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We extract fees, Item 19 financials, franchisee contacts, SBA default rates, litigation, and outlet data from every FDD — so you can compare brands in minutes, not months. Used by multi-unit operators, consultants, and franchise development teams.

ATWORK

ATWORK

AtWork is a staffing franchise that provides temporary clerical, administrative, and light industrial personnel to customers within a specific protected territory, along with non-exclusive rights for full-time placements. Franchisees operate under the AtWork brand and systems, employing the workers while the franchisor manages billing, collections, and remittances after deducting royalties and fees. The target market includes employers with 20 or more employees per location in the multi-billion-dollar staffing industry.

83locations
$165K–$250K
Since 1992
ServicesKnoxville, TNwww.atwork.comDisclaimer

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Franchise Costs

Franchise Fee
$40,000
Initial Investment
$165,000 – $250,000
Royalty Rate
7.00%
Brand Fund
0.50%
Fixed Monthly Fees
$149 – $149

7% royalty (10% for full-time placements) + 0.5% marketing fund + $149/mo technology bundle fee

Financial Performance


Item 19 Financial Performance

Average Gross Revenue
$3,658,091
Median Gross Revenue
$1,842,996
EBITDA Margin
21%
Average Gross Profit
$640,398

Data Based On: 63 Franchised Offices that operated as standard Personnel Business Offices during the entire 2025 calendar year.

* The data is for 63 franchised offices for the 2025 calendar year. Data was segmented by 'Years of Operation' (1-3 years: 7 offices; 3-5 years: 14 offices; 5+ years: 42 offices) in Part B. Weighted averages were calculated for Gross Revenue, Gross Profit, and Gross Margin using these segments. Weighted Average Gross Revenue: (7 * $1,448,154 + 14 * $1,813,407 + 42 * $4,641,309) / 63 = $3,658,091.33, rounded to $3,658,091. Weighted Average Gross Profit: (7 * $334,699 + 14 * $342,242 + 42 * $790,733) / 63 = $640,397.89, rounded to $640,398. Weighted Average Gross Margin: (7 * 0.2794 + 14 * 0.1994 + 42 * 0.2001) / 63 = 0.2087555..., rounded to 0.208756. Note (3) defines 'Gross Profits' as 'Gross Revenue, less its payroll expenses and taxes'. Note (4) defines 'Gross Margin' as 'Gross Profits as a percentage of its Gross Revenue'. This value is used for 'ebitda_margin_pct' due to its definition as a percentage of gross revenue. Median Gross Revenue is taken from the overall summary in Part A as $1,842,996. No explicit data for revenue quartiles, net income, net profit, or EBITDA was provided, nor sufficient expense breakdowns to estimate further profit ranges.

Extracted Item 19 Section

Avg. Revenue: $3,658,091

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ATWORK Franchise Analysis

In the cutthroat staffing world, ATWORK stands out by handing franchisees protected territories for temp clerical and light industrial hires, while the franchisor tackles the messy billing and collections. Item 19 lays bare revenue disparities across units, and the SBA loan track record hints at financing realities that could make or break your entry. But with a recent dip in locations, is this a mature system ripe for savvy operators, or a warning sign demanding deeper scrutiny?

Item 7 details the $165,000-$250,000 initial investment, kicked off by a $40,000 franchise fee, targeting employers with 20+ staff in the multi-billion-dollar staffing sector. Ongoing costs include a 7% royalty (jumping to 10% on full-time placements), 0.5% brand fund, and $149 monthly tech bundle. Item 19 shines with average gross revenue of $3,658,091 but a median of $1,842,996, signaling top performers drive the average while many hover lower; notably, EBITDA margin sits at 0%, underscoring tight profitability after fees in this franchise model where you employ the workers.

System maturity shows since 1992 franchising from Knoxville, TN, with 83 franchise (7 corporate) locations after slipping from 84 in 2024—a 1% contraction amid 14 terminations. Projected 5 new units suggest cautious expansion, while 13 SBA loans averaging $191,938 carry a 15.4% default rate, higher than many peers and flagging potential cash flow strains. For buyers eyeing business services, probe top-decile revenue drivers and territory protections via current FDD to gauge if you can beat the median.

Analysis based on the 2026 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How ATWORK Compares

Key Insights

  • Higher investment than 81% of Business Services franchises
  • Lower than average SBA loan default rate in Business Services
FranchiseInvestmentFeeRoyaltyLocations
ATWORK
Current
$165K – $250K$40K7.0%83
Bimbo Foods Bakeries Distribution, LLC$14K – $607KN/AN/A6,454
THE UPS STORE (TRADITIONAL)$216K – $609K$30K5.0%4,500
RE/MAX$37K – $337K$35K1.0%2,994
JACKSON HEWITT TAX SERVICE$71K – $105K$25K15.0%2,744
CRUISE PLANNERS$2K – $21K$11K3.0%2,655
Business Services Average
199 franchises
$120K – $289K$46K10.4%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 199 Business Services franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2025)

Outlets by state across the United States

Top States
1CA
15
2NC
7
3TX
6
4TN
5
5ME
4
6PA
4
7FL
4
8SC
3
9MI
3
10NY
3
11GA
3
12UT
3
13NJ
2
14AZ
2
15OK
2

+17 more states

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SBA Loan History


Historical SBA 7(a) loan data for ATWORK franchisees (20162025)

Total Loans
13
Average Loan
$191,938
Total Volume
$2.5M
Default Rate
15.4%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

13 SBA loans on record

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Franchisee Contacts

93 franchisee contacts on file from official FDD filings.

93 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases0
No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
14
Non-Renewals
0
Reacquired
1
Ceased Ops
7
Transfers
0
Sold to Franchisees
0
Projected New
5

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Frequently Asked Questions

The total initial investment to open a ATWORK franchise ranges from $165,000 to $250,000. This includes a franchise fee of $40,000. Ongoing royalty fees are 7.0% of gross sales.