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We extract fees, Item 19 financials, franchisee contacts, SBA default rates, litigation, and outlet data from every FDD — so you can compare brands in minutes, not months. Used by multi-unit operators, consultants, and franchise development teams.

VICTORY LANE CENTERS

VICTORY LANE CENTERS

Victory Lane Quick Oil Change franchises operate quick-service oil change and vehicle maintenance centers, providing oil changes, fluid checks, filter replacements, and related automotive products and services approved by the franchisor. The business model includes single-unit franchises, area development agreements for multiple centers (minimum three), and conversion opportunities for existing similar businesses. They target drivers seeking convenient, fast automotive maintenance services in a competitive market that includes national chains, local shops, and DIY options.

12locations
$240K–$765K
Since 1986
AutomotivePlymouth, MIwww.VictoryLane.netDisclaimer

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Franchise Costs

Franchise Fee
$49,500
Initial Investment
$240,000 – $764,500
Royalty Rate
6.00%
Brand Fund
2.00%
Fixed Monthly Fees
$250 – $500

6% royalty + 2% system development (ad) fund + $250-500/mo software/POS fees

Financial Performance


Item 19 Financial Performance

Average Gross Revenue
$702,402.7
Median Gross Revenue
$639,304.07
Top Quartile Revenue
$1,472,865.37
Bottom Quartile Revenue
$247,848.27

Data Based On: 12 Franchised Locations that were open and operating the entire 2024 calendar year, as of December 31, 2024. This number is derived from the text stating 12 franchised locations at year-end and corroborated by the 'Number and % that Met or Exceeded Average' of '4/33%' in the franchised data table (4 / 0.33 ≈ 12 units).

* All figures extracted from the 'Franchised Locations Only' table for 2024. 'High Annual Gross Sales' was used for 'revenue_top_quartile' and 'Low Annual Gross Sales' for 'revenue_bottom_quartile' as no explicit segmented quartile averages were provided. Per Note 2 on page 2, the financial performance representations do not reflect costs of sales, operating expenses, or other costs/expenses, therefore, net income, net profit, EBITDA, and profit estimations are set to null.

Extracted Item 19 Section

Avg. Revenue: $702,403

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VICTORY LANE CENTERS Franchise Analysis

Victory Lane Centers has quietly built a presence in quick oil changes since 1986, but its latest FDD uncovers shifting dynamics in a cutthroat market battling big chains and DIYers. Item 19 delivers revenue transparency that's rare for the sector, while SBA financing history hints at real-world funding realities for operators. Can a system with corporate backing turn the tide amid contraction, or is the data signaling bigger challenges ahead?

Item 7 breaks down the initial investment range of $240,000 to $764,500, covering build-out for single-unit quick oil change centers, with a $49,500 franchise fee. Ongoing fees hit 6% royalty plus 2% brand/ad fund, tacked on with $250-500 monthly software/POS costs—standard but adding up in a high-volume, low-margin service like fluid checks and filter swaps. Item 19 shines here: average gross revenue clocks $702,403 across units, median at $639,304, suggesting solid top-line potential if you hit the upper performers, though variability screams for digging into outliers.

System stats reveal 12 franchised locations versus 22 corporate, a -14% drop from 14 franchised in 2023 to 12 in 2024, with just 1 termination but only 4 projected new units. SBA data adds grit: 26 loans averaging $603,923, yet an 11.5% default rate flags financing risks in this capital-intensive auto repair niche. For buyers eyeing area development or conversions, the corporate-heavy footprint offers stability, but shrinking franchise count and modest expansion signal caution—strong revenues tempt, yet you'd need operational edge to beat national competitors.

Analysis based on the 2025 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How VICTORY LANE CENTERS Compares

Key Insights

  • Lower than average SBA loan default rate in Automotive Repair & Maintenance
FranchiseInvestmentFeeRoyaltyLocations
VICTORY LANE CENTERS
Current
$240K – $765K$50K6.0%12
JIFFY LUBE$232K – $520K$35KN/A1,721
Tire Pros$111K – $266K$7KN/A605
BIG O TIRES (BUSINESS FORMAT FRANCHISE)$326K – $1.3M$18K5.0%461
GREASE MONKEY$708K – $2.3M$40K6.0%233
Fix Auto$55K – $850K$10K3.0%212
Automotive Repair & Maintenance Average
15 franchises
$202K – $813K$33K7.3%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 15 Automotive Repair & Maintenance franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States
1MI
6
2MN
2
3NC
2
4AZ
1
5VA
1
6GA
0
7KY
0

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SBA Loan History


Historical SBA 7(a) loan data for VICTORY LANE CENTERS franchisees (20102025)

Total Loans
26
Average Loan
$603,923
Total Volume
$15.7M
Default Rate
11.5%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

26 SBA loans on record

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Franchisee Contacts

18 franchisee contacts on file from official FDD filings.

18 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases0
No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
1
Non-Renewals
0
Reacquired
1
Ceased Ops
0
Transfers
0
Sold to Franchisees
0
Projected New
4

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Frequently Asked Questions

The total initial investment to open a VICTORY LANE CENTERS franchise ranges from $240,000 to $764,500. This includes a franchise fee of $49,500. Ongoing royalty fees are 6.0% of gross sales.