How many CLUB Z! franchise locations are there?

As of the 2025 FDD, CLUB Z! has 328 franchise locations. The company has been franchising since 1998.

Can you get an SBA loan for a CLUB Z! franchise?

Yes, SBA loans are available for CLUB Z! franchises. Historical data shows 21 SBA 7(a) loans have been approved for CLUB Z! franchisees, with an average loan amount of $84,643. The historical default rate is 9.5%.

Is CLUB Z! a good franchise to buy?

CLUB Z! shows several positive indicators: established brand with 328+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

CLUB Z!

Club Z! franchises provide in-home tutoring services where Area Director franchisees recruit qualified teachers to deliver one-on-one tutoring to students from pre-K to grade 12 directly in their homes, using textbooks, workbooks, and computer programs to improve academic skills and learning attitudes. The business operates under proprietary marks and systems, with franchisor support for marketing within protected territories. The target market is parents seeking affordable supplemental education services.

328

Locations

$41K–$57K

Investment

Since 1998

Franchising

ServicesTampa, FLwww.clubztutoring.comDisclaimer

Franchise Costs

Franchise Fee

$27,250

Item 5 of FDD

Initial Investment Range

$40,975 – $57,425

Low: $40,975High: $57,425

Item 7 of FDD

Royalty Rate

8.00%

of gross sales

Brand Fund

2.00%

Item 6 of FDD

Fixed Monthly Fees

$325 – $375

Item 6 of FDD

Tiered 8%-6% royalty (min $550/mo) + 2% ad fund (min $50/mo) + $250-$300/mo Club Z! Business Package + $75/mo software fees

Financial Performance

Item 19 Financial Performance

Data Based On: 328 Franchised Businesses are reported for Private Student Counts (Tables One, Two, Three, Four) based on mandatory monthly revenue reports for January – December 2024. Tutor Pay Rates and Client Pay Rates (Tables Five, Six) are also reported on 328 Franchised Businesses as of March 2024.

* The document provides data on Private Student Counts, Tutor Hourly Pay Rates, and Client Pay Rates. While these represent financial performance, the document does not present consolidated average or median gross revenue, net income, net profit, or EBITDA per franchise unit. Therefore, these specific metrics cannot be extracted directly or calculated without making significant unsupported assumptions about average student hours and distribution across different service levels. No crossed out or revised numbers were found in the document.

Extracted Item 19 Section

How CLUB Z! Compares

Key Insights

One of the lowest investment costs in Children's Education & Enrichment (ranked #3 of 39)
Top 10 largest franchise system in Children's Education & Enrichment
Lower than average SBA loan default rate in Children's Education & Enrichment

Franchise	Investment	Fee	Royalty	Locations
CLUB Z! Current	$41K – $57K	$27K	8.0%	328
Mathnasium	$113K – $150K	$49K	10.0%	995
MATHNASIUM LEARNING CENTERS; MATHNASIUM CENTERS,	$113K – $150K	$49K	10.0%	968
SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN	$108K – $239K	$37K	11.0%	469
SOCCER SHOTS	$43K – $54K	$37K	7.0%	306
HUNTINGTON LEARNING CENTER	$159K – $298K	$36K	9.5%	248
Children's Education & Enrichment Average 39 franchises	$205K – $385K	$41K	7.7%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 39 Children's Education & Enrichment franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1FL

2CA

3TX

4IL

5NC

6GA

7MA

8IN

9VA

10OH

11MD

12MO

13AZ

14NJ

15NV

+33 more states

SBA Loan History

Historical SBA 7(a) loan data for CLUB Z! franchisees (2010 – 2023)

Total Loans

Average Loan

$84,643

Total Volume

$1.8M

Default Rate

9.5%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

328 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

328 Contacts Available

Unlock all CLUB Z! franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a CLUB Z! franchise ranges from $40,975 to $57,425. This includes a franchise fee of $27,250. Ongoing royalty fees are 8.0% of gross sales.