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We extract fees, Item 19 financials, franchisee contacts, SBA default rates, litigation, and outlet data from every FDD — so you can compare brands in minutes, not months. Used by multi-unit operators, consultants, and franchise development teams.

OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING)

OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING)

Our Town America regional development franchises grant the right to promote and sell unit franchises within a designated territory and provide support services to those unit franchisees, while the franchisor handles the actual franchise agreements. The unit franchises operate direct mail marketing businesses that solicit local businesses to advertise via personalized mailings distributed to new residents who have recently changed addresses. This business model targets experienced individuals, such as prior unit franchise owners, serving local business advertisers and new movers in communities.

6locations
$122K–$199K
Since 2004
ServicesClearwater, FLwww.ourtownamerica.comDisclaimer

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Franchise Costs

Franchise Fee
$100,000
Initial Investment
$122,250 – $199,200
Royalty Rate
N/A
Brand Fund
N/A

No royalty or brand fund fees listed. Key fees include $350/person convention fee, $250/package franchise materials, and $2,500 renewal fee.

Financial Performance


Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

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OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) Franchise Analysis

Picture a business where you recruit seasoned marketers to blanket new neighborhoods with personalized ads for local shops—that's the regional developer role at Our Town America. Launched in 2004 from Clearwater, FL, this model skips royalties to focus on territory sales and unit support amid a tiny network of just six operations. Yet Item 19's silence on earnings and SBA loan records hint at hurdles beneath the surface: is this a hidden gem for expansion pros or a stagnant setup demanding caution?

The 2024 FDD's Item 7 lays out a hefty entry: $100,000 franchise fee within a $122,250-$199,200 total investment, covering territory rights without ongoing royalties or ad fund contributions—a rare fee-light structure that appeals to hands-on developers. Other costs include $350 per person for conventions, $250 for franchise materials packages, and $2,500 renewals. SBA financing history flags risks: only 4 loans recorded averaging $232,050, but a 25% default rate signals potential cash flow strains for some operators, far above industry norms and worth dissecting for regional scalability.

System vitality raises flags with zero growth from 6 locations in 2022 to 2023, one transfer noted, and no Item 19 disclosure—a critical omission leaving prospective developers blind to unit-level revenues from advertising to new movers. This targets prior franchise owners comfortable with B2B sales in business services, but flat expansion and sparse data suggest limited momentum. Buyers must probe unit economics and regional saturation via FDD exhibits to gauge if the no-royalty perk offsets the opacity and high SBA defaults.

Analysis based on the 2024 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) Compares

Key Insights

  • Lower than average SBA loan default rate in Business Services
FranchiseInvestmentFeeRoyaltyLocations
OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING)
Current
$122K – $199K$100KN/A6
Bimbo Foods Bakeries Distribution, LLC$14K – $607KN/AN/A6,454
THE UPS STORE (TRADITIONAL)$216K – $609K$30K5.0%4,500
RE/MAX$37K – $337K$35K1.0%2,994
JACKSON HEWITT TAX SERVICE$71K – $105K$25K15.0%2,744
CRUISE PLANNERS$2K – $21K$11K3.0%2,655
Business Services Average
198 franchises
$121K – $289K$47K10.2%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 198 Business Services franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2023)

Outlets by state across the United States

Top States
1CA
1
2FL
1
3MI
1
4MN
1
5NC
1
6TX
1

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SBA Loan History


Historical SBA 7(a) loan data for OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) franchisees (20152022)

Total Loans
4
Average Loan
$232,050
Total Volume
$0.9M
Default Rate
25.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

4 SBA loans on record

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Franchisee Contacts

6 franchisee contacts on file from official FDD filings.

6 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases0
No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
0
Non-Renewals
0
Reacquired
0
Ceased Ops
0
Transfers
1
Sold to Franchisees
0
Projected New
0

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Frequently Asked Questions

The total initial investment to open a OUR TOWN AMERICA (REGIONAL DEVELOPMENT OFFERING) franchise ranges from $122,250 to $199,200. This includes a franchise fee of $100,000.