KEYSTONE INSURERS GROUP
Keystone Insurers Group LLC franchises independent insurance agencies that operate as direct-sales outlets selling personal, commercial, financial services, annuities, health, and specialty insurance products under powers of appointment from carrier agreements negotiated by the franchisor and affiliates. The business model grants franchisees access to these contracts, proprietary marks, discounted supplier services, and operational support through the Keystone System detailed in a confidential Operating Manual. Target customers include individuals and business entities seeking various insurance coverages and programs.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
Franchise Stats
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How KEYSTONE INSURERS GROUP Compares to Other Business Services Franchises
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
KEYSTONE INSURERS GROUP Current | N/A | N/A | N/A | 280 |
| Bimbo Foods Bakeries Distribution, LLC | $14K - $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K - $609K | $30K | 5.0% | 4,500 |
| JACKSON HEWITT TAX SERVICE | $71K - $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K - $21K | $11K | 3.0% | 2,655 |
| SERVPRO (UNIT) | $259K - $380K | $100K | 10.0% | 2,286 |
Business Services Average 187 franchises | $118K - $285K | $46K | 10.4% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 187 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+6 more states
SBA Loan History
Historical SBA 7(a) loan data for KEYSTONE INSURERS GROUP franchisees (2013 - 2021)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How many KEYSTONE INSURERS GROUP franchise locations are there?
As of the 2025 FDD, KEYSTONE INSURERS GROUP has 280 franchise locations. The company has been franchising since 1999.
Can you get an SBA loan for a KEYSTONE INSURERS GROUP franchise?
Yes, SBA loans are available for KEYSTONE INSURERS GROUP franchises. Historical data shows 2 SBA 7(a) loans have been approved for KEYSTONE INSURERS GROUP franchisees, with an average loan amount of $1,873,250. The historical default rate is 0.0%.
Is KEYSTONE INSURERS GROUP a good franchise to buy?
KEYSTONE INSURERS GROUP shows several positive indicators: established brand with 280+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in KEYSTONE INSURERS GROUP?
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