ProColor Collision

Item 7 in the 2026 FDD lays out a massive initial investment range of $38,300 to $3,129,500, reflecting options from low-end conversions to full new builds—far broader than typical automotive franchises, where medians hover around $500K. The $20,000 franchise fee is reasonable, but ongoing costs bite: royalties are the greater of 3% of gross sales or a $2,000 monthly minimum, plus 0.75% marketing fund, and hefty subs like $1,200/mo for CCC ONE software, $410/mo modules, and $160-$215/mo for email tools—potentially adding $4,000+ monthly fixed fees before royalties kick in. No Item 19 disclosure means no validated revenue or profit figures, a red flag for a brand without proven unit economics, forcing reliance on FDD Item 19's absence to infer variability in this high-overhead industry.

System metrics show promise with 37 locations (up 23% from 30 in 2024) and 26 projected openings, but only 2 terminations, 1 transfer, and 7 SBA loans averaging $1,325,000 signal heavy debt loads for operators—unusual for a nascent system. Default rates aren't broken out, but the loan size underscores the need for strong insurance and fleet volume. For hands-on investors eyeing auto repair, the model's conversion flexibility appeals, yet the fee stack and lack of financial transparency demand aggressive validation of local demand before committing seven figures.