GOOSEHEAD INSURANCE
Goosehead Insurance Agency franchises enable operators to run insurance agencies offering property and casualty insurance products, such as homeowners, automobile, boat, recreational vehicle, and umbrella policies, primarily to individuals and small businesses, with options for life and commercial insurance if approved and licensed. The business model utilizes a proprietary system including centralized back-office services for client management, technology platforms, carrier relationships for commissions, and marketing support. The target market consists of individuals and small businesses seeking insurance from a variety of approved carriers.
Franchise Costs
20% of gross revenues on initial term insurance + 50% on renewal terms (subject to minimum monthly royalty) + up to 2% marketing contribution + $590/mo technology fee for first user ($420 per additional user).
How GOOSEHEAD INSURANCE Compares
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
GOOSEHEAD INSURANCE Current | N/A | $50K | 20.0% | 1,009 |
| Bimbo Foods Bakeries Distribution, LLC | $14K – $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K – $609K | $30K | 5.0% | 4,500 |
| JACKSON HEWITT TAX SERVICE | $71K – $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K – $21K | $11K | 3.0% | 2,655 |
| SERVPRO (UNIT) | $259K – $380K | $100K | 10.0% | 2,286 |
Business Services Average 189 franchises | $121K – $290K | $47K | 10.4% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 189 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2025)
Outlets by state across the United States
+31 more states
SBA Loan History
Historical SBA 7(a) loan data for GOOSEHEAD INSURANCE franchisees (2014 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
1,242 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
1,242 Contacts Available
Unlock all GOOSEHEAD INSURANCE franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Primarily termination disputes and collection of unpaid fees from former franchisees.
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
As of the 2026 FDD, GOOSEHEAD INSURANCE has 1,009 franchise locations. The company has been franchising since 2011.
Unlock Full FDD Access
Download GOOSEHEAD INSURANCE's complete FDD plus 1,700+ other franchise documents — all with one plan.
Secure checkout with Stripe · Cancel anytime
Also includes FDDs for
More Services Franchises
THE UPS STORE (TRADITIONAL)
Services
AMERIPRISE FINANCIAL SERVICES LLC
Services
JACKSON HEWITT TAX SERVICE
Services
SERVPRO (UNIT)
Services
H&R BLOCK
Services
SERVICEMASTER RESTORE
Services