How much revenue does a Payroll Vault Franchising franchise make?

According to the 2025 FDD, the average gross revenue for a Payroll Vault Franchising franchise is $274,869.99.

How much profit can you make with a Payroll Vault Franchising franchise?

Based on the financial performance data in the FDD, estimated profit for a Payroll Vault Franchising franchise ranges from $76,069.84 to $76,069.84 per year. Actual results vary based on location, management, and market conditions.

How many Payroll Vault Franchising franchise locations are there?

As of the 2025 FDD, Payroll Vault Franchising has 61 franchise locations. The company has been franchising since 2012.

Can you get an SBA loan for a Payroll Vault Franchising franchise?

Yes, SBA loans are available for Payroll Vault Franchising franchises. Historical data shows 13 SBA 7(a) loans have been approved for Payroll Vault Franchising franchisees, with an average loan amount of $125,031. The historical default rate is 7.7%.

Is Payroll Vault Franchising a good franchise to buy?

Payroll Vault Franchising shows several positive indicators: transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Payroll Vault Franchising

Payroll Vault Franchising, LLC offers franchisees the opportunity to operate a business providing accurate and reliable software-based payroll and employee management services, including payroll check writing, payroll tax payments and reporting, independent contractor check writing and reporting, and related human capital management and workforce management services. Franchisees use proprietary business methods, trademarks, and payroll software to serve clients from a specific location within a defined territory containing approximately 150,000 individuals. The target market includes businesses of all sizes.

Locations

$77K–$112K

Investment

Since 2012

Franchising

ServicesLittleton, COProsperity Holdings, LLCwww.PayrollVault.comDisclaimer

Franchise Costs

Franchise Fee

$68,500

Item 5 of FDD

Initial Investment Range

$77,375 – $111,885

Low: $77,375High: $111,885

Item 7 of FDD

Royalty Rate

6.00%

of gross sales

Brand Fund

N/A

Item 6 of FDD

Fixed Monthly Fees

$1,033 – $1,505

Item 6 of FDD

6% royalty (greater of 6% Gross Revenue or $400/mo min) + $300/mo national advertising fee + $1,033-$1,505/mo in fixed technology, software, and other monthly fees.

Financial Performance

Item 19 Financial Performance

Average Gross Revenue

EBITDA Margin

Top Quartile Revenue

Bottom Quartile Revenue

Average Net Profit

Average Gross Profit

Average EBITDA

Data Based On: 42 franchised businesses (17 full-time, 25 part-time) reporting for every month of 2024.

* Weighted average gross revenue calculated from 17 Full Time Owner Operators (average revenue $321,646.16) and 25 Part Time Owner Operators (average revenue $243,062.20). Weighted average gross profit, net profit (Net Operating Income), and EBITDA were calculated similarly using the respective averages for full-time and part-time operators. Revenue top quartile is a weighted average of the top segments (Top 8 of 17 Full-Time, Top 12 of 25 Part-Time). Revenue bottom quartile is a weighted average of the bottom segments (Bottom 9 of 17 Full-Time, Bottom 13 of 25 Part-Time). EBITDA margin calculated as average_ebitda / average_gross_revenue. Best guess profit range uses the average_net_profit as no explicit profit range or further expense details for estimation were provided.

Extracted Item 19 Section

How Payroll Vault Franchising Compares

Key Insights

Lower than average SBA loan default rate in Business Services

Franchise	Investment	Fee	Royalty	Locations
Payroll Vault Franchising Current	$77K – $112K	$69K	6.0%	61
Bimbo Foods Bakeries Distribution, LLC	$14K – $607K	N/A	N/A	6,454
THE UPS STORE (TRADITIONAL)	$216K – $609K	$30K	5.0%	4,500
JACKSON HEWITT TAX SERVICE	$71K – $105K	$25K	15.0%	2,744
CRUISE PLANNERS	$2K – $21K	$11K	3.0%	2,655
SERVPRO (UNIT)	$259K – $380K	$100K	10.0%	2,286
Business Services Average 188 franchises	$118K – $284K	$46K	10.4%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 188 Business Services franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1CA

2TX

3CO

4IN

5MI

6NY

7FL

8VA

9AL

10MN

11GA

12OK

13KY

14AZ

15SD

+15 more states

SBA Loan History

Historical SBA 7(a) loan data for Payroll Vault Franchising franchisees (2017 – 2024)

Total Loans

Average Loan

$125,031

Total Volume

$1.6M

Default Rate

7.7%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

84 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

84 Contacts Available

Unlock all Payroll Vault Franchising franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases0

No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

Non-Renewals

Reacquired

Ceased Ops

Transfers

Sold to Franchisees

Projected New

Frequently Asked Questions

The total initial investment to open a Payroll Vault Franchising franchise ranges from $77,375 to $111,885. This includes a franchise fee of $68,500. Ongoing royalty fees are 6.0% of gross sales.