Corner Bakery Cafe
Corner Bakery Cafe is a fast-casual restaurant franchise offering a limited menu of breakfast, lunch, and dinner products featuring artisan breads, salads, sandwiches, soups, and baked goods. The business model centers on selling franchise and development agreements to qualified operators for single or multi-unit cafes, with initial investments ranging from $1.09 million to $2.41 million. It targets customers seeking convenient, high-quality cafe-style meals in a quick-service environment.
Franchise Costs
5% royalty + 1.25% national marketing fund + $587/mo (technology $400 + online ordering $147 + LMS $40)
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How Corner Bakery Cafe Compares
Key Insights
- Higher investment than 93% of Fast Casual franchises
- Lower than average SBA loan default rate in Fast Casual
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Corner Bakery Cafe Current | $1.1M – $2.3M | $40K | 5.0% | 32 |
| Tropical Smoothie Cafe | $300K – $721K | $35K | 6.0% | 1,371 |
| TROPICAL SMOOTHIE CAFÉ | $300K – $721K | $35K | 6.0% | 1,371 |
| FIREHOUSE SUBS RESTAURANTS (UNIT) | $379K – $1.4M | $20K | 6.0% | 1,248 |
| Zaxby's | $1.4M – $3.8M | $35K | 6.0% | 826 |
| Qdoba | $548K – $1.3M | $40K | 5.0% | 652 |
Fast Casual Average 107 franchises | $532K – $1.2M | $39K | 5.6% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 107 Fast Casual franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for Corner Bakery Cafe franchisees (2010 – 2017)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
32 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
32 Contacts Available
Unlock all Corner Bakery Cafe franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
CBC Restaurant Corp., Corner Bakery Holding Company, and CBC Cardco, Inc. filed Chapter 11 on March 1, 2023. Affiliates including Cici’s Holdings, Inc. et al. filed Chapter 11 on January 25, 2021, emerged March 10, 2021.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a Corner Bakery Cafe franchise ranges from $1,090,000 to $2,335,000. This includes a franchise fee of $40,000. Ongoing royalty fees are 5.0% of gross sales.
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