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CLUB Z!
Club Z! franchises provide in-home tutoring services where Area Director franchisees recruit qualified teachers to deliver one-on-one tutoring to students from pre-K to grade 12 directly in their homes, using textbooks, workbooks, and computer programs to improve academic skills and learning attitudes. The business operates under proprietary marks and systems, with franchisor support for marketing within protected territories. The target market is parents seeking affordable supplemental education services.
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Franchise Costs
6% royalty + 2% ad fund + $250-$300/mo technology/call center fee
Financial Performance
Item 19 Financial Performance
Data Based On: Data based on 319 franchised businesses in operation as of fiscal year-end 2025. Student counts were based on mandatory monthly revenue reports for January-December 2025. Tutor pay and client rates were based on data posted as of March 2025.
Extracted Item 19 Section
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How CLUB Z! Compares
Key Insights
- One of the lowest investment costs in Children's Education & Enrichment (ranked #3 of 38)
- Top 10 largest franchise system in Children's Education & Enrichment
- Lower than average SBA loan default rate in Children's Education & Enrichment
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
CLUB Z! Current | $41K – $57K | $27K | 6.0% | 319 |
| Mathnasium | $113K – $150K | $49K | 10.0% | 995 |
| MATHNASIUM LEARNING CENTERS; MATHNASIUM CENTERS, | $113K – $150K | $49K | 10.0% | 968 |
| SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN | $108K – $239K | $37K | 11.0% | 469 |
| SOCCER SHOTS | $43K – $54K | $37K | 7.0% | 313 |
| HUNTINGTON LEARNING CENTER | $192K – $341K | $42K | 9.5% | 243 |
Children's Education & Enrichment Average 38 franchises | $211K – $394K | $41K | 7.7% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 38 Children's Education & Enrichment franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2025)
Outlets by state across the United States
+33 more states
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SBA Loan History
Historical SBA 7(a) loan data for CLUB Z! franchisees (2010 – 2023)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
21 SBA loans on record
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Franchisee Contacts
164 franchisee contacts on file from official FDD filings.
164 Contacts Available
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Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Frequently Asked Questions
The total initial investment to open a CLUB Z! franchise ranges from $40,975 to $57,425. This includes a franchise fee of $27,250. Ongoing royalty fees are 6.0% of gross sales.
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