FranDB
COUSINS SUBS

COUSINS SUBS

Cousins Subs franchises operate restaurants specializing in made-to-order submarine sandwiches, hot sandwiches, salads, and related food products and beverages for on-premises and off-premises consumption under the 'Cousins Subs' name. The franchisor offers individual franchises and multi-unit development rights using a uniform business system with specific marks, equipment, and procedures. They target the general public competing with other fast-food sandwich shops and quick-service restaurants.

Since 1979Food & BeverageMenomonee Falls, WIwww.cousinsfranchise.com
Item 19 AvailableSBA Loan Data

Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.

Overview

Investment
$436,200 - $1,051,500
Franchise Fee
$25,000
Locations
36

Financial Requirements

Franchise Fee$25,000
Initial Investment Range$436,200 - $1,051,500
Royalty Rate6.00%
Brand Fund2.00%
Fixed Monthly Fees$500 - $1,000

6% royalty + 2% ad fund + $300-$800/mo technology fund + $200/mo renovation fund

Franchise Stats

Franchise Locations36
Corporate Locations58
States Operating4
Franchising Since1979
FDD Year2025

Financial Performance

Item 19 Financial Performance

Average Gross Revenue
$849,414.48
Median Gross Revenue
$786,125
EBITDA Margin
10.82%
Top Quartile Revenue
$1,228,439
Bottom Quartile Revenue
$529,741
Average Net Profit
$109,290.68
Average Gross Profit
$743,760.72
Average EBITDA
$109,290.68

Data Based On: 31 Franchised Traditional Shops in 2024, categorized into High, Middle, and Low based on gross receipts.

* Calculated weighted average gross revenue for 31 Franchised Traditional Shops (2024) from High, Middle, and Low categories: (10*$1,228,439 + 11*$795,459 + 10*$529,741) / 31 = $849,414.48. Median gross revenue is from the middle category ($786,125). Revenue top quartile is the average from the High category ($1,228,439), and revenue bottom quartile is the average from the Low category ($529,741). Average gross profit, average EBITDA, and EBITDA margin percentage are calculated as weighted averages from the segmented data of 50 Affiliate-Owned Shops (2024), as franchised profit data was not provided. Average gross profit = (($594,302-$159,810)*6 + ($828,152-$222,185)*20 + ($1,266,030-$330,124)*24) / 50 = $743,760.72. Average EBITDA = ($25,427*6 + $60,413*20 + $170,988*24) / 50 = $109,290.68. The best guess profit range (low and high) is estimated by applying the lowest (4.28%) and highest (13.51%) EBITDA margins observed in the affiliate-owned shop data to the calculated average gross revenue of the franchised shops.

Extracted Item 19 Section

How COUSINS SUBS Compares to Other Fast Food Franchises

FranchiseInvestment RangeFranchise FeeRoyaltyLocations
COUSINS SUBS
Current
$436K - $1.1M$25K6.0%36
Burger King$2.1M - $4.7M$50K4.5%19,732
MCDONALD'S$1.5M - $2.6M$45KN/A12,772
AFC$45K - $151K$6K9.5%3,572
SONIC DRIVE-IN$1.7M - $3.1M$15K5.0%3,441
JIMMY JOHN'S$366K - $728K$35K6.0%2,647
Fast Food Average
127 franchises
$605K - $1.5M$35K6.1%-

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 127 Fast Food franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States by Outlet Count
1WI
36
2IL
0
3IN
0

SBA Loan History

Historical SBA 7(a) loan data for COUSINS SUBS franchisees (2012 - 2021)

Total Loans
33
Average Loan Amount
$184,539
Total Loan Volume
$6,089,800
Default Rate
3.0%

Loans by Year

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

Unlock Franchisee Contact Database

40 franchisee contacts on file. Upgrade to see names, locations, phone numbers, and matched SBA loan data.

Upgrade to Pro

$199/year · Cancel anytime

Due Diligence

Litigation (Item 3)

Franchisee Litigation Cases0

No litigation involving franchisees reported in the FDD.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported in the FDD.

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
4
Non-Renewals
0
Reacquired by Franchisor
1
Ceased Operations (Other)
0
System Transfers
4
Sold to Franchisees
0
Projected New Franchises
0

Frequently Asked Questions

How much does it cost to open a COUSINS SUBS franchise?

The total initial investment to open a COUSINS SUBS franchise ranges from $436,200 to $1,051,500. This includes a franchise fee of $25,000. Ongoing royalty fees are 6.0% of gross sales.

How much revenue does a COUSINS SUBS franchise make?

According to the 2025 FDD, the average gross revenue for a COUSINS SUBS franchise is $849,414.48. The median revenue is $786,125.

How much profit can you make with a COUSINS SUBS franchise?

Based on the financial performance data in the FDD, estimated profit for a COUSINS SUBS franchise ranges from $36,354.94 to $114,755.9 per year. Actual results vary based on location, management, and market conditions.

How many COUSINS SUBS franchise locations are there?

As of the 2025 FDD, COUSINS SUBS has 36 franchise locations. The company has been franchising since 1979.

Can you get an SBA loan for a COUSINS SUBS franchise?

Yes, SBA loans are available for COUSINS SUBS franchises. Historical data shows 33 SBA 7(a) loans have been approved for COUSINS SUBS franchisees, with an average loan amount of $184,539. The historical default rate is 3.0%.

Is COUSINS SUBS a good franchise to buy?

COUSINS SUBS shows several positive indicators: transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Interested in COUSINS SUBS?

Talk to a franchise advisor to get personalized guidance and learn if COUSINS SUBS is the right fit for you.

Talk to an Advisor