FranDB
GOTCHA COVERED

GOTCHA COVERED

Gotcha Covered franchises operate mobile businesses that sell and install window treatments, including draperies, fabrics, drapery hardware, bedroom ensembles, blinds, shades, and other related merchandise. Franchisees meet customers in their homes or offices to present samples, quote prices, complete orders, and typically subcontract installations to third-party contractors. They target both residential consumers and commercial businesses in the competitive interior decorating sector.

172
Locations
$123K–$167K
Investment
Since 2009
Franchising
Download FDD
ServicesSpringville, UTFS PEP Holdco, LLC (affiliate of Princeton Equity Group, LLC)www.gotchacovered.comDisclaimer

Franchise Costs

Franchise Fee
$69,900
Item 5 of FDD
Initial Investment Range
$122,760 – $166,500
Low: $122,760High: $166,500
Item 7 of FDD
Royalty Rate
N/A
Brand Fund
N/A
Item 6 of FDD
Fixed Monthly Fees
$676 – $976
Item 6 of FDD

Monthly royalty ($350-$2,250 depending on months in operation) + monthly marketing fund ($125-$1,000) + $476/mo technology fee + $200-$500/mo software fees

Financial Performance

Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

How GOTCHA COVERED Compares

Key Insights

  • Lower than average SBA loan default rate in Home Services
FranchiseInvestmentFeeRoyaltyLocations
GOTCHA COVERED
Current
$123K – $167K$70KN/A172
MERRY MAIDS$127K – $166K$55K7.0%933
HOLIDAY LIGHTING HEROES$150K – $177K$127K10.0%653
SIGN GYPSIES$4K – $5K$1KN/A587
MOSQUITO AUTHORITY$54K – $128K$45K10.0%546
Culligan$130K – $814K$40K2.0%460
Home Services Average
136 franchises
$143K – $285K$52K7.0%–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 136 Home Services franchises by location count.

SBA Loan History

Historical SBA 7(a) loan data for GOTCHA COVERED franchisees (2015 – 2025)

Total Loans
46
Average Loan
$136,252
Total Volume
$6.3M
Default Rate
8.7%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

162 franchisee contacts on file from official FDD filings.

NameSBA Loan
John Smith
ABC Franchise LLC
$350,000
2023 · Active
John Smith
ABC Franchise LLC
$350,000
2023 · Active
John Smith
ABC Franchise LLC
$350,000
2023 · Active
John Smith
ABC Franchise LLC
$350,000
2023 · Active
John Smith
ABC Franchise LLC
$350,000
2023 · Active

162 Contacts Available

Unlock all GOTCHA COVERED franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases1

Breach of franchise agreement involving premature termination, abandonment, and failure to refund customer deposits by a former franchisee.

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
18
Non-Renewals
3
Reacquired
0
Ceased Ops
0
Transfers
2
Sold to Franchisees
0
Projected New
0

Frequently Asked Questions

The total initial investment to open a GOTCHA COVERED franchise ranges from $122,760 to $166,500. This includes a franchise fee of $69,900.

Download GOTCHA COVERED FDD

Complete Franchise Disclosure Document — 2026 filing.

or

Best Value — Save with Full Access

  • Access the full database of 1,700+ franchise FDDs
  • Franchisee names, phone numbers & locations
  • Revenue data, fees, investment breakdowns
  • SBA loan history & default rates
  • Litigation, bankruptcy & due diligence data
  • Pay once, access everything forever