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AQUA-TOTS SWIM SCHOOLS
Aqua-Tots Swim Schools offers franchises for operating swim instruction schools that provide small group and private swim lessons, as well as pool parties, to the general public using a proprietary business system and trademarks. The business model includes single-unit franchises or multi-unit development agreements requiring the opening of multiple locations within specified areas and timelines. The target market is families and individuals seeking swim education and recreational pool activities.
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Franchise Costs
6% royalty + 2% ad fund + $295/mo software fee + $170/mo technology fee
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
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Unlock financial performance dataAQUA-TOTS SWIM SCHOOLS Franchise Analysis
Ever wondered if a swim school franchise could make waves in the family recreation market? Aqua-Tots Swim Schools has been building its network since 2007, with FDD data showing consistent location growth and a robust pipeline of new units. Item 19 is absent, leaving earnings opaque, while SBA financing trends hint at serious capital commitments—but is this high-stakes model worth diving into?
The financial entry is steep: expect $1,619,820 to $2,939,590 upfront, covering build-out for indoor pools, equipment, and initial operations as detailed in Item 7. Franchise fee hits $50,000, followed by 6% royalties, 2% ad fund, plus ongoing $295/month software and $170/month tech fees. No Item 19 means no official revenue or profit figures, forcing buyers to dig into alternatives like the 57 SBA loans averaging $894,253 each—suggesting lenders see viability in this $2M+ model despite the risks of real estate-heavy setups.
System health looks solid with 131 franchised locations (one corporate) jumping 11% from 118 in 2023, and 15 projected new units signaling momentum in sports/rec. Multi-unit deals accelerate expansion but demand quick openings. For a $50K fee buyer eyeing families craving swim safety, this scales via proven curriculum, yet the massive capex and fee stack could squeeze margins without scale—ideal for deep-pocketed operators in growing suburbs.
Analysis based on the 2025 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.
How AQUA-TOTS SWIM SCHOOLS Compares
Key Insights
- Higher investment than 88% of Sports & Recreation franchises
- #3 largest franchise system in Sports & Recreation
- One of the lowest SBA loan default rates in Sports & Recreation
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
AQUA-TOTS SWIM SCHOOLS Current | $1.6M – $2.9M | $50K | 6.0% | 131 |
| i9 SPORTS | $60K – $70K | $25K | 7.5% | 294 |
| FREEDOM BOAT CLUB | $264K – $623K | $50K | 6.0% | 288 |
| X-GOLF | $1.1M – $1.7M | $40K | 7.0% | 122 |
| The Back Nine | $307K – $689K | $50K | 8.0% | 120 |
| SAFESPLASH SWIM SCHOOL | $961K – $1.3M | $55K | 6.0% | 106 |
Sports & Recreation Average 26 franchises | $1.8M – $2.8M | $1.0M | 7.0% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 26 Sports & Recreation franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+12 more states
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Unlock location growth dataSBA Loan History
Historical SBA 7(a) loan data for AQUA-TOTS SWIM SCHOOLS franchisees (2013 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
57 SBA loans on record
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Unlock SBA loan historyFranchisee Contacts
142 franchisee contacts on file from official FDD filings.
142 Contacts Available
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Unlock contactsDue Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a AQUA-TOTS SWIM SCHOOLS franchise ranges from $1,619,820 to $2,939,590. This includes a franchise fee of $50,000. Ongoing royalty fees are 6.0% of gross sales.
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