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Stemtree
STEMTREE offers in-person education services focused on STEM (science, technology, engineering, and mathematics) curricula through innovative, hands-on learning programs. Their business model includes after-school programs, one-on-one tutoring, educational camps, home-school studies, birthday parties, and event-based programs, available on a per-session or membership basis via a proprietary system. The target market is students in Kindergarten and above, aiming to boost academic performance, instill STEM appreciation, and prepare for future careers.
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Franchise Costs
8% royalty + 2% marketing fund + $150/mo IT fee. Additional service fees up to $400/mo may be introduced.
Financial Performance
Item 19 Financial Performance
Data Based On: 14 franchised outlets which operated for all of 2025
* Calculated weighted average gross revenue from 2025 segmented franchised outlet data: (4 units × $359,089.42 + 3 units × $252,003.14 + 3 units × $205,262.84 + 4 units × $85,567.55) / 14 total units = $225,030.42. Median gross revenue estimated as the average of the Median Gross Sales for the Mid-High 25% and Mid-Low 25% segments: ($257,195.07 + $202,895.76) / 2 = $230,045.42. Best guess profit (low and high) calculated by subtracting known franchised outlet expenses (8% Royalty Fee, 2% Marketing Fund Contribution, $1320 annual IT Fee) from the weighted average gross revenue. Since no range was provided for these expenses, the same calculated value is used for both low and high estimates: $225,030.42 - (0.10 * $225,030.42) - $1,320 = $201,207.37.
Extracted Item 19 Section
Avg. Revenue: $225,030
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Unlock financial performance dataHow Stemtree Compares
Key Insights
- Higher than average SBA loan default rate in Adult Education & Training
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Stemtree Current | $110K – $241K | $45K | 8.0% | 16 |
| HEALTH MART SYSTEMS INC | $262K – $834K | N/A | 0.0% | 4,346 |
| AMERIPRISE FINANCIAL SERVICES LLC | $12K – $130K | $2K | N/A | 3,855 |
| HAND AND STONE MASSAGE AND FACIAL SPA | $321K – $865K | $50K | 6.0% | 600 |
| UBREAKIFIX BY ASURION | $171K – $468K | $40K | 7.0% | 549 |
| Best Brains | $50K – $134K | $15K | 14.0% | 162 |
Adult Education & Training Average 17 franchises | $250K – $596K | $36K | 8.8% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 17 Adult Education & Training franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2025)
Outlets by state across the United States
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Unlock location growth dataSBA Loan History
Historical SBA 7(a) loan data for Stemtree franchisees (2020 – 2023)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
10 SBA loans on record
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Unlock SBA loan historyFranchisee Contacts
24 franchisee contacts on file from official FDD filings.
24 Contacts Available
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Unlock contactsDue Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a Stemtree franchise ranges from $109,500 to $241,300. This includes a franchise fee of $44,500. Ongoing royalty fees are 8.0% of gross sales.
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