How many ARBY'S franchise locations are there?

As of the 2024 FDD, ARBY'S has 2,316 franchise locations.

Can you get an SBA loan for a ARBY'S franchise?

Yes, SBA loans are available for ARBY'S franchises. Historical data shows 73 SBA 7(a) loans have been approved for ARBY'S franchisees, with an average loan amount of $690,681. The historical default rate is 4.1%.

Is ARBY'S a good franchise to buy?

ARBY'S shows several positive indicators: established brand with 2,316+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

ARBY'S

Arby’s is a quick-service restaurant franchise where franchisees operate restaurants offering deli-inspired sandwiches, such as roast beef varieties, along with complementary side items, desserts, and beverages. The business model requires franchisees to adhere to standardized site selection, construction, training, operations, and marketing protocols managed by Arby’s Franchisor, LLC, with ongoing royalties and advertising fees supporting system-wide support and national advertising through AFA. The target market includes consumers looking for fast, affordable, meat-focused meals in free-standing or non-traditional locations.

2,316

Locations

$645K–$2451K

Investment

Food & BeverageAtlanta, GAwww.arbys.comDisclaimer

Franchise Costs

Franchise Fee

$37,500

Item 5 of FDD

Initial Investment Range

$644,950 – $2,451,000

Low: $644,950High: $2,451,000

Item 7 of FDD

Royalty Rate

4.00%

of gross sales

Brand Fund

4.00%

Item 6 of FDD

Fixed Monthly Fees

$5 – $30

Item 6 of FDD

4% royalty + 2.22%-4% Advertising and Marketing Service Fee + $25/mo Order Ahead Platform fee (optional) + $59/yr Learning Management System fee

Financial Performance

Item 19 Financial Performance

Extracted Item 19 Section

How ARBY'S Compares

Key Insights

Top 10 largest franchise system in Fast Food
Lower than average SBA loan default rate in Fast Food

Franchise	Investment	Fee	Royalty	Locations
ARBY'S Current	$645K – $2.5M	$38K	4.0%	2,316
MCDONALD'S	$1.5M – $2.6M	$45K	N/A	12,772
AFC	$45K – $151K	$6K	9.5%	3,572
SONIC DRIVE-IN	$1.7M – $3.1M	$15K	5.0%	3,441
JIMMY JOHN'S	$366K – $728K	$35K	6.0%	2,647
ARBY'S	$645K – $2.5M	$38K	4.0%	2,286
Fast Food Average 126 franchises	$594K – $1.5M	$35K	6.1%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 126 Fast Food franchises by location count.

SBA Loan History

Historical SBA 7(a) loan data for ARBY'S franchisees (2010 – 2025)

Total Loans

Average Loan

$690,681

Total Volume

$50.4M

Default Rate

4.1%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

2,313 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

2,313 Contacts Available

Unlock all ARBY'S franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee CasesN/A

Bankruptcy (Item 4)

Bankruptcy HistoryN/A

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a ARBY'S franchise ranges from $644,950 to $2,451,000. This includes a franchise fee of $37,500. Ongoing royalty fees are 4.0% of gross sales.