How many CIRCLE K (STANDARD) franchise locations are there?

As of the 2026 FDD, CIRCLE K (STANDARD) has 72 franchise locations. The company has been franchising since 2019.

Can you get an SBA loan for a CIRCLE K (STANDARD) franchise?

Yes, SBA loans are available for CIRCLE K (STANDARD) franchises. We have historical SBA 7(a) loan data on file including approval counts, average loan amounts, and default rates. Get full access to see the complete SBA loan history.

Is CIRCLE K (STANDARD) a good franchise to buy?

CIRCLE K (STANDARD) shows several positive indicators: transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

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CIRCLE K (STANDARD)

Circle K (Standard) franchises allow operators to run retail convenience stores and motor fuel businesses under the Circle K brand and system, selling Circle K-sourced motor fuel along with grocery items, consumer goods, food service items, and other merchandise. The business emphasizes distinctive design, uniform standards, and procedures for operations, inventory, and customer service. It targets everyday consumers seeking quick access to fuel, snacks, beverages, and essential convenience products.

FDD Year:

72locations

$2844K–$8931K

Since 2019

RetailTempe, AZCircle K Stores Inc.www.circlek.comDisclaimer

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Franchise Costs

Franchise Fee

$25,000

Initial Investment

$2,843,500 – $8,930,500

Royalty Rate

3.50%

Brand Fund

0.25%

Fixed Monthly Fees

$600 – $1,000

3.5% royalty + 0.25% national promotional fee + up to 1.25% local/regional promotional fee + $600-$1000/mo POS/Back-Office System Support and Maintenance Fees

Financial Performance

Item 19 Financial Performance

Median Gross Revenue

$2,207,657

Top Quartile Revenue

$3,210,122

Data Based On: Unaudited Merchandise Sales data for 4,481 company-operated Circle K businesses (Reporting Company Stores) for the fiscal year ended April 26, 2026, open for the entire 52-week period.

* Weighted average gross revenue could not be calculated because the 'Average Gross Sales' for the 4th (bottom) quartile, comprising 1120 units, was not provided in the table. Median gross revenue is taken from the median of the 2nd quartile ($2,207,657). Revenue top quartile is the average for the top quartile ($3,210,122). Revenue bottom quartile is null as the average for the bottom quartile is missing.

Extracted Item 19 Section

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How CIRCLE K (STANDARD) Compares

Key Insights

Higher investment than 80% of Convenience Stores franchises
Top 10 largest franchise system in Convenience Stores
One of the lowest SBA loan default rates in Convenience Stores

Franchise	Investment	Fee	Royalty	Locations
CIRCLE K (STANDARD) Current	$2.8M – $8.9M	$25K	3.5%	72
Aplus Area Representative	$17K – $30K	$5K	N/A	247
APLUS SUNOCO	$240K – $727K	$15K	6.0%	246
HOLIDAY STATIONSTORES	$3.4M – $7.7M	$25K	3.5%	83
STREET CORNER	$128K – $596K	$30K	5.0%	24
Convenience Stores Average 5 franchises	$1.3M – $3.6M	$20K	4.5%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2026)

Outlets by state across the United States

Top States

1TX

2CA

3NV

4VA

5FL

6NC

7SC

8NM

9TN

10MS

11AR

12KY

13IL

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SBA Loan History

Historical SBA 7(a) loan data for CIRCLE K (STANDARD) franchisees (2010 – 2018)

Total Loans

Average Loan

$1,240,895

Total Volume

$50.9M

Default Rate

0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

41 SBA loans on record

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Franchisee Contacts

89 franchisee contacts on file from official FDD filings.

89 Contacts Available

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Due Diligence

Litigation (Item 3)

Franchisee Cases5

Primarily disputes related to franchise agreement termination, post-termination obligations, alleged misrepresentations and omissions in store sales, and breach of motor fuel agreements. One case involved a putative class action alleging price fixing.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

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Frequently Asked Questions

19 SBA loans

Franchising since 2007