KUMON
Kumon North America, Inc. franchises after-school Kumon Centers that provide math and reading programs using the proprietary Kumon Method, a mastery-based system involving incremental worksheets, in-center sessions twice weekly for 20-30 minutes per subject, and daily homework. The business model involves selling franchises to qualified instructors who operate these centers, charging royalties and fees while adhering to standardized operations and curriculum. The target market is parents of school-aged children from preschool to high school seeking affordable supplemental education to build speed and accuracy in math and reading.
Franchise Costs
$30 initial enrollment royalty per new student; monthly royalty $36/full-paying student + $18/partial (post-TLP, increases to $38/$19 Jan 2026); late payment fee 1.5% or $75/mo; late report fees $200+
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How KUMON Compares
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
KUMON Current | N/A | $2K | N/A | 1,671 |
| Mathnasium | $113K – $150K | $49K | 10.0% | 995 |
| MATHNASIUM LEARNING CENTERS; MATHNASIUM CENTERS, | $113K – $150K | $49K | 10.0% | 968 |
| SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN | $108K – $239K | $37K | 11.0% | 469 |
| CLUB Z! | $41K – $57K | $27K | 8.0% | 328 |
| SOCCER SHOTS | $43K – $54K | $37K | 7.0% | 306 |
Children's Education & Enrichment Average 39 franchises | $205K – $385K | $41K | 7.7% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 39 Children's Education & Enrichment franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+35 more states
SBA Loan History
Historical SBA 7(a) loan data for KUMON franchisees (2010 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
1,672 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
1,672 Contacts Available
Unlock all KUMON franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
As of the 2025 FDD, KUMON has 1,671 franchise locations. The company has been franchising since 1994.
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