KEYSTONE INSURERS GROUP
Keystone Insurers Group LLC franchises independent insurance agencies that operate as direct-sales outlets selling personal, commercial, financial services, annuities, health, and specialty insurance products under powers of appointment from carrier agreements negotiated by the franchisor and affiliates. The business model grants franchisees access to these contracts, proprietary marks, discounted supplier services, and operational support through the Keystone System detailed in a confidential Operating Manual. Target customers include individuals and business entities seeking various insurance coverages and programs.
Franchise Costs
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How KEYSTONE INSURERS GROUP Compares
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
KEYSTONE INSURERS GROUP Current | N/A | N/A | N/A | 280 |
| Bimbo Foods Bakeries Distribution, LLC | $14K – $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K – $609K | $30K | 5.0% | 4,500 |
| JACKSON HEWITT TAX SERVICE | $71K – $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K – $21K | $11K | 3.0% | 2,655 |
| SERVPRO (UNIT) | $259K – $380K | $100K | 10.0% | 2,286 |
Business Services Average 188 franchises | $118K – $284K | $46K | 10.4% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 188 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+6 more states
SBA Loan History
Historical SBA 7(a) loan data for KEYSTONE INSURERS GROUP franchisees (2013 – 2021)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
18 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
18 Contacts Available
Unlock all KEYSTONE INSURERS GROUP franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
As of the 2025 FDD, KEYSTONE INSURERS GROUP has 280 franchise locations. The company has been franchising since 1999.
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