KUMON
Kumon North America, Inc. franchises after-school Kumon Centers that provide math and reading programs using the proprietary Kumon Method, a mastery-based system involving incremental worksheets, in-center sessions twice weekly for 20-30 minutes per subject, and daily homework. The business model involves selling franchises to qualified instructors who operate these centers, charging royalties and fees while adhering to standardized operations and curriculum. The target market is parents of school-aged children from preschool to high school seeking affordable supplemental education to build speed and accuracy in math and reading.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
$30 initial enrollment royalty per new student; monthly royalty $36/full-paying student + $18/partial (post-TLP, increases to $38/$19 Jan 2026); late payment fee 1.5% or $75/mo; late report fees $200+
Franchise Stats
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How KUMON Compares to Other Children's Education & Enrichment Franchises
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
KUMON Current | N/A | $2K | N/A | 1,671 |
| Mathnasium | $113K - $150K | $49K | 10.0% | 995 |
| MATHNASIUM LEARNING CENTERS; MATHNASIUM CENTERS, | $113K - $150K | $49K | 10.0% | 968 |
| SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN | $108K - $239K | $37K | 11.0% | 469 |
| CLUB Z! | $41K - $57K | $27K | 8.0% | 328 |
| SOCCER SHOTS | $43K - $54K | $37K | 7.0% | 306 |
Children's Education & Enrichment Average 39 franchises | $205K - $385K | $41K | 7.7% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 39 Children's Education & Enrichment franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+35 more states
SBA Loan History
Historical SBA 7(a) loan data for KUMON franchisees (2010 - 2025)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How many KUMON franchise locations are there?
As of the 2025 FDD, KUMON has 1,671 franchise locations. The company has been franchising since 1994.
Can you get an SBA loan for a KUMON franchise?
Yes, SBA loans are available for KUMON franchises. Historical data shows 98 SBA 7(a) loans have been approved for KUMON franchisees, with an average loan amount of $224,736. The historical default rate is 6.1%.
Is KUMON a good franchise to buy?
KUMON shows several positive indicators: established brand with 1,671+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in KUMON?
Talk to a franchise advisor to get personalized guidance and learn if KUMON is the right fit for you.
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