FranDB
GOLDFISH SWIM SCHOOL

GOLDFISH SWIM SCHOOL

Goldfish Swim School franchises swim schools that provide specialized swim instruction and superior customer service, offering group and private lessons, birthday parties, open swim times, swim clinics, and other aquatic activities for children aged 4 months to 12 years in a fun, colorful environment. Facilities also include a snack bar and retail area, typically spanning 6,000 to 9,500 square feet in markets with substantial populations of young children. The business model centers on franchising these operations, with options for single units or area development agreements.

Since 2008Education & TrainingTroy, MIwww.goldfishswimschool.com
Item 19 AvailableSBA Loan Data

Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.

Overview

Investment
$1,663,263 - $3,746,733
Franchise Fee
$50,000
Locations
172

Financial Requirements

Franchise Fee$50,000
Initial Investment Range$1,663,263 - $3,746,733
Royalty Rate6.00%
Brand Fund2.00%
Fixed Monthly Fees$700 - $700

6% royalty + 2% brand fund + $700/mo technology fee

Franchise Stats

Franchise Locations172
Corporate Locations5
States Operating38
Franchising Since2008
FDD Year2025

Financial Performance

Item 19 Financial Performance

Average Gross Revenue
$2,147,104
Median Gross Revenue
$1,979,745
EBITDA Margin
31.63%
Top Quartile Revenue
$2,629,994
Bottom Quartile Revenue
$1,479,757
Average Net Profit
$679,119
Average EBITDA
$679,119

Data Based On: 155 Franchised Swim Schools open for at least 12 months as of December 31, 2024 (from Table 1).

* Data extracted primarily from 'Table 1: All > 12mo', representing 155 Franchised Swim Schools. 'PROFIT BEFORE OTHER EXPENSES (8)' was used for both average_net_profit and average_ebitda, as its definition ('excluding interest expense, taxes, depreciation, amortization, owner compensation and related expenditures') aligns closely with EBITDA and represents operating profit before specific non-operating items/owner compensation. EBITDA margin percentage calculated as average_ebitda / average_gross_revenue (679,119 / 2,147,104 = 0.3163). Best guess profit low and high are taken directly from the 'Low' and 'High' values for 'PROFIT BEFORE OTHER EXPENSES (8)' in Table 1.

Extracted Item 19 Section

How GOLDFISH SWIM SCHOOL Compares to Other Children's Education & Enrichment Franchises

Key Insights

  • Higher investment than 97% of Children's Education & Enrichment franchises
  • Top 10 largest franchise system in Children's Education & Enrichment
  • One of the lowest SBA loan default rates in Children's Education & Enrichment
FranchiseInvestment RangeFranchise FeeRoyaltyLocations
GOLDFISH SWIM SCHOOL
Current
$1.7M - $3.7M$50K6.0%172
Mathnasium$113K - $150K$49K10.0%995
MATHNASIUM LEARNING CENTERS; MATHNASIUM CENTERS,$113K - $150K$49K10.0%968
SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN$108K - $239K$37K11.0%469
CLUB Z!$41K - $57K$27K8.0%328
SOCCER SHOTS$43K - $54K$37K7.0%306
Children's Education & Enrichment Average
39 franchises
$205K - $385K$41K7.7%-

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 39 Children's Education & Enrichment franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States by Outlet Count
1NY
15
2IL
15
3OH
14
4MA
11
5NJ
10
6PA
9
7TX
8
8FL
8
9MI
8
10MD
7
11VA
6
12NC
5
13CT
5
14WA
5
15MN
4

+22 more states

SBA Loan History

Historical SBA 7(a) loan data for GOLDFISH SWIM SCHOOL franchisees (2011 - 2025)

Total Loans
120
Average Loan Amount
$1,528,602
Total Loan Volume
$183,432,200
Default Rate
0.0%

Loans by Year

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

Unlock Franchisee Contact Database

6 franchisee contacts on file. Upgrade to see names, locations, phone numbers, and matched SBA loan data.

Upgrade to Pro

$199/year · Cancel anytime

Due Diligence

Litigation (Item 3)

Franchisee Litigation Cases0

No litigation involving franchisees reported in the FDD.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported in the FDD.

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
0
Non-Renewals
0
Reacquired by Franchisor
0
Ceased Operations (Other)
0
System Transfers
5
Sold to Franchisees
0
Projected New Franchises
25

Frequently Asked Questions

How much does it cost to open a GOLDFISH SWIM SCHOOL franchise?

The total initial investment to open a GOLDFISH SWIM SCHOOL franchise ranges from $1,663,263 to $3,746,733. This includes a franchise fee of $50,000. Ongoing royalty fees are 6.0% of gross sales.

How much revenue does a GOLDFISH SWIM SCHOOL franchise make?

According to the 2025 FDD, the average gross revenue for a GOLDFISH SWIM SCHOOL franchise is $2,147,104. The median revenue is $1,979,745.

How much profit can you make with a GOLDFISH SWIM SCHOOL franchise?

Based on the financial performance data in the FDD, estimated profit for a GOLDFISH SWIM SCHOOL franchise ranges from $-685,464 to $3,141,627 per year. Actual results vary based on location, management, and market conditions.

How many GOLDFISH SWIM SCHOOL franchise locations are there?

As of the 2025 FDD, GOLDFISH SWIM SCHOOL has 172 franchise locations. The company has been franchising since 2008.

Can you get an SBA loan for a GOLDFISH SWIM SCHOOL franchise?

Yes, SBA loans are available for GOLDFISH SWIM SCHOOL franchises. Historical data shows 120 SBA 7(a) loans have been approved for GOLDFISH SWIM SCHOOL franchisees, with an average loan amount of $1,528,602. The historical default rate is 0.0%.

Is GOLDFISH SWIM SCHOOL a good franchise to buy?

GOLDFISH SWIM SCHOOL shows several positive indicators: established brand with 172+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Interested in GOLDFISH SWIM SCHOOL?

Talk to a franchise advisor to get personalized guidance and learn if GOLDFISH SWIM SCHOOL is the right fit for you.

Talk to an Advisor