Retirement Income Source

Item 7 in the 2024 FDD pegs initial investment at $100,400-$225,500, covering franchise fee ($25,000), software, training, and working capital, with three franchise classes varying by affiliate integration (Sound Income Strategies for investments, The Advisor's Academy for insurance). Ongoing fees skip royalties (0%) and ad fund (0%), but expect $150-$250/month software plus a hefty $10,000/month service fee for Class 3 franchisees—potentially eating 20-30% of revenue depending on scale. No Item 19 earnings disclosure leaves franchisees guessing on top-line potential; average AUVs aren't reported, forcing reliance on FDD Item 19's absence as a yellow flag in a compliance-heavy sector.

System health shows 29 franchised plus 2 corporate locations after dropping from 30 total in 2022 (-3% YoY), with 2 terminations, 1 transfer, and 3 projected new units signaling cautious expansion from Fort Lauderdale HQ. Franchising just five years, the contraction amid retiree market tailwinds (aging boomers) raises execution questions—low terminations are positive, but no growth acceleration or revenue transparency tempers enthusiasm. For $100K+ entry targeting advisors, this no-royalty pitch appeals if volumes hit, but opaque economics and slight retreat suggest vetting affiliates closely before committing.