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We extract fees, Item 19 financials, franchisee contacts, SBA default rates, litigation, and outlet data from every FDD — so you can compare brands in minutes, not months. Used by multi-unit operators, consultants, and franchise development teams.

JIFFY LUBE

JIFFY LUBE

Jiffy Lube franchises enable operators to run convenient quick-lube service centers offering oil changes, lubrication, preventive fluid maintenance, and light repair services for cars and light trucks under the Jiffy Lube brand. The business model focuses on standardized services like the Jiffy Lube Signature Service, including chassis lubrication, filter changes, fluid refills, tire inflation, and interior vacuuming, with optional multicare services. Target markets include individual car and light truck owners, as well as local fleet customers seeking fast, reliable automotive maintenance.

1,721locations
$232K–$520K
AutomotiveHouston, TXwww.jiffylube.comDisclaimer

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Franchise Costs

Franchise Fee
$35,000
Initial Investment
$232,000 – $520,000
Royalty Rate
N/A
Brand Fund
N/A

Ongoing royalty fee and Jiffy Lube National Advertising Fund contribution (details in Item 6); no fixed monthly fees detailed.

Financial Performance


Item 19 Financial Performance

Average Gross Revenue
$1,084,033.71
Median Gross Revenue
$973,701.85
Top Quartile Revenue
$1,831,424.58
Bottom Quartile Revenue
$539,407.76

Data Based On: 2,049 franchised stores open for a full 12 months in the 2025 calendar year, as presented in the 'System' row of the 'COMPARATIVE ANNUAL SALES' table on Page 2 (input_file_1.png).

* All figures are for Net Adjusted Sales for the 2025 calendar year, as presented in the 'COMPARATIVE ANNUAL SALES' table on Page 2 (input_file_1.png). Net Adjusted Sales is defined as Gross Sales minus promotions, warranty, non-royalty income, and national billed fleet discounts. The average and median gross revenue are taken from the 'System' row. The revenue for the top 25% performers ('revenue_top_quartile') is represented by the 'Avg' of the 'Fourth Quartile' stores. The revenue for the bottom 25% performers ('revenue_bottom_quartile') is represented by the 'Avg' of the 'First Quartile' stores. No specific gross profit, net income, net profit, or EBITDA figures, or sufficient expense data to estimate profit ranges, were explicitly provided in the document.

Extracted Item 19 Section

Avg. Revenue: $1,084,034

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JIFFY LUBE Franchise Analysis

In the fast-paced world of automotive quick-lube services, Jiffy Lube's model promises convenience for drivers and steady business for operators, backed by Item 19 revenue disclosures that paint a picture of high-volume performance. Yet, a trail of franchisee-franchisor disputes over renewals, product mandates, and rebates raises eyebrows amid active system transfers. Does this established brand's financial muscle outweigh the operational friction lurking in the FDD?

Item 7 details a realistic entry point with a $35,000 franchise fee and total initial investment of $232,000-$520,000, aligning with automotive repair norms but on the higher side for quick-lube startups due to buildout and equipment needs. Item 19 shines brightly: average gross revenue hits $1,084,034, with median at $973,702 across disclosed units, signaling robust top-line potential from oil changes and multicare upsells targeting fleets and individuals. System health shows modest +3% growth from 1,721 franchise locations in 2024 to 1,765 in 2025, plus 13 projected new units, but 21 terminations and 51 transfers suggest churn—transfers indicate a liquid resale market, while terminations remain low at ~1.2%.

SBA data adds credibility with 63 loans averaging $1,161,454, reflecting lender confidence in scalability despite high loan sizes that could strain cash flow for underperformers. Litigation clusters around renewal pressures to adopt new agreements, supply purchase obligations, and rebate disputes, flagging potential squeezes on margins from ongoing royalties and ad fund contributions (Item 6). For investors eyeing automotive resilience, Jiffy Lube offers strong revenues and brand pull in a defensive sector, but success hinges on navigating supply mandates and validating local fleet demand—key if your $300K+ capital can hit that $1M revenue benchmark.

Analysis based on the 2026 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How JIFFY LUBE Compares

Key Insights

  • #1 largest franchise system in Automotive Repair & Maintenance
  • One of the lowest SBA loan default rates in Automotive Repair & Maintenance
FranchiseInvestmentFeeRoyaltyLocations
JIFFY LUBE
Current
$232K – $520K$35KN/A1,721
Tire Pros$111K – $266K$7KN/A605
BIG O TIRES (BUSINESS FORMAT FRANCHISE)$326K – $1.3M$18K5.0%461
GREASE MONKEY$708K – $2.3M$40K6.0%233
Fix Auto$55K – $850K$10K3.0%212
PRECISION TUNE FRANCHISE AGREEMENT$182K – $478K$25KN/A209
Automotive Repair & Maintenance Average
15 franchises
$202K – $813K$33K7.3%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 15 Automotive Repair & Maintenance franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2025)

Outlets by state across the United States

Top States
1CA
265
2FL
108
3IL
100
4WA
99
5UT
79
6AZ
75
7TX
74
8IN
70
9GA
64
10MD
63
11VA
59
12CO
46
13SC
43
14MO
40
15MA
39

+36 more states

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SBA Loan History


Historical SBA 7(a) loan data for JIFFY LUBE franchisees (20102025)

Total Loans
63
Average Loan
$1,161,454
Total Volume
$73.2M
Default Rate
0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

63 SBA loans on record

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Franchisee Contacts

992 franchisee contacts on file from official FDD filings.

992 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases7

Primarily disputes between franchisor and franchisees over renewal requirements to execute the current standard Pacesetter Franchise Agreement and product purchase obligations, store closure consents, rebate payments and performance metrics, and unauthorized franchise transfers.

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
21
Non-Renewals
0
Reacquired
2
Ceased Ops
0
Transfers
51
Sold to Franchisees
34
Projected New
13

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Frequently Asked Questions

The total initial investment to open a JIFFY LUBE franchise ranges from $232,000 to $520,000. This includes a franchise fee of $35,000.