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Top Rail
Top Rail Fence franchises enable operators to sell, furnish, install, stain, and paint wood, steel, aluminum, vinyl, and other types of fencing, along with related garden products and approved services. Franchisees serve residential and commercial customers within designated territories using the proprietary TOP RAIL® brand, system, and standards. The franchisor's business model involves granting franchise rights to qualified individuals or entities, with options for single or multi-unit operations requiring initial investments between $161,444 and $297,444 for a single unit.
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Franchise Costs
4%-6% royalty + 1% ad fund + $500/mo marketing management + $599/mo technology + $249/mo online local presence + $400/mo bookkeeping
Financial Performance
Item 19 Financial Performance
Data Based On: 13 Second Year franchisees operated for the full year of 1/1/25 - 12/31/25 and the full year of 1/1/24 - 12/31/24.
Extracted Item 19 Section
Avg. Revenue: $1,319,327
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Unlock financial performance dataHow Top Rail Compares
Key Insights
- Higher investment than 82% of Home Services franchises
- Higher than average SBA loan default rate in Home Services
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Top Rail Current | $177K – $334K | $60K | 4.0% | 188 |
| MERRY MAIDS | $127K – $166K | $55K | 7.0% | 933 |
| HOLIDAY LIGHTING HEROES | $136K – $164K | $118K | 10.0% | 672 |
| MOSQUITO AUTHORITY | $39K – $129K | $45K | 10.0% | 521 |
| Culligan | $130K – $816K | $41K | 2.0% | 438 |
| ONE HOUR AIR CONDITIONING AND HEATING; | $143K – $287K | $43K | 6.0% | 418 |
Home Services Average 145 franchises | $138K – $273K | $54K | 6.8% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 145 Home Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2025)
Outlets by state across the United States
+15 more states
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Unlock location growth dataSBA Loan History
Historical SBA 7(a) loan data for Top Rail franchisees (2023 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
23 SBA loans on record
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Unlock SBA loan historyDue Diligence
Litigation (Item 3)
One affiliate litigation case involving termination disputes, fee collection, civil conspiracy, trademark infringement, and unfair competition.
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a Top Rail franchise ranges from $177,444 to $333,944. This includes a franchise fee of $59,900. Ongoing royalty fees are 4.0% of gross sales.
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