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AMERIPRISE FINANCIAL SERVICES LLC

AMERIPRISE FINANCIAL SERVICES LLC

Ameriprise Financial Services, LLC offers franchises for Independent Advisor Businesses that provide brokerage services, financial planning, investment advice, consulting, securities products, insurance, annuities, and other related financial products and services under the Ameriprise brand and proprietary marks. Franchisees operate as independent advisors, sharing revenues from client sales with the franchisor after deductions for fees, supervision, and consulting services, while utilizing the franchisor's system, manuals, and affiliate support. The target market includes individuals and business owners seeking personalized financial solutions nationwide.

Since 1999ServicesMinneapolis, MNAmeriprise Financial, Inc.www.ameriprise.com
No Item 19SBA Loan Data

Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.

Overview

Investment
$12,098.5 - $130,363
Franchise Fee
$1,500
Locations
3,855

Financial Requirements

Franchise Fee$1,500
Initial Investment Range$12,098.5 - $130,363
Royalty RateN/A
Brand FundN/A
Fixed Monthly Fees$1,344 - $3,536

No royalty or brand fund percentage fees. Key required fixed monthly fees total ~$1,344 low ($290 association + $167 E&O + $575 tech + $287 supervision + $25 network) to ~$3,536 high.

Franchise Stats

Franchise Locations3,855
Corporate Locations1,723
States Operating52
Franchising Since1999
FDD Year2025

Financial Performance

Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

How AMERIPRISE FINANCIAL SERVICES LLC Compares to Other Adult Education & Training Franchises

Key Insights

  • One of the lowest investment costs in Adult Education & Training (ranked #1 of 17)
  • #2 largest franchise system in Adult Education & Training
FranchiseInvestment RangeFranchise FeeRoyaltyLocations
AMERIPRISE FINANCIAL SERVICES LLC
Current
$12K - $130K$2KN/A3,855
HEALTH MART SYSTEMS INC$262K - $834KN/A0.0%4,346
MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO$108K - $383K$10KN/A1,502
UBREAKIFIX BY ASURION$151K - $448K$40K7.0%551
Best Brains$50K - $134K$15K14.0%162
LEADERSHIP MANAGEMENT INC$20K - $28K$15K6.0%110
Adult Education & Training Average
17 franchises
$253K - $579K$36K8.8%-

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 17 Adult Education & Training franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States by Outlet Count
1CA
323
2TX
234
3NY
221
4MN
218
5FL
203
6PA
201
7OH
178
8MI
174
9MA
161
10NJ
146
11IL
135
12WI
109
13VA
100
14NC
91
15MD
91

+36 more states

SBA Loan History

Historical SBA 7(a) loan data for AMERIPRISE FINANCIAL SERVICES LLC franchisees (2010 - 2025)

Total Loans
450
Average Loan Amount
$655,021
Total Loan Volume
$294,759,400
Default Rate
0.2%

Loans by Year

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

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Due Diligence

Litigation (Item 3)

Franchisee Litigation Cases1

One pending FINRA arbitration (Ameriprise Financial Services, LLC v. Robert William Urban, filed 2022) alleging breach of franchise agreement, transition and working capital notes by former franchisee; includes counterclaims for breach of contract and negligent misrepresentation.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported in the FDD.

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
147
Non-Renewals
3
Reacquired by Franchisor
0
Ceased Operations (Other)
0
System Transfers
536
Sold to Franchisees
31
Projected New Franchises
19

Frequently Asked Questions

How much does it cost to open a AMERIPRISE FINANCIAL SERVICES LLC franchise?

The total initial investment to open a AMERIPRISE FINANCIAL SERVICES LLC franchise ranges from $12,098.5 to $130,363. This includes a franchise fee of $1,500.

How many AMERIPRISE FINANCIAL SERVICES LLC franchise locations are there?

As of the 2025 FDD, AMERIPRISE FINANCIAL SERVICES LLC has 3,855 franchise locations. The company has been franchising since 1999.

Can you get an SBA loan for a AMERIPRISE FINANCIAL SERVICES LLC franchise?

Yes, SBA loans are available for AMERIPRISE FINANCIAL SERVICES LLC franchises. Historical data shows 450 SBA 7(a) loans have been approved for AMERIPRISE FINANCIAL SERVICES LLC franchisees, with an average loan amount of $655,021. The historical default rate is 0.2%.

Is AMERIPRISE FINANCIAL SERVICES LLC a good franchise to buy?

AMERIPRISE FINANCIAL SERVICES LLC shows several positive indicators: established brand with 3,855+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Interested in AMERIPRISE FINANCIAL SERVICES LLC?

Talk to a franchise advisor to get personalized guidance and learn if AMERIPRISE FINANCIAL SERVICES LLC is the right fit for you.

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