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ACFN Franchised Inc.

ACFN Franchised Inc.

ACFN franchises provide ATM services, financial transaction processing, and related financial services to consumers at host locations. Franchisees market and install ATMs at no cost to hotels, retail locations, entertainment, and travel-based businesses, perform maintenance with franchisor monitoring, and earn from transaction surcharges. The business model involves operating multiple ATMs in a non-exclusive area, supported by the franchisor's network management and a Multiple Location Accounts program.

227locations
$39K–$64K
Since 2003
ServicesSan Jose, CAwww.acfnfranchise.comDisclaimer

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Franchise Costs

Franchise Fee
$25,000
Initial Investment
$39,234 – $63,817
Royalty Rate
N/A
Brand Fund
1.00%
Fixed Monthly Fees
$12 – $201

1% Net Revenue brand fee + $12/mo per ATM administration fee + tiered virtual office fee ($0 waived if under $750/mo share, up to $150+) + $12.50-$15/mo per wireless ATM

Financial Performance


Item 19 Financial Performance

Average Gross Revenue
$8,938.8
Median Gross Revenue
$8,938.8
Top Quartile Revenue
$15,127.2
Bottom Quartile Revenue
$2,750.4

Data Based On: The financial performance representation is a forecast of possible results for an ACFN franchisee operating 1, 5, or 10 ATMs. The underlying parameters for these forecasts (e.g., average surcharge collected, average profit share, transaction fees) are based on data from 2,654 operational ACFN ATMs during the 2023 fiscal year (October 1, 2022 to September 30, 2023). The individual unit performance data is extracted from the '1 ATM' scenario table.

* Gross revenue, median gross revenue, revenue top quartile, and revenue bottom quartile are derived from the '1 ATM' table in Item 19. The 'Fees Collected' column was annualized (monthly fees collected * 12) to represent annual gross revenue for a franchisee operating a single ATM at various daily transaction levels (1 to 12). Since unit counts per transaction level were not provided, a simple average and median were calculated across all 12 transaction scenarios for the '1 ATM' table. The top quartile is the average of the top 3 annual gross revenue values (10, 11, 12 transactions/day), and the bottom quartile is the average of the bottom 3 annual gross revenue values (1, 2, 3 transactions/day). Other profit metrics (net income, net profit, EBITDA) are set to null because the document explicitly states in the 'General Notes' (Page 7) that the figures in the tables do not reflect the cost of sales, operating expenses, or other costs/expenses necessary to obtain net income or net profit.

Extracted Item 19 Section

Avg. Revenue: $8,939

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ACFN Franchised Inc. Franchise Analysis

Ever wondered if placing ATMs in high-traffic spots could deliver steady passive income without massive upfront costs? ACFN Franchised Inc. pitches exactly that: a service model where you install machines for free at hotels and retailers, earning surcharges while the franchisor handles monitoring. Item 19 unveils revenue realities that contrast sharply with the bargain entry price, and recent system metrics hint at stability or stagnation—which is it, and does it signal opportunity or caution?

Item 7 details the financial entry: initial investment ranges from $39,234 to $63,817, including a $25,000 franchise fee, with ongoing royalties at 1% of net revenue plus $12 monthly per ATM administration and tiered virtual office fees up to $150+. Item 19 discloses average and median gross revenues both at $8,939 for 2023 across comparable outlets—a modest figure suggesting franchisees need multiple units to scale meaningfully, as the model emphasizes operating several ATMs in non-exclusive territories. No profit data is provided, but at this revenue level after fees, margins appear razor-thin unless volumes surge via the Multiple Location Accounts program.

System health from Items 20 and 21 shows 227 locations unchanged from 2022 to 2023 (0% growth), with 16 transfers and 21 projected new units for 2024, indicating maturity rather than expansion. Franchising since 2003 from San Jose, CA, ACFN supports 227 units but flat headcount raises flags on market saturation in ATM services amid digital payment shifts. For risk-tolerant investors eyeing low-capital plays, it offers quick startup, but the paltry per-unit revenue demands high-volume hustling—proceed only if you can rapidly deploy 10+ machines to hit viable earnings.

Analysis based on the 2024 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.

How ACFN Franchised Inc. Compares

Key Insights

  • Lower investment than 80% of Business Services franchises
FranchiseInvestmentFeeRoyaltyLocations
ACFN Franchised Inc.
Current
$39K – $64K$25KN/A227
Bimbo Foods Bakeries Distribution, LLC$14K – $607KN/AN/A6,454
THE UPS STORE (TRADITIONAL)$216K – $609K$30K5.0%4,500
RE/MAX$37K – $337K$35K1.0%2,994
JACKSON HEWITT TAX SERVICE$71K – $105K$25K15.0%2,744
CRUISE PLANNERS$2K – $21K$11K3.0%2,655
Business Services Average
198 franchises
$121K – $289K$47K10.2%

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 198 Business Services franchises by location count.

Locations & Growth


Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2023)

Outlets by state across the United States

Top States
1CA
45
2TX
24
3FL
18
4NY
14
5VA
10
6IL
10
7NJ
8
8MD
7
9GA
6
10NV
6
11CO
5
12AZ
5
13WA
5
14MI
5
15TN
5

+26 more states

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Franchisee Contacts

231 franchisee contacts on file from official FDD filings.

231 Contacts Available

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Due Diligence


Litigation (Item 3)

Franchisee Cases0
No litigation involving franchisees reported

Bankruptcy (Item 4)

Bankruptcy HistoryNo
No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
0
Non-Renewals
0
Reacquired
0
Ceased Ops
16
Transfers
16
Sold to Franchisees
0
Projected New
21

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Frequently Asked Questions

The total initial investment to open a ACFN Franchised Inc. franchise ranges from $39,234 to $63,817. This includes a franchise fee of $25,000.