Frontier Adjusters
Frontier Adjusters, Inc. is a franchisor that offers independent claims adjusters' franchises providing services including inspections, appraisals, estimates, third-party claims administration, risk management services, and investigations. The business model grants franchisees territorial rights to deliver these Franchised Services on behalf of insurance companies and self-insured entities. The target market consists of insurance companies, third-party claim administrators, and self-insured companies throughout the United States, where franchisees compete with other independent adjusters.
Franchise Costs
15% royalty + up to 1% marketing fund (currently not charged) + up to 1% technology fee (currently not charged) + $48-72/mo E&O insurance (avg $575-861/yr)
Financial Performance
Item 19 Financial Performance
Data Based On: 548,527 advertised locations operational for the full fiscal year 2022-2023, owned and operated by 9,996 Frontier franchisees.
* Extracted revised gross billings per outlet data directly from the 'Annual Gross Billings - Gross Billings per Outlet' table in Item 19. The provided text explicitly states that 'amounts included hereinin this Item 19 do not reflect the costs of sales, operating expenses, or other costs or expenses that must be deducted from the gross revenue or gross sales figure to obtain your net income or profit', thus net income, profit, and EBITDA metrics are not available and cannot be estimated.
Extracted Item 19 Section
How Frontier Adjusters Compares
Key Insights
- Lower investment than 90% of Business Services franchises
- Lower than average SBA loan default rate in Business Services
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Frontier Adjusters Current | $22K – $30K | $15K | 15.0% | 527 |
| Bimbo Foods Bakeries Distribution, LLC | $14K – $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K – $609K | $30K | 5.0% | 4,500 |
| JACKSON HEWITT TAX SERVICE | $71K – $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K – $21K | $11K | 3.0% | 2,655 |
| SERVPRO (UNIT) | $259K – $380K | $100K | 10.0% | 2,286 |
Business Services Average 188 franchises | $118K – $284K | $46K | 10.4% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 188 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2022)
Outlets by state across the United States
+36 more states
SBA Loan History
Historical SBA 7(a) loan data for Frontier Adjusters franchisees (2015 – 2018)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
907 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
907 Contacts Available
Unlock all Frontier Adjusters franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a Frontier Adjusters franchise ranges from $21,500 to $30,450. This includes a franchise fee of $15,000. Ongoing royalty fees are 15.0% of gross sales.
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