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MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO
Matco Tools Corporation franchises mobile distributorships where owners purchase, resell, and service over 19,000 items of professional mechanics’ tools and service equipment from customized mobile stores (trucks). The business model involves an initial investment for inventory, software, and a vehicle, with franchisees selling directly to customers on-site, primarily professional automotive technicians and mechanics. Franchisees operate under the Matco System, benefiting from manufacturer-direct distribution and training support.
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Franchise Costs
No ongoing royalty or ad fund fees. Annual computer maintenance and support charge of $670 or $1,070, annual credit card processing software license fee of $350, and annual web page maintenance fee of $195. Monthly insurance premiums range from $256 to $1,197.
Financial Performance
Item 19 Financial Performance
Data Based On: 1,491 Matco Distributors in the United States operating pursuant to Distributorship Agreements with Matco that were in business for all of 2025 and who reported sales for at least 48 weeks during 2025.
* Calculated weighted average gross revenue for 'All Reporting Distributorships' (Chart 1, Section 19-A) from Top 1/3, Middle 1/3, and Bottom 1/3 segments. Each segment had 497 distributors. Formula: (497 units × $765946 + 497 units × $485873 + 497 units × $298304) / 1491 total units = $516707.67. Revenue top quartile is taken as the average of the Top 1/3 segment. Revenue bottom quartile is taken as the average of the Bottom 1/3 segment.
Extracted Item 19 Section
Avg. Revenue: $516,708
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Unlock financial performance dataHow MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO Compares
Key Insights
- Lower than average SBA loan default rate in Adult Education & Training
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO Current | $104K – $376K | $10K | N/A | N/A |
| HEALTH MART SYSTEMS INC | $200 – $311K | N/A | N/A | 3,907 |
| AMERIPRISE FINANCIAL SERVICES LLC | $12K – $130K | $2K | N/A | 3,855 |
| HAND AND STONE MASSAGE AND FACIAL SPA | $321K – $865K | $50K | 6.0% | 600 |
| PRIMROSE SCHOOLS | $150K – $450K | $80K | 7.0% | 557 |
| UBREAKIFIX BY ASURION | $171K – $468K | $40K | 7.0% | 549 |
Adult Education & Training Average 19 franchises | $228K – $545K | $40K | 8.6% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 19 Adult Education & Training franchises by location count.
SBA Loan History
Historical SBA 7(a) loan data for MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO franchisees (2010 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
38 SBA loans on record
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Unlock SBA loan historyFranchisee Contacts
215 franchisee contacts on file from official FDD filings.
215 Contacts Available
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Unlock contactsDue Diligence
Litigation (Item 3)
Includes disputes related to breach of contract, fee collection, alleged deceptive trade practices, and class action claims regarding PII, employment status, and debt collection. Also includes Matco-initiated actions for breach of contract and non-payment.
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO franchise ranges from $104,374 to $376,241. This includes a franchise fee of $10,000.
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