How many SURFACE SPECIALISTS franchise locations are there?

As of the 2026 FDD, SURFACE SPECIALISTS has 47 franchise locations. The company has been franchising since 1982.

Can you get an SBA loan for a SURFACE SPECIALISTS franchise?

Yes, SBA loans are available for SURFACE SPECIALISTS franchises. Historical data shows 1 SBA 7(a) loans have been approved for SURFACE SPECIALISTS franchisees, with an average loan amount of $51,700. The historical default rate is 0.0%.

Is SURFACE SPECIALISTS a good franchise to buy?

SURFACE SPECIALISTS shows several positive indicators: low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

SURFACE SPECIALISTS

FDD Year:

Surface Specialists franchises allow owners to operate businesses specializing in high-quality repair, refinishing, resurfacing, and replacement of kitchen and bathroom surfaces including bathtubs, showers, sinks, countertops, and fixtures, along with services like whirlpool conversions, safety upgrades, glass polishing, and acrylic liner installations. The business model provides franchisees with a proprietary system, trademarks, and operational standards to deliver value-driven services. Target markets include single-family homes, multi-family buildings, motels, and hotels.

Locations

$43K–$56K

Investment

Since 1982

Franchising

ServicesMatthews, NCwww.surfacespecialistsfranchise.comDisclaimer

Franchise Costs

Franchise Fee

$36,000

Item 5 of FDD

Initial Investment Range

$43,200 – $56,000

Low: $43,200High: $56,000

Item 7 of FDD

Royalty Rate

5.00%

of gross sales

Brand Fund

1.00%

Item 6 of FDD

5% royalty (subject to $250 monthly minimum) + 1% advertising contribution

How SURFACE SPECIALISTS Compares

Key Insights

Lower investment than 96% of Home Services franchises

Franchise	Investment	Fee	Royalty	Locations
SURFACE SPECIALISTS Current	$43K – $56K	$36K	5.0%	47
MERRY MAIDS	$127K – $166K	$55K	7.0%	933
HOLIDAY LIGHTING HEROES	$150K – $177K	$127K	10.0%	653
SIGN GYPSIES	$4K – $5K	$1K	N/A	587
MOSQUITO AUTHORITY	$54K – $128K	$45K	10.0%	546
Culligan	$130K – $814K	$40K	2.0%	460
Home Services Average 132 franchises	$144K – $288K	$53K	7.0%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 132 Home Services franchises by location count.

SBA Loan History

Historical SBA 7(a) loan data for SURFACE SPECIALISTS franchisees (2025 – 2025)

Total Loans

Average Loan

$51,700

Total Volume

$0.1M

Default Rate

0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a SURFACE SPECIALISTS franchise ranges from $43,200 to $56,000. This includes a franchise fee of $36,000. Ongoing royalty fees are 5.0% of gross sales.