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H&H BAGELS
H&H Bagels franchises enable operators to establish and operate restaurants serving authentic, fresh-baked New York-style bagels, signature spreads, smoked fish, and prepared salads for take-out, dine-in, or delivery. The business uses a proprietary system with par-baked bagels finished on-site, drawing from the iconic brand established in 1972. It targets consumers in a competitive market including national chains, local eateries, and other bagel shops seeking high-quality, convenient bagel products.
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Franchise Costs
6% royalty + 2% brand fund + $250/mo technology fee
Financial Performance
Item 19 Financial Performance
Data Based On: 6 H&H Bagels restaurants (5 corporate-owned and 1 franchised) open for more than 12 months for Fiscal Year 2025, with no material differences in Gross Sales between corporate and franchised units.
* Average gross profit calculated as Average Gross Revenue * (1 - COGS rate). Best guess profit range calculated by estimating additional operating expenses (excluding COGS and Labor Costs) to be between 15% (for high profit estimate) and 25% (for low profit estimate) of Average Gross Revenue. Best Guess Profit High = Average Gross Revenue * (1 - COGS rate - Labor rate - 15% Other Operating Expenses). Best Guess Profit Low = Average Gross Revenue * (1 - COGS rate - Labor rate - 25% Other Operating Expenses).
Extracted Item 19 Section
Avg. Revenue: $1,884,613
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Unlock financial performance dataHow H&H BAGELS Compares
Key Insights
- Higher investment than 77% of Coffee & Bakery franchises
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
H&H BAGELS Current | $633K – $892K | $40K | 6.0% | 7 |
| PANERA BREAD BAKERY-CAFÉ | $633K – $4.9M | $35K | 5.0% | 1,112 |
| Scooter's Coffee | $1.2M – $1.3M | $40K | 6.0% | 882 |
| SCOOTER'S COFFEE | $1.2M – $1.3M | $40K | 6.0% | 882 |
| NOTHING BUNDT CAKES | $475K – $1.2M | $45K | 6.0% | 771 |
| 7 BREW | $941K – $2.3M | $35K | 7.0% | 578 |
Coffee & Bakery Average 48 franchises | $473K – $1.0M | $39K | 5.6% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 48 Coffee & Bakery franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2025)
Outlets by state across the United States
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Unlock location growth dataSBA Loan History
Historical SBA 7(a) loan data for H&H BAGELS franchisees (2024 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
3 SBA loans on record
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Unlock SBA loan historyFranchisee Contacts
1 franchisee contacts on file from official FDD filings.
1 Contacts Available
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Unlock contactsDue Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a H&H BAGELS franchise ranges from $632,860 to $891,860. This includes a franchise fee of $40,000. Ongoing royalty fees are 6.0% of gross sales.
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