
10Florida
4
11Nevada
3
12Minnesota
3
13Missouri
3
14Oregon
3
15Oklahoma
2

+14 more states

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SBA Loan History


Historical SBA 7(a) loan data for ROCKY MOUNTAIN CHOCOLATE FACTORY franchisees (20102024)

Total Loans
39
Average Loan
$260,987
Total Volume
$10.2M
Default Rate
7.7%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

39 SBA loans on record

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Franchisee Contacts

91 franchisee contacts on file from official FDD filings.

91 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases4

Includes disputes related to asset purchase agreements, lease agreements, defamation, and enforcement of post-termination obligations including non-compete and intellectual property.

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
3
Non-Renewals
0
Reacquired
1
Ceased Ops
1
Transfers
4
Sold to Franchisees
0
Projected New
5

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Frequently Asked Questions

The total initial investment to open a ROCKY MOUNTAIN CHOCOLATE FACTORY franchise ranges from $488,261 to $907,428. This includes a franchise fee of $35,000. Ongoing royalty fees are 5.0% of gross sales.