Frontier Adjusters
Frontier Adjusters, Inc. is a franchisor that offers independent claims adjusters' franchises providing services including inspections, appraisals, estimates, third-party claims administration, risk management services, and investigations. The business model grants franchisees territorial rights to deliver these Franchised Services on behalf of insurance companies and self-insured entities. The target market consists of insurance companies, third-party claim administrators, and self-insured companies throughout the United States, where franchisees compete with other independent adjusters.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
15% royalty + up to 1% marketing fund (currently not charged) + up to 1% technology fee (currently not charged) + $48-72/mo E&O insurance (avg $575-861/yr)
Franchise Stats
Financial Performance
Item 19 Financial Performance
Data Based On: 548,527 advertised locations operational for the full fiscal year 2022-2023, owned and operated by 9,996 Frontier franchisees.
* Extracted revised gross billings per outlet data directly from the 'Annual Gross Billings - Gross Billings per Outlet' table in Item 19. The provided text explicitly states that 'amounts included hereinin this Item 19 do not reflect the costs of sales, operating expenses, or other costs or expenses that must be deducted from the gross revenue or gross sales figure to obtain your net income or profit', thus net income, profit, and EBITDA metrics are not available and cannot be estimated.
Extracted Item 19 Section
How Frontier Adjusters Compares to Other Business Services Franchises
Key Insights
- Lower investment than 90% of Business Services franchises
- Lower than average SBA loan default rate in Business Services
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
Frontier Adjusters Current | $22K - $30K | $15K | 15.0% | 527 |
| Bimbo Foods Bakeries Distribution, LLC | $14K - $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K - $609K | $30K | 5.0% | 4,500 |
| JACKSON HEWITT TAX SERVICE | $71K - $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K - $21K | $11K | 3.0% | 2,655 |
| SERVPRO (UNIT) | $259K - $380K | $100K | 10.0% | 2,286 |
Business Services Average 187 franchises | $118K - $285K | $46K | 10.4% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 187 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2022)
Outlets by state across the United States
+36 more states
SBA Loan History
Historical SBA 7(a) loan data for Frontier Adjusters franchisees (2015 - 2018)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much does it cost to open a Frontier Adjusters franchise?
The total initial investment to open a Frontier Adjusters franchise ranges from $21,500 to $30,450. This includes a franchise fee of $15,000. Ongoing royalty fees are 15.0% of gross sales.
How much revenue does a Frontier Adjusters franchise make?
According to the 2024 FDD, the average gross revenue for a Frontier Adjusters franchise is $55,516. The median revenue is $36,189.
How many Frontier Adjusters franchise locations are there?
As of the 2024 FDD, Frontier Adjusters has 527 franchise locations.
Can you get an SBA loan for a Frontier Adjusters franchise?
Yes, SBA loans are available for Frontier Adjusters franchises. Historical data shows 2 SBA 7(a) loans have been approved for Frontier Adjusters franchisees, with an average loan amount of $230,000. The historical default rate is 50.0%.
Is Frontier Adjusters a good franchise to buy?
Frontier Adjusters shows several positive indicators: established brand with 527+ locations, transparent financial performance data (Item 19). However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in Frontier Adjusters?
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