How many COUSINS SUBS franchise locations are there?

As of the 2026 FDD, COUSINS SUBS has 34 franchise locations. The company has been franchising since 1979.

Can you get an SBA loan for a COUSINS SUBS franchise?

Yes, SBA loans are available for COUSINS SUBS franchises. Historical data shows 33 SBA 7(a) loans have been approved for COUSINS SUBS franchisees, with an average loan amount of $184,539. The historical default rate is 3.0%.

Is COUSINS SUBS a good franchise to buy?

COUSINS SUBS shows several positive indicators: low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

COUSINS SUBS

FDD Year:

Cousins Subs franchises operate restaurants specializing in made-to-order submarine sandwiches, hot sandwiches, salads, and related food products and beverages for on-premises and off-premises consumption under the 'Cousins Subs' name. The franchisor offers individual franchises and multi-unit development rights using a uniform business system with specific marks, equipment, and procedures. They target the general public competing with other fast-food sandwich shops and quick-service restaurants.

Locations

$436K–$1052K

Investment

Since 1979

Franchising

Food & BeverageMenomonee Falls, WIwww.cousinsfranchise.comDisclaimer

Franchise Costs

Franchise Fee

$25,000

Item 5 of FDD

Initial Investment Range

$436,200 – $1,051,500

Low: $436,200High: $1,051,500

Item 7 of FDD

Royalty Rate

6.00%

of gross sales

Brand Fund

2.00%

Item 6 of FDD

Fixed Monthly Fees

$500 – $1,000

Item 6 of FDD

6% royalty + 2% ad fund + $300-$800/mo technology fund + $200/mo renovation fund

How COUSINS SUBS Compares

Franchise	Investment	Fee	Royalty	Locations
COUSINS SUBS Current	$436K – $1.1M	$25K	6.0%	34
MCDONALD'S	$1.5M – $2.6M	$45K	N/A	12,772
AFC	$45K – $151K	$6K	9.5%	3,572
SONIC DRIVE-IN	$1.7M – $3.1M	$15K	5.0%	3,441
KFC (NON-TRADITIONAL)	$1.2M – $4.2M	$45K	N/A	3,404
JIMMY JOHN'S	$366K – $728K	$35K	6.0%	2,647
Fast Food Average 128 franchises	$600K – $1.5M	$35K	6.0%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 128 Fast Food franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2025)

Outlets by state across the United States

Top States

1WI

2IL

3IN

SBA Loan History

Historical SBA 7(a) loan data for COUSINS SUBS franchisees (2012 – 2021)

Total Loans

Average Loan

$184,539

Total Volume

$6.1M

Default Rate

3.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

34 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

34 Contacts Available

Unlock all COUSINS SUBS franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a COUSINS SUBS franchise ranges from $436,200 to $1,051,500. This includes a franchise fee of $25,000. Ongoing royalty fees are 6.0% of gross sales.