Corner Bakery Cafe
Corner Bakery Cafe is a fast-casual restaurant franchise offering a limited menu of breakfast, lunch, and dinner products featuring artisan breads, salads, sandwiches, soups, and baked goods. The business model centers on selling franchise and development agreements to qualified operators for single or multi-unit cafes, with initial investments ranging from $1.09 million to $2.41 million. It targets customers seeking convenient, high-quality cafe-style meals in a quick-service environment.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
5% royalty + 1.25% national marketing fund + $587/mo (technology $400 + online ordering $147 + LMS $40)
Franchise Stats
Financial Performance
Item 19 Financial Performance
This franchise did not provide Item 19 financial performance data.
Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.
Extracted Item 19 Section
How Corner Bakery Cafe Compares to Other Fast Casual Franchises
Key Insights
- Higher investment than 93% of Fast Casual franchises
- Lower than average SBA loan default rate in Fast Casual
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
Corner Bakery Cafe Current | $1.1M - $2.3M | $40K | 5.0% | 32 |
| Tropical Smoothie Cafe | $300K - $721K | $35K | 6.0% | 1,371 |
| TROPICAL SMOOTHIE CAFÉ | $300K - $721K | $35K | 6.0% | 1,371 |
| FIREHOUSE SUBS RESTAURANTS (UNIT) | $379K - $1.4M | $20K | 6.0% | 1,248 |
| Zaxby's | $1.4M - $3.8M | $35K | 6.0% | 826 |
| Qdoba | $548K - $1.3M | $40K | 5.0% | 652 |
Fast Casual Average 107 franchises | $532K - $1.2M | $39K | 5.6% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 107 Fast Casual franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for Corner Bakery Cafe franchisees (2010 - 2017)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
CBC Restaurant Corp., Corner Bakery Holding Company, and CBC Cardco, Inc. filed Chapter 11 on March 1, 2023. Affiliates including Cici’s Holdings, Inc. et al. filed Chapter 11 on January 25, 2021, emerged March 10, 2021.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much does it cost to open a Corner Bakery Cafe franchise?
The total initial investment to open a Corner Bakery Cafe franchise ranges from $1,090,000 to $2,335,000. This includes a franchise fee of $40,000. Ongoing royalty fees are 5.0% of gross sales.
How many Corner Bakery Cafe franchise locations are there?
As of the 2025 FDD, Corner Bakery Cafe has 32 franchise locations. The company has been franchising since 2006.
Can you get an SBA loan for a Corner Bakery Cafe franchise?
Yes, SBA loans are available for Corner Bakery Cafe franchises. Historical data shows 7 SBA 7(a) loans have been approved for Corner Bakery Cafe franchisees, with an average loan amount of $1,289,471. The historical default rate is 14.3%.
Is Corner Bakery Cafe a good franchise to buy?
Whether Corner Bakery Cafe is a good franchise investment depends on your personal goals, available capital, and local market conditions. We recommend reviewing the full FDD, speaking with existing franchisees listed in Item 20, and consulting with a franchise attorney before making a decision.
Interested in Corner Bakery Cafe?
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