How many KOA franchise locations are there?

As of the 2026 FDD, KOA has 432 franchise locations. The company has been franchising since 1963.

Can you get an SBA loan for a KOA franchise?

Yes, SBA loans are available for KOA franchises. We have historical SBA 7(a) loan data on file including approval counts, average loan amounts, and default rates. Get full access to see the complete SBA loan history.

Is KOA a good franchise to buy?

KOA shows several positive indicators: established brand with 432+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

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KOA

Kampgrounds of America, Inc. (KOA) franchises the development and operation of recreational vehicle parks and campgrounds that provide camping facilities and services under the KOA brand. Franchisees must offer camping sites for RVs, travel trailers, and tents, adhering to minimum quality standards and amenities specified by the franchisor. The business model relies on franchising to a broad target market of campers including families, singles, young and old individuals across various income levels, with sales often seasonal based on location.

FDD Year:

432locations

$40K–$16660K

Since 1963

ServicesBillings, MTKOAH, Inc.www.koa.comDisclaimer

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Franchise Costs

Franchise Fee

$45,000

Initial Investment

$40,050 – $16,659,575

Royalty Rate

8.00%

Brand Fund

2.00%

Fixed Monthly Fees

$2,490

8% royalty + 2% ad fund + optional Revenue Managed Services ($995-$1,495/mo) + optional Marketing Managed Services ($795-$1,395/mo) + optional K2 Text Messaging ($800-$1,200/yr)

Financial Performance

Item 19 Financial Performance

Data Based On: Data for 448 KOA franchised campgrounds, excluding one company-owned, which were open and operating during the 12-month period ended December 31, 2025 (for revenue information). A separate sample of 277 KOA franchised campgrounds from 2024 provided profit information.

* The document provides financial performance data, but it is presented as 'Average Annual Registration Revenue by Site Class' (meaning revenue per site of a given class) and 'Revenue, Expenses, and Profit Per Camper Night'. The prompt explicitly requires revenue and profit figures to be 'per franchise unit' in total dollar amounts. Without information on the average number of sites per campground or average camper nights per campground, it is not possible to convert the provided 'per site' or 'per camper night' figures into 'per franchise unit' total dollar amounts as requested for these fields. Therefore, all average revenue and profit fields are set to null.

Extracted Item 19 Section

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How KOA Compares

Key Insights

One of the lowest investment costs in Specialty Lodging (ranked #1 of 4)
#1 largest franchise system in Specialty Lodging

Franchise	Investment	Fee	Royalty	Locations
KOA Current	$40K – $16.7M	$45K	8.0%	432
Camp Jellystone	$324K – $2.4M	$75K	4.5%	77
Ferncrest	$478K – $1.7M	$50K	7.0%	2
RADISSON INDIVIDUALS	$2.9M – $56.2M	$75K	6.0%	1
Specialty Lodging Average 4 franchises	$925K – $19.2M	$61K	6.4%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2025)

Outlets by state across the United States

Top States

1CA

2TX

3CO

4OH

5NY

6MI

7FL

8PA

9SD

10MT

11OR

12AZ

13UT

14VA

15WY

+31 more states

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SBA Loan History

Historical SBA 7(a) loan data for KOA franchisees (2010 – 2025)

Total Loans

Average Loan

$1,076,952

Total Volume

$58.2M

Default Rate

0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

54 SBA loans on record

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Franchisee Contacts

421 franchisee contacts on file from official FDD filings.

421 Contacts Available

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Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

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Frequently Asked Questions

The total initial investment to open a KOA franchise ranges from $40,050 to $16,659,575. This includes a franchise fee of $45,000. Ongoing royalty fees are 8.0% of gross sales.