CULVER'S RESTAURANT
Culver’s Restaurants are quick-service establishments offering fresh butterburgers, frozen custard desserts, sandwiches, salads, dinners, beverages, and other menu items in a family-friendly setting. The franchisor, Culver Franchising System, LLC, sells franchises to individuals or existing franchisees, providing support in site selection, training, operations, and supply chain management, with ongoing fees including a 4% service fee and 2.5% advertising fee on gross sales. The target market includes families and customers seeking premium fast-casual dining experiences.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
2.5% advertising fund + approx. $1,250/mo technology/software subscriptions + $110-130/mo managed security services
Franchise Stats
Financial Performance
Item 19 Financial Performance
Data Based On: 922 Franchised Restaurants open during the entire 12 month period ended December 31, 2024, which excludes 53 franchised restaurants that opened in 2024, 2 franchised restaurants that were closed for a period of time, and 13 non-typical franchised locations.
* Average gross revenue and median gross revenue are directly from 'Table 1 – Total Average Sales' on Page 6. Revenue top quartile is the 'Average Sales' for the 'Over $4,000,000' sales range from 'Table 10 - Average Sales In Comparison to Population, Median Household Income, Employees and Number of Eating Places' on Page 9. Revenue bottom quartile is the 'Average Sales' for the 'Below $2,250,000' sales range from the same table. No net income, net profit, EBITDA, or expense data was provided for franchised units to estimate profit ranges; company-owned data was explicitly ignored as per instructions.
Extracted Item 19 Section
How CULVER'S RESTAURANT Compares to Other Fast Food Franchises
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
CULVER'S RESTAURANT Current | N/A | $55K | N/A | 990 |
| Burger King | $2.1M - $4.7M | $50K | 4.5% | 19,732 |
| MCDONALD'S | $1.5M - $2.6M | $45K | N/A | 12,772 |
| AFC | $45K - $151K | $6K | 9.5% | 3,572 |
| SONIC DRIVE-IN | $1.7M - $3.1M | $15K | 5.0% | 3,441 |
| JIMMY JOHN'S | $366K - $728K | $35K | 6.0% | 2,647 |
Fast Food Average 127 franchises | $605K - $1.5M | $35K | 6.1% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 127 Fast Food franchises by location count.
SBA Loan History
Historical SBA 7(a) loan data for CULVER'S RESTAURANT franchisees (2013 - 2018)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much revenue does a CULVER'S RESTAURANT franchise make?
According to the 2025 FDD, the average gross revenue for a CULVER'S RESTAURANT franchise is $3,793,639. The median revenue is $3,693,639.
How many CULVER'S RESTAURANT franchise locations are there?
As of the 2025 FDD, CULVER'S RESTAURANT has 990 franchise locations.
Can you get an SBA loan for a CULVER'S RESTAURANT franchise?
Yes, SBA loans are available for CULVER'S RESTAURANT franchises. Historical data shows 131 SBA 7(a) loans have been approved for CULVER'S RESTAURANT franchisees, with an average loan amount of $1,409,853. The historical default rate is 0.0%.
Is CULVER'S RESTAURANT a good franchise to buy?
CULVER'S RESTAURANT shows several positive indicators: established brand with 990+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in CULVER'S RESTAURANT?
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