How much profit can you make with a Bahama Buck's franchise?

Profit estimates for Bahama Buck's franchises are available from the Item 19 financial performance data in the 2024 FDD. Get full access to see the estimated profit range and calculation methodology.

How many Bahama Buck's franchise locations are there?

As of the 2024 FDD, Bahama Buck's has 112 franchise locations. The company has been franchising since 1993.

Can you get an SBA loan for a Bahama Buck's franchise?

Yes, SBA loans are available for Bahama Buck's franchises. We have historical SBA 7(a) loan data on file including approval counts, average loan amounts, and default rates. Get full access to see the complete SBA loan history.

Is Bahama Buck's a good franchise to buy?

Bahama Buck's shows several positive indicators: established brand with 112+ locations, transparent financial performance data (Item 19). However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

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Bahama Buck's

Bahama Buck’s Franchise Corporation offers franchises for operating BAHAMA BUCK’S stores that prepare and sell gourmet shaved ice products, island specialties, and frozen dessert confections primarily through in-store, walk-up, and drive-up sales. Franchisees may also offer coffee products. The business model revolves around franchising these refreshment outlets to the general public seeking tropical frozen treats.

112locations

Since 1993

Food & BeverageLubbock, TXwww.bahamabucks.comDisclaimer

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Franchise Costs

Franchise Fee

$34,500

Initial Investment

N/A

Royalty Rate

N/A

Brand Fund

N/A

Financial Performance

Item 19 Financial Performance

Average Gross Revenue

$559,477

Median Gross Revenue

$575,683

Top Quartile Revenue

$774,363

Bottom Quartile Revenue

$321,048

Data Based On: 103 franchised locations that were open at least one year and provided information as of December 31, 2023. This also includes five locations that were open for a portion of the year.

* Franchisee average gross revenue is $559,477. The revenue_bottom_quartile was calculated as the average for the bottom 25% of stores: (Total Sales for All Stores - Total Sales for Top 75% of Stores) / (Total Stores - Top 75% Stores) = (103 * $559,477 - 78 * $635,900) / (103 - 78) = $8,026,211 / 25 = $321,048. Estimated profit range is based on adjusted expenses from corporate data, which are stated to reflect franchisee expenses, and the accounting expense range mentioned in Note 5 on Page 5. Fixed percentage expenses: Adjusted COGS (27.89%), Expenses (45.62%), Royalty fees (6.00%), Advertising fund fees (2.00%). Total fixed percentage expenses = 81.51%. Fixed expenses amount: 0.8151 * $559,477 = $456,029.70. Variable accounting expenses range from $500 (low end) to $3,000 (high end) for franchisees. Low profit estimate: $559,477 - ($456,029.70 + $3,000) = $100,447. High profit estimate: $559,477 - ($456,029.70 + $500) = $102,947.

Extracted Item 19 Section

Avg. Revenue: $559,477

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Bahama Buck's Franchise Analysis

Picture a scorching Texas summer, where a Lubbock entrepreneur turned fluffy shaved ice into a tropical escape, franchising since 1993 to capture America's craving for chill treats. Now with over 100 outposts slinging gourmet snow cones and island drinks, Bahama Buck's stands out in the dessert wars for its drive-thru efficiency and coffee upsell potential. Item 19 financials paint a rosy revenue picture without the mega-scale hype of soft-serve giants, but steady expansion hints at untapped markets—does this frozen niche deliver the melt-proof returns you're chasing?

Delving into the 2024 FDD, Item 7 outlines a $34,500 franchise fee as entry, with total investments varying by buildout but supported by 113 SBA loans averaging $510,774—though a 12.4% default rate signals caution amid economic squeezes on impulse buys. Item 19 shines brightest: average gross revenue hits $559,477, median $575,683 across 112 franchised spots (3 corporate), translating to estimated profits of $100,447-$102,947 for top performers after royalties and costs. This outperforms many ice cream peers in per-unit sales density, fueled by walk-up and drive-thru models that thrive in warm climates or tourist hubs.

System vitality shows resilience: just 3 terminations in 2023 against 16 transfers and 15 projected new units, edging from 109 to 112 locations (+3% growth) without aggressive overexpansion. Low corporate footprint keeps franchisor focused, yet transfers suggest active resale market for exits. Prospective buyers should probe multi-unit operator Item 20 benchmarks, validate local shaved ice demand via traffic studies, and audit recent FDD addenda for menu evolution like coffee—key to sustaining those medians in a competitive freeze.

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Analysis based on the 2024 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How Bahama Buck's Compares

Franchise	Investment	Fee	Royalty	Locations
Bahama Buck's Current	N/A	$35K	N/A	112
RITA'S FRANCHISE COMPANY, LLC; RITA'S ICE-CUSTARD-HAPPINESS	$315K – $713K	$35K	6.5%	569
MENCHIE'S	$180K – $515K	$54K	6.0%	295
DIPPIN' DOTS	$139K – $399K	$35K	6.0%	260
MARBLE SLAB CREAMERY	$355K – $477K	$25K	6.0%	249
BRUSTER'S	$415K – $1.1M	$40K	5.0%	219
Desserts & Ice Cream Average 28 franchises	$326K – $656K	$37K	7.0%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 28 Desserts & Ice Cream franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2023)

Outlets by state across the United States

Top States

1TX

2AZ

3FL

4NM

5UT

6MO

7CO

8OK

9LA

10CA

11PR

12TN

13NV

14KY

15GA

+1 more states

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SBA Loan History

Historical SBA 7(a) loan data for Bahama Buck's franchisees (2012 – 2025)

Total Loans

113

Average Loan

$510,774

Total Volume

$57.7M

Default Rate

12.4%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

113 SBA loans on record

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Franchisee Contacts

112 franchisee contacts on file from official FDD filings.

112 Contacts Available

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Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

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Frequently Asked Questions

Bahama Buck's does disclose financial performance data (Item 19) in their 2024 FDD, including average and median gross revenue figures. Get full access to see the exact revenue numbers and detailed financial breakdown.