Co/LAB
Co/LAB franchises enable operators to develop and manage independent mortgage brokerages under the Co/LAB brand, providing high-quality mortgage consulting, brokering, processing, originating, and solicitation services for homebuyers purchasing new homes or refinancing existing ones. The business model involves securing agreements with wholesale lenders for compensation typically as a percentage of loan amounts, recruiting and compensating licensed loan originators, and setting competitive pricing based on market conditions. Franchises are primarily offered to owners of existing real estate brokerage businesses, serving the general public in a competitive mortgage brokerage market.
Franchise Costs
6% royalty + 1% marketing fund + $79/mo software subscription + $49/user/mo support
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How Co/LAB Compares
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Co/LAB Current | $55K – $114K | $30K | 6.0% | 0 |
| CENTURY 21 REAL ESTATE | $33K – $279K | $25K | 6.0% | 1,807 |
| HOMEVESTORS | $150K – $477K | $85K | 3.0% | 981 |
| KELLER WILLIAMS REALTY - REGIONAL REPRESENTATIVE | $131K – $424K | N/A | N/A | 794 |
| REAL PROPERTY MANAGEMENT | $92K – $234K | $60K | 7.0% | 447 |
| PILLAR TO POST INC | $103K – $134K | $59K | 7.0% | 412 |
Real Estate Services Average 24 franchises | $153K – $305K | $46K | 7.2% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 24 Real Estate Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2023)
Outlets by state across the United States
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a Co/LAB franchise ranges from $54,750 to $114,100. This includes a franchise fee of $30,000. Ongoing royalty fees are 6.0% of gross sales.
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