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OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING)
Our Town America regional development franchises grant the right to promote and sell unit franchises within a designated territory and provide support services to those unit franchisees, while the franchisor handles the actual franchise agreements. The unit franchises operate direct mail marketing businesses that solicit local businesses to advertise via personalized mailings distributed to new residents who have recently changed addresses. This business model targets experienced individuals, such as prior unit franchise owners, serving local business advertisers and new movers in communities.
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Franchise Costs
No royalty or brand fund fees listed. Key fees include $350/person convention fee, $250/package franchise materials, and $2,500 renewal fee.
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
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Unlock financial performance dataOUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) Franchise Analysis
Picture a business where you recruit seasoned marketers to blanket new neighborhoods with personalized ads for local shops—that's the regional developer role at Our Town America. Launched in 2004 from Clearwater, FL, this model skips royalties to focus on territory sales and unit support amid a tiny network of just six operations. Yet Item 19's silence on earnings and SBA loan records hint at hurdles beneath the surface: is this a hidden gem for expansion pros or a stagnant setup demanding caution?
The 2024 FDD's Item 7 lays out a hefty entry: $100,000 franchise fee within a $122,250-$199,200 total investment, covering territory rights without ongoing royalties or ad fund contributions—a rare fee-light structure that appeals to hands-on developers. Other costs include $350 per person for conventions, $250 for franchise materials packages, and $2,500 renewals. SBA financing history flags risks: only 4 loans recorded averaging $232,050, but a 25% default rate signals potential cash flow strains for some operators, far above industry norms and worth dissecting for regional scalability.
System vitality raises flags with zero growth from 6 locations in 2022 to 2023, one transfer noted, and no Item 19 disclosure—a critical omission leaving prospective developers blind to unit-level revenues from advertising to new movers. This targets prior franchise owners comfortable with B2B sales in business services, but flat expansion and sparse data suggest limited momentum. Buyers must probe unit economics and regional saturation via FDD exhibits to gauge if the no-royalty perk offsets the opacity and high SBA defaults.
Analysis based on the 2024 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.
How OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) Compares
Key Insights
- Lower than average SBA loan default rate in Business Services
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) Current | $122K – $199K | $100K | N/A | 6 |
| Bimbo Foods Bakeries Distribution, LLC | $14K – $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K – $609K | $30K | 5.0% | 4,500 |
| RE/MAX | $37K – $337K | $35K | 1.0% | 2,994 |
| JACKSON HEWITT TAX SERVICE | $71K – $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K – $21K | $11K | 3.0% | 2,655 |
Business Services Average 198 franchises | $121K – $289K | $47K | 10.2% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 198 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2023)
Outlets by state across the United States
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Unlock location growth dataSBA Loan History
Historical SBA 7(a) loan data for OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) franchisees (2015 – 2022)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
4 SBA loans on record
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Unlock SBA loan historyFranchisee Contacts
6 franchisee contacts on file from official FDD filings.
6 Contacts Available
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Unlock contactsDue Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) franchise ranges from $122,250 to $199,200. This includes a franchise fee of $100,000.
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