How many LINE-X franchise locations are there?

As of the 2026 FDD, LINE-X has 142 franchise locations. The company has been franchising since 1999.

Can you get an SBA loan for a LINE-X franchise?

Yes, SBA loans are available for LINE-X franchises. We have historical SBA 7(a) loan data on file including approval counts, average loan amounts, and default rates. Get full access to see the complete SBA loan history.

Is LINE-X a good franchise to buy?

LINE-X shows several positive indicators: established brand with 142+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

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LINE-X

LINE-X franchises operate businesses specializing in vehicle upfit services, which include aftermarket accessories, enhancements, and improvements to vehicles, primarily through the sale and application of LINE-X brand spray-on protective coatings for truck bedliners and other uses, as well as the sale and installation of LINE-X branded products and other accessories. The business model is based on a proprietary system featuring training programs, operational standards, confidential manuals, and required purchases of designated equipment and products from approved suppliers, including the franchisor and affiliates. They target the general public and businesses such as owners of utility trucks, emergency vehicles, and light industrial applications seeking durable coatings and vehicle customizations.

FDD Year:

142locations

$150K–$350K

Since 1999

ServicesCharlotte, NCClearlake Capital Group, L.P.www.linex.comDisclaimer

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Franchise Costs

Franchise Fee

$35,000

Initial Investment

$150,000 – $350,000

Royalty Rate

6.00%

Brand Fund

2.00%

6% royalty + 2% ad fund

Financial Performance

Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

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How LINE-X Compares

Key Insights

Lower than average SBA loan default rate in Automotive Services

Franchise	Investment	Fee	Royalty	Locations
LINE-X Current	$150K – $350K	$35K	6.0%	142
Tire Pros	$12K – $137K	$7K	N/A	644
MICHELIN RETREAD TECHNOLOGIES (MICHELIN COMMERCIAL SERVICE NETWORK)	$189K – $4.3M	$3K	N/A	340
CHRISTIAN BROTHERS AUTOMOTIVE	$515K – $650K	$85K	50.0%	302
CHRISTIAN BROTHERS AUTOMOTIVE	$530K – $645K	$135K	50.0%	265
TOMMY'S EXPRESS	$3.5M – $11.8M	$50K	4.0%	244
Automotive Services Average 25 franchises	$383K – $1.1M	$45K	12.5%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 25 Automotive Services franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2025)

Outlets by state across the United States

Top States

1CA

2FL

3TX

4GA

5SC

6NY

7OH

8AL

9AZ

10WI

11VA

12ME

13PA

14IL

15NV

+35 more states

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SBA Loan History

Historical SBA 7(a) loan data for LINE-X franchisees (2010 – 2025)

Total Loans

Average Loan

$379,065

Total Volume

$31.5M

Default Rate

7.2%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

83 SBA loans on record

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Franchisee Contacts

139 franchisee contacts on file from official FDD filings.

139 Contacts Available

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Due Diligence

Litigation (Item 3)

Franchisee Cases17

Primarily disputes concerning the enforceability of non-compete provisions, post-termination obligations, trademark infringement, and unfair competition. One case involved wrongful termination, misrepresentation of equipment costs, and unfair treatment.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

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Frequently Asked Questions

The total initial investment to open a LINE-X franchise ranges from $150,000 to $350,000. This includes a franchise fee of $35,000. Ongoing royalty fees are 6.0% of gross sales.