How many AMERIPRISE FINANCIAL SERVICES LLC franchise locations are there?

As of the 2025 FDD, AMERIPRISE FINANCIAL SERVICES LLC has 3,855 franchise locations. The company has been franchising since 1999.

Can you get an SBA loan for a AMERIPRISE FINANCIAL SERVICES LLC franchise?

Yes, SBA loans are available for AMERIPRISE FINANCIAL SERVICES LLC franchises. Historical data shows 450 SBA 7(a) loans have been approved for AMERIPRISE FINANCIAL SERVICES LLC franchisees, with an average loan amount of $655,021. The historical default rate is 0.2%.

Is AMERIPRISE FINANCIAL SERVICES LLC a good franchise to buy?

AMERIPRISE FINANCIAL SERVICES LLC shows several positive indicators: established brand with 3,855+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

AMERIPRISE FINANCIAL SERVICES LLC

FDD Year:

Ameriprise Financial Services, LLC offers franchises for Independent Advisor Businesses that provide brokerage services, financial planning, investment advice, consulting, securities products, insurance, annuities, and other related financial products and services under the Ameriprise brand and proprietary marks. Franchisees operate as independent advisors, sharing revenues from client sales with the franchisor after deductions for fees, supervision, and consulting services, while utilizing the franchisor's system, manuals, and affiliate support. The target market includes individuals and business owners seeking personalized financial solutions nationwide.

3,855

Locations

$12K–$130K

Investment

Since 1999

Franchising

ServicesMinneapolis, MNAmeriprise Financial, Inc.www.ameriprise.comDisclaimer

Franchise Costs

Franchise Fee

$1,500

Item 5 of FDD

Initial Investment Range

$12,098.5 – $130,363

Low: $12,098.5High: $130,363

Item 7 of FDD

Royalty Rate

N/A

Brand Fund

N/A

Item 6 of FDD

Fixed Monthly Fees

$1,344 – $3,536

Item 6 of FDD

No royalty or brand fund percentage fees. Key required fixed monthly fees total ~$1,344 low ($290 association + $167 E&O + $575 tech + $287 supervision + $25 network) to ~$3,536 high.

Financial Performance

Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

How AMERIPRISE FINANCIAL SERVICES LLC Compares

Key Insights

One of the lowest investment costs in Adult Education & Training (ranked #1 of 17)
#2 largest franchise system in Adult Education & Training

Franchise	Investment	Fee	Royalty	Locations
AMERIPRISE FINANCIAL SERVICES LLC Current	$12K – $130K	$2K	N/A	3,855
HEALTH MART SYSTEMS INC	$262K – $834K	N/A	0.0%	4,346
MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO	$108K – $383K	$10K	N/A	1,502
UBREAKIFIX BY ASURION	$151K – $448K	$40K	7.0%	551
Best Brains	$50K – $134K	$15K	14.0%	162
LEADERSHIP MANAGEMENT INC	$20K – $28K	$15K	6.0%	110
Adult Education & Training Average 17 franchises	$253K – $579K	$36K	8.8%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 17 Adult Education & Training franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1CA

323

2TX

234

3NY

221

4MN

218

5FL

203

6PA

201

7OH

178

8MI

174

9MA

161

10NJ

146

11IL

135

12WI

109

13VA

100

14NC

15MD

+36 more states

SBA Loan History

Historical SBA 7(a) loan data for AMERIPRISE FINANCIAL SERVICES LLC franchisees (2010 – 2025)

Total Loans

450

Average Loan

$655,021

Total Volume

$294.8M

Default Rate

0.2%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

4,001 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

4,001 Contacts Available

Unlock all AMERIPRISE FINANCIAL SERVICES LLC franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases1

One pending FINRA arbitration (Ameriprise Financial Services, LLC v. Robert William Urban, filed 2022) alleging breach of franchise agreement, transition and working capital notes by former franchisee; includes counterclaims for breach of contract and negligent misrepresentation.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

147

Non-Renewals

Reacquired

Ceased Ops

Transfers

536

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a AMERIPRISE FINANCIAL SERVICES LLC franchise ranges from $12,098.5 to $130,363. This includes a franchise fee of $1,500.