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MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO
Matco Tools Corporation franchises mobile distributorships where owners purchase, resell, and service over 19,000 items of professional mechanics’ tools and service equipment from customized mobile stores (trucks). The business model involves an initial investment for inventory, software, and a vehicle, with franchisees selling directly to customers on-site, primarily professional automotive technicians and mechanics. Franchisees operate under the Matco System, benefiting from manufacturer-direct distribution and training support.
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Franchise Costs
No royalty or ad fund. Monthly insurance $256-$1,197 + approx. $101-$134/mo equivalent for annual software fees (computer support $670-$1,070, credit card license $350, web maintenance $195).
Financial Performance
Item 19 Financial Performance
Data Based On: 1,491 franchised distributors operating for all of 2025 and reported sales for at least 48 weeks.
* Calculated weighted average gross revenue for all 1,491 distributors in Chart 1 using the average revenues for the Top 1/3 ($765,946), Middle 1/3 ($485,873), and Bottom 1/3 ($298,304), each comprising 497 distributors. The formula used was (497 * $765,946 + 497 * $485,873 + 497 * $298,304) / 1,491. Median gross revenue is taken from the 'Middle 1/3' segment as an overall median was not explicitly stated. Revenue top quartile is the average for the Top 1/3 segment and revenue bottom quartile is the average for the Bottom 1/3 segment.
Extracted Item 19 Section
Avg. Revenue: $516,708
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How MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO Compares
Key Insights
- Lower than average SBA loan default rate in Adult Education & Training
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO Current | $104K – $376K | $10K | 0.0% | N/A |
| HEALTH MART SYSTEMS INC | $262K – $834K | N/A | 0.0% | 4,346 |
| AMERIPRISE FINANCIAL SERVICES LLC | $12K – $130K | $2K | N/A | 3,855 |
| HAND AND STONE MASSAGE AND FACIAL SPA | $321K – $865K | $50K | 6.0% | 600 |
| UBREAKIFIX BY ASURION | $171K – $468K | $40K | 7.0% | 549 |
| Best Brains | $50K – $134K | $15K | 14.0% | 162 |
Adult Education & Training Average 17 franchises | $241K – $582K | $36K | 8.8% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 17 Adult Education & Training franchises by location count.
SBA Loan History
Historical SBA 7(a) loan data for MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO franchisees (2010 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
38 SBA loans on record
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Franchisee Contacts
215 franchisee contacts on file from official FDD filings.
215 Contacts Available
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Due Diligence
Litigation (Item 3)
Primarily Matco-initiated arbitrations against former distributors for unpaid balances and breach of distributorship agreements post-termination, along with termination disputes, post-termination covenant enforcement, and franchisee-initiated actions including class actions alleging employee misclassification, fraud, breach of contract, and violations of franchise and labor laws.
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Frequently Asked Questions
The total initial investment to open a MATCO TOOLS CORPORATION, MATCO TOOLS AND MATCO franchise ranges from $104,374 to $376,241. This includes a franchise fee of $10,000. Ongoing royalty fees are 0.0% of gross sales.
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