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CHRISTIAN BROTHERS AUTOMOTIVE

CHRISTIAN BROTHERS AUTOMOTIVE

Christian Brothers Automotive Corporation offers franchises for operating automotive repair and maintenance service centers under the CBA brand, providing repair and servicing of vehicles. The business model involves licensing franchisees to use the system for single or limited multi-unit operations (up to three locations), with initial investments ranging from $550,250 to $680,400. The target market is the general public seeking automotive services, competing in a well-developed and intensely competitive market influenced by economic, seasonal, and technological factors.

302locations
$515K–$650K
Since 1996
AutomotiveHouston, TXwww.ChristianBrothersAutomotive.comDisclaimer

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Franchise Costs

Franchise Fee
$85,000
Initial Investment
$515,250 – $650,400
Royalty Rate
50.00%
Brand Fund
3.00%
Fixed Monthly Fees
$2,392 – $2,423

50% of monthly Split Profits royalty + prorated national/regional marketing fund (max 3% of system avg revenue, currently ~0.4%) + $550/mo admin/accounting + $200/mo IT + ~$917/mo software licenses + $725/mo operating systems/internet + optional ~$30/mo tax services

Financial Performance

Item 19 Financial Performance

Average Gross Revenue
$2,865,872
Median Gross Revenue
$2,702,696
Top Quartile Revenue
$5,385,986
Bottom Quartile Revenue
$1,323,902
Average Net Profit
$568,578.99
Average Gross Profit
$1,669,686.44

Data Based On: 302 franchisee-owned CBA stores open and operating for the entire year of 2025.

* Weighted average gross profit calculated from segmented data in Schedule 19.2 (page 5): (22*$1,203,157 + 15*$1,611,402 + 18*$1,575,574 + 16*$1,676,789 + 231*$1,724,744) / 302 = $1,669,686.44. Weighted average net operating income (used for net profit) calculated from segmented data in Schedule 19.2 (page 6): (22*$283,504 + 15*$484,912 + 18*$524,347 + 16*$521,954 + 231*$607,838) / 302 = $568,578.99. Best guess profit range derived from the lowest reported negative Net Operating Income (NOI) in Note 2 on page 8 (-$243,763) and the highest 'High' NOI value from Schedule 19.2 on page 6 ($1,911,434).

Extracted Item 19 Section

Avg. Revenue: $2,865,872

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How CHRISTIAN BROTHERS AUTOMOTIVE Compares

Key Insights

  • Higher investment than 83% of Automotive Services franchises
  • #3 largest franchise system in Automotive Services
  • One of the lowest SBA loan default rates in Automotive Services
FranchiseInvestmentFeeRoyaltyLocations
CHRISTIAN BROTHERS AUTOMOTIVE
Current
$515K – $650K$85K50.0%302
Tire Pros$12K – $137K$7KN/A644
MICHELIN RETREAD TECHNOLOGIES (MICHELIN COMMERCIAL SERVICE NETWORK)$189K – $4.3M$3KN/A340
CHRISTIAN BROTHERS AUTOMOTIVE$530K – $645K$135K50.0%265
TOMMY'S EXPRESS$5.0M – $8.5M$50K4.0%206
1-800-Radiator & A/C$464K – $1.3M$45K8.0%193
Automotive Services Average
24 franchises
$458K – $1.0M$45K12.8%–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 24 Automotive Services franchises by location count.

SBA Loan History

Historical SBA 7(a) loan data for CHRISTIAN BROTHERS AUTOMOTIVE franchisees (2010 – 2025)

Total Loans
244
Average Loan
$397,112
Total Volume
$96.9M
Default Rate
0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

244 SBA loans on record

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Due Diligence

Litigation (Item 3)

Franchisee Cases1

Termination and breach of franchise agreement dispute involving a franchisee operating a competing business.

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
0
Non-Renewals
0
Reacquired
0
Ceased Ops
0
Transfers
19
Sold to Franchisees
0
Projected New
28

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Frequently Asked Questions

The total initial investment to open a CHRISTIAN BROTHERS AUTOMOTIVE franchise ranges from $515,250 to $650,400. This includes a franchise fee of $85,000. Ongoing royalty fees are 50.0% of gross sales.