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We extract fees, Item 19 financials, franchisee contacts, SBA default rates, litigation, and outlet data from every FDD — so you can compare brands in minutes, not months. Used by multi-unit operators, consultants, and franchise development teams.

Stemtree

Stemtree

STEMTREE offers in-person education services focused on STEM (science, technology, engineering, and mathematics) curricula through innovative, hands-on learning programs. Their business model includes after-school programs, one-on-one tutoring, educational camps, home-school studies, birthday parties, and event-based programs, available on a per-session or membership basis via a proprietary system. The target market is students in Kindergarten and above, aiming to boost academic performance, instill STEM appreciation, and prepare for future careers.

16locations
$110K–$241K
Since 2015
ServicesVienna, VAwww.STEMTREE.comDisclaimer

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Franchise Costs

Franchise Fee
$44,500
Initial Investment
$109,500 – $241,300
Royalty Rate
8.00%
Brand Fund
2.00%
Fixed Monthly Fees
$150 – $150

8% royalty + 2% marketing fund + $150/mo IT fee. Additional service fees up to $400/mo may be introduced.

Financial Performance


Item 19 Financial Performance

Average Gross Revenue
$225,030.42
Median Gross Revenue
$230,045.42
Top Quartile Revenue
$359,089.42
Bottom Quartile Revenue
$85,567.55

Data Based On: 14 franchised outlets which operated for all of 2025

* Calculated weighted average gross revenue from 2025 segmented franchised outlet data: (4 units × $359,089.42 + 3 units × $252,003.14 + 3 units × $205,262.84 + 4 units × $85,567.55) / 14 total units = $225,030.42. Median gross revenue estimated as the average of the Median Gross Sales for the Mid-High 25% and Mid-Low 25% segments: ($257,195.07 + $202,895.76) / 2 = $230,045.42. Best guess profit (low and high) calculated by subtracting known franchised outlet expenses (8% Royalty Fee, 2% Marketing Fund Contribution, $1320 annual IT Fee) from the weighted average gross revenue. Since no range was provided for these expenses, the same calculated value is used for both low and high estimates: $225,030.42 - (0.10 * $225,030.42) - $1,320 = $201,207.37.

Extracted Item 19 Section

Avg. Revenue: $225,030

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How Stemtree Compares

Key Insights

  • Higher than average SBA loan default rate in Adult Education & Training
FranchiseInvestmentFeeRoyaltyLocations
Stemtree
Current
$110K – $241K$45K8.0%16
HEALTH MART SYSTEMS INC$262K – $834KN/A0.0%4,346
AMERIPRISE FINANCIAL SERVICES LLC$12K – $130K$2KN/A3,855
HAND AND STONE MASSAGE AND FACIAL SPA$321K – $865K$50K6.0%600
UBREAKIFIX BY ASURION$171K – $468K$40K7.0%549
Best Brains$50K – $134K$15K14.0%162
Adult Education & Training Average
17 franchises
$250K – $596K$36K8.8%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 17 Adult Education & Training franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2025)

Outlets by state across the United States

Top States
1Texas
5
2Maryland
2
3Florida
2
4California
2
5Mtts
1
6Ohio
1
7Tennessee
1
8Oklahoma
0
9Virginia
0
10Indiana
0
11Georgia
0

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SBA Loan History


Historical SBA 7(a) loan data for Stemtree franchisees (20202023)

Total Loans
10
Average Loan
$182,340
Total Volume
$1.8M
Default Rate
0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

10 SBA loans on record

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Franchisee Contacts

24 franchisee contacts on file from official FDD filings.

24 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases0
No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
0
Non-Renewals
1
Reacquired
1
Ceased Ops
0
Transfers
0
Sold to Franchisees
0
Projected New
11

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Frequently Asked Questions

The total initial investment to open a Stemtree franchise ranges from $109,500 to $241,300. This includes a franchise fee of $44,500. Ongoing royalty fees are 8.0% of gross sales.