Can you get an SBA loan for a VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchise?

Yes, SBA loans are available for VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchises. Historical data shows 32 SBA 7(a) loans have been approved for VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchisees, with an average loan amount of $1,085,963. The historical default rate is 0.0%.

Is VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE a good franchise to buy?

VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE shows several positive indicators: established brand with 962+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE

Q: How many VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchise locations are there?

As of the 2025 FDD, VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE has 962 franchise locations. The company has been franchising since 1988.

FDD Year:

Valvoline Instant Oil Change franchises operate quick-service centers providing engine oil changes, chassis lubrication, routine maintenance checks, and additional automotive services such as filter replacements, fluid flushes, battery checks, and tire services. Franchisees use Valvoline's proprietary marks, systems, standards, and procedures to establish centers in approved locations like suburban pads or strip centers, paying initial fees and ongoing royalties under license or development agreements. The target market includes individuals and businesses owning or leasing vehicles who prefer convenient professional maintenance over DIY, competing with quick-lubes, service stations, repair shops, and dealerships in a well-developed market.

962

Locations

$1550K–$2750K

Investment

Since 1988

Franchising

AutomotiveLexington, KYValvoline Inc.www.viocfranchise.comDisclaimer

Franchise Costs

Franchise Fee

$30,000

Item 5 of FDD

Initial Investment Range

$1,550,000 – $2,750,000

Low: $1,550,000High: $2,750,000

Item 7 of FDD

Royalty Rate

6.00%

of gross sales

Brand Fund

2.00%

Item 6 of FDD

Fixed Monthly Fees

$375 – $650

Item 6 of FDD

6% royalty (2% yr1, 3% yr2, then 6%) + up to 2% General System Fund (capped at $7,160/yr) + $375-$650/mo signage lease

Financial Performance

Item 19 Financial Performance

Data Based On: Data based on 819 VIOCF Franchisee-Operated Centers for fiscal year ending September 30, 2024, after excluding 143 centers not open or operated by a franchisee for a full fiscal year (as stated on Page 8 and Note 1 on Page 10).

* The document provides 'Net Sales' for franchisee centers, which is defined as 'Gross Sales less deductions' in Note 6 on Page 8. As 'Gross Sales' is not provided for franchisee centers, the requested 'average_gross_revenue' and related quartile/median revenue fields cannot be extracted directly from the franchisee data. For Fiscal Year 2024, the average Net Sales was $1,771,860, median Net Sales was $1,609,279, top quartile Net Sales was $5,579,427, and bottom quartile Net Sales was $76,881. No specific 'net income', 'net profit', or 'EBITDA' figures, or sufficient expense data to estimate profit ranges, are provided for franchisee centers.

Extracted Item 19 Section

How VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE Compares

Franchise	Investment	Fee	Royalty	Locations
VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE Current	$1.6M – $2.8M	$30K	6.0%	962
Tire Pros	$12K – $137K	$7K	N/A	644
MICHELIN RETREAD TECHNOLOGIES (MICHELIN COMMERCIAL SERVICE NETWORK)	$189K – $4.3M	$3K	N/A	340
CHRISTIAN BROTHERS AUTOMOTIVE	$550K – $680K	$135K	50.0%	302
CHRISTIAN BROTHERS AUTOMOTIVE	$530K – $645K	$135K	50.0%	265
TOMMY'S EXPRESS	$5.0M – $8.5M	$50K	4.0%	206
Automotive Services Average 24 franchises	$442K – $985K	$47K	12.8%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 24 Automotive Services franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1CA

150

2FL

3NC

4NY

5MA

6CT

7NJ

8IL

9WI

10SC

11PA

12CO

13MD

14NV

15UT

+31 more states

SBA Loan History

Historical SBA 7(a) loan data for VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchisees (2011 – 2023)

Total Loans

Average Loan

$1,085,963

Total Volume

$34.8M

Default Rate

0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

1,126 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

1,126 Contacts Available

Unlock all VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases1

Primarily franchise termination disputes, breach of contract, trademark infringement, and related counterclaims with a former franchisee.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a VALVOLINE INSTANT OIL CHANGE OR INSTANT OIL CHANGE franchise ranges from $1,550,000 to $2,750,000. This includes a franchise fee of $30,000. Ongoing royalty fees are 6.0% of gross sales.