FranDB
CHRISTIAN BROTHERS AUTOMOTIVE

CHRISTIAN BROTHERS AUTOMOTIVE

Christian Brothers Automotive Corporation offers franchises for operating automotive repair and maintenance service centers under the CBA brand, providing repair and servicing of vehicles. The business model involves licensing franchisees to use the system for single or limited multi-unit operations (up to three locations), with initial investments ranging from $550,250 to $680,400. The target market is the general public seeking automotive services, competing in a well-developed and intensely competitive market influenced by economic, seasonal, and technological factors.

Since 1996AutomotiveHouston, TXwww.ChristianBrothersAutomotive.com
Item 19 AvailableSBA Loan Data

Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.

Overview

Investment
$550,250 - $680,400
Franchise Fee
$135,000
Locations
302

Financial Requirements

Franchise Fee$135,000
Initial Investment Range$550,250 - $680,400
Royalty Rate50.00%
Brand Fund3.00%
Fixed Monthly Fees$2,100 - $2,100

50% royalty on Split Profits + marketing fund (max 3% of avg gross revenue for national/regional combined) + $2,100/mo admin/accounting, operating systems, IT support & software fees

Franchise Stats

Franchise Locations302
Corporate Locations0
States Operating31
Franchising Since1996
FDD Year2025

Financial Performance

Item 19 Financial Performance

Average Gross Revenue
$2,877,456.99
Median Gross Revenue
$2,745,881
EBITDA Margin
20.17%
Average Net Profit
$580,317.75
Average Gross Profit
$1,663,383.63
Average EBITDA
$580,317.75

Data Based On: Data based on 280 franchisee-owned CBA stores open for the entire year of 2024, segmented by store age, from Schedule 19.2 and Schedule 19.1A.

* Weighted average gross revenue (Net Sales), gross profit, and net operating income (NOI) were calculated using data from Schedule 19.2 (Page 4) for 280 franchisee-owned stores in 2024. The data was segmented by store age (1st year, 2nd year, 3rd year, 4th year, 5th year+) with corresponding store counts (15, 18, 16, 18, 213 respectively). The formula used for weighted average was: (N1*X1 + N2*X2 + N3*X3 + N4*X4 + N5*X5) / Total N. Median gross revenue was taken from the 'Average Unit Volume (AUV)' row in Schedule 19.1A (Page 2) for 280 stores. Average Net Profit is based on Net Operating Income (NOI) as defined in Note 2 (Page 7) as 'income (earnings) before depreciation, amortization, royalty expense', which serves as a proxy for EBITDA. Best guess profit low and high are derived from the minimum 'Low' NOI and maximum 'High' NOI values observed across all store age segments in Schedule 19.2 (Page 5).

Extracted Item 19 Section

How CHRISTIAN BROTHERS AUTOMOTIVE Compares to Other Automotive Services Franchises

Key Insights

  • Higher investment than 92% of Automotive Services franchises
  • #3 largest franchise system in Automotive Services
  • One of the lowest SBA loan default rates in Automotive Services
FranchiseInvestment RangeFranchise FeeRoyaltyLocations
CHRISTIAN BROTHERS AUTOMOTIVE
Current
$550K - $680K$135K50.0%302
Tire Pros$12K - $137K$7KN/A644
MICHELIN RETREAD TECHNOLOGIES (MICHELIN COMMERCIAL SERVICE NETWORK)$189K - $4.3M$3KN/A340
CHRISTIAN BROTHERS AUTOMOTIVE$530K - $645K$135K50.0%265
TOMMY'S EXPRESS$5.0M - $8.5M$50K4.0%206
1-800-Radiator & A/C$464K - $1.3M$45K8.0%193
Automotive Services Average
24 franchises
$442K - $985K$47K12.8%-

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 24 Automotive Services franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States by Outlet Count
1TX
96
2CO
32
3FL
18
4GA
18
5AZ
16
6TN
14
7NC
9
8OK
9
9AL
9
10MO
8
11SC
8
12OH
7
13IN
6
14MN
6
15IL
5

+15 more states

SBA Loan History

Historical SBA 7(a) loan data for CHRISTIAN BROTHERS AUTOMOTIVE franchisees (2010 - 2025)

Total Loans
244
Average Loan Amount
$397,112
Total Loan Volume
$96,895,400
Default Rate
0.0%

Loans by Year

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Due Diligence

Litigation (Item 3)

Franchisee Litigation Cases1

One arbitration involving termination of a franchise agreement due to the franchisee operating a competing business.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported in the FDD.

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
N/A
Non-Renewals
N/A
Reacquired by Franchisor
N/A
Ceased Operations (Other)
N/A
System Transfers
N/A
Sold to Franchisees
N/A
Projected New Franchises
N/A

Frequently Asked Questions

How much does it cost to open a CHRISTIAN BROTHERS AUTOMOTIVE franchise?

The total initial investment to open a CHRISTIAN BROTHERS AUTOMOTIVE franchise ranges from $550,250 to $680,400. This includes a franchise fee of $135,000. Ongoing royalty fees are 50.0% of gross sales.

How much revenue does a CHRISTIAN BROTHERS AUTOMOTIVE franchise make?

According to the 2025 FDD, the average gross revenue for a CHRISTIAN BROTHERS AUTOMOTIVE franchise is $2,877,456.99. The median revenue is $2,745,881.

How much profit can you make with a CHRISTIAN BROTHERS AUTOMOTIVE franchise?

Based on the financial performance data in the FDD, estimated profit for a CHRISTIAN BROTHERS AUTOMOTIVE franchise ranges from $-90,251 to $1,930,594 per year. Actual results vary based on location, management, and market conditions.

How many CHRISTIAN BROTHERS AUTOMOTIVE franchise locations are there?

As of the 2025 FDD, CHRISTIAN BROTHERS AUTOMOTIVE has 302 franchise locations. The company has been franchising since 1996.

Can you get an SBA loan for a CHRISTIAN BROTHERS AUTOMOTIVE franchise?

Yes, SBA loans are available for CHRISTIAN BROTHERS AUTOMOTIVE franchises. Historical data shows 244 SBA 7(a) loans have been approved for CHRISTIAN BROTHERS AUTOMOTIVE franchisees, with an average loan amount of $397,112. The historical default rate is 0.0%.

Is CHRISTIAN BROTHERS AUTOMOTIVE a good franchise to buy?

CHRISTIAN BROTHERS AUTOMOTIVE shows several positive indicators: established brand with 302+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Interested in CHRISTIAN BROTHERS AUTOMOTIVE?

Talk to a franchise advisor to get personalized guidance and learn if CHRISTIAN BROTHERS AUTOMOTIVE is the right fit for you.

Talk to an Advisor