How much revenue does a H&H BAGELS franchise make?

According to the 2025 FDD, the average gross revenue for a H&H BAGELS franchise is $2,617,339.

How much profit can you make with a H&H BAGELS franchise?

Based on the financial performance data in the FDD, estimated profit for a H&H BAGELS franchise ranges from $1,158,899 to $1,158,899 per year. Actual results vary based on location, management, and market conditions.

How many H&H BAGELS franchise locations are there?

As of the 2025 FDD, H&H BAGELS has 1 franchise locations. The company has been franchising since 2021.

Can you get an SBA loan for a H&H BAGELS franchise?

Yes, SBA loans are available for H&H BAGELS franchises. Historical data shows 3 SBA 7(a) loans have been approved for H&H BAGELS franchisees, with an average loan amount of $911,267. The historical default rate is 0.0%.

Is H&H BAGELS a good franchise to buy?

H&H BAGELS shows several positive indicators: transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

H&H BAGELS

H&H Bagels franchises enable operators to establish and operate restaurants serving authentic, fresh-baked New York-style bagels, signature spreads, smoked fish, and prepared salads for take-out, dine-in, or delivery. The business uses a proprietary system with par-baked bagels finished on-site, drawing from the iconic brand established in 1972. It targets consumers in a competitive market including national chains, local eateries, and other bagel shops seeking high-quality, convenient bagel products.

Locations

$660K–$1021K

Investment

Since 2021

Franchising

Food & BeverageNew York, NYH&H Bagels Group, Inc.www.hhbagels.comDisclaimer

Franchise Costs

Franchise Fee

$40,000

Item 5 of FDD

Initial Investment Range

$660,110 – $1,020,860

Low: $660,110High: $1,020,860

Item 7 of FDD

Royalty Rate

6.00%

of gross sales

Brand Fund

2.00%

Item 6 of FDD

Fixed Monthly Fees

$250 – $250

Item 6 of FDD

6% royalty + 2% ad fund + $250/mo technology fee

Financial Performance

Item 19 Financial Performance

Average Gross Revenue

Average Net Profit

Data Based On: Data for 3 corporate-owned locations (Upper East Side, Upper West Side, Moynihan Train Hall) for FY 2024. Note that this data is for company-owned units, used because no financial performance data for franchised units was provided.

* Average gross revenue calculated from the sum of FY 2024 Gross Sales of 3 corporate-owned locations (3153260 + 1553961 + 3144795) / 3 = 2617338.67. Best guess profit (operating profit before royalties/brand fund) for each location calculated as Gross Sales - (COGS % * Gross Sales) - (Labor Costs % * Gross Sales). UES Profit: 3153260 - (0.364 * 3153260) - (0.22 * 3153260) = 1311756.16. UWS Profit: 1553961 - (0.372 * 1553961) - (0.188 * 1553961) = 683742.84. MTH Profit: 3144795 - (0.365 * 3144795) - (0.164 * 3144795) = 1481198.44. Average best guess profit (operating profit) is (1311756.16 + 683742.84 + 1481198.44) / 3 = 1158899.15. This average profit is used for both best_guess_profit_low and best_guess_profit_high as no range was provided. Note 3 on page 4 states that UES COGS and Labor Costs figures are inclusive of costs from wholesale business operations until end of January 2024.

Extracted Item 19 Section

How H&H BAGELS Compares

Key Insights

Higher investment than 76% of Coffee & Bakery franchises

Franchise	Investment	Fee	Royalty	Locations
H&H BAGELS Current	$660K – $1.0M	$40K	6.0%	1
PANERA BREAD BAKERY-CAFÉ	$633K – $4.9M	$35K	5.0%	1,112
SCOOTER'S COFFEE	$955K – $1.5M	$40K	6.0%	825
NOTHING BUNDT CAKES	$667K – $1.0M	$45K	6.0%	643
GREAT AMERICAN COOKIES	$341K – $463K	$25K	6.0%	395
7 BREW	$894K – $2.2M	$35K	4.5%	297
Coffee & Bakery Average 37 franchises	$498K – $1.1M	$40K	5.5%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 37 Coffee & Bakery franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1FL

SBA Loan History

Historical SBA 7(a) loan data for H&H BAGELS franchisees (2024 – 2025)

Total Loans

Average Loan

$911,267

Total Volume

$2.7M

Default Rate

0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

3 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

3 Contacts Available

Unlock all H&H BAGELS franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a H&H BAGELS franchise ranges from $660,110 to $1,020,860. This includes a franchise fee of $40,000. Ongoing royalty fees are 6.0% of gross sales.

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