GOOSEHEAD INSURANCE
Goosehead Insurance Agency franchises enable operators to run insurance agencies offering property and casualty insurance products, such as homeowners, automobile, boat, recreational vehicle, and umbrella policies, primarily to individuals and small businesses, with options for life and commercial insurance if approved and licensed. The business model utilizes a proprietary system including centralized back-office services for client management, technology platforms, carrier relationships for commissions, and marketing support. The target market consists of individuals and small businesses seeking insurance from a variety of approved carriers.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
20% royalty on initial term Gross Revenues + 50% on renewal term Gross Revenues (subject to escalating minimum monthly royalty starting at $600) + up to 2% marketing contribution + $590/mo technology fee for first user ($420 per additional user).
Franchise Stats
Financial Performance
Item 19 Financial Performance
Data Based On: 1,525 franchise producers, representing 1,005 franchised businesses, who operated during our entire 2024 fiscal year (January 1, 2024 to December 31, 2024) and met certain criteria.
* Average gross revenue, revenue top quartile, and revenue bottom quartile are weighted averages calculated from the 'GROSS REVENUE PER FRANCHISE PRODUCER (2024)' table on Page 1, using producer counts for each tenure group from Page 3 (311 for 1 year, 306 for 2 years, 908 for 3+ years, total 1525 producers). - Weighted average gross revenue: (311*$113,420 + 306*$151,246 + 908*$325,137) / 1525 = $247,068.39. - Weighted average of top 25% revenue: (311*$239,585 + 306*$299,604 + 908*$671,798) / 1525 = $508,972.03. - Weighted average of bottom 25% revenue: (311*$29,512 + 306*$45,422 + 908*$99,864) / 1525 = $74,592.71. Median gross revenue is a weighted average of the median gross revenues for each tenure group provided in the text on Page 3 (3.a, 4.a, 5.a): - Weighted average median gross revenue: (311*$86,146 + 306*$128,021 + 908*$248,707) / 1525 = $191,338.88. Net income, net profit, EBITDA, and profit estimates (best_guess_profit_low/high) are not provided because Item 19 explicitly states that the figures do not reflect the costs of operating the franchised business (Page 4, point 6). While some expenses like royalty fees (20-50% of gross revenues) and software fees ($420-$590 per user) are mentioned, the majority of other listed operating costs are not quantified, making a reliable profit estimation impossible without making significant unsupported assumptions.
Extracted Item 19 Section
How GOOSEHEAD INSURANCE Compares to Other Business Services Franchises
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
GOOSEHEAD INSURANCE Current | N/A | $50K | 20.0% | 1,103 |
| Bimbo Foods Bakeries Distribution, LLC | $14K - $607K | N/A | N/A | 6,454 |
| THE UPS STORE (TRADITIONAL) | $216K - $609K | $30K | 5.0% | 4,500 |
| JACKSON HEWITT TAX SERVICE | $71K - $105K | $25K | 15.0% | 2,744 |
| CRUISE PLANNERS | $2K - $21K | $11K | 3.0% | 2,655 |
| SERVPRO (UNIT) | $259K - $380K | $100K | 10.0% | 2,286 |
Business Services Average 187 franchises | $118K - $285K | $46K | 10.4% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 187 Business Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+31 more states
SBA Loan History
Historical SBA 7(a) loan data for GOOSEHEAD INSURANCE franchisees (2014 - 2025)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
Primarily termination disputes, breach of contract claims by former franchisees, and enforcement of post-termination non-compete, non-solicitation, and confidentiality obligations.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much revenue does a GOOSEHEAD INSURANCE franchise make?
According to the 2025 FDD, the average gross revenue for a GOOSEHEAD INSURANCE franchise is $247,068.39. The median revenue is $191,338.88.
How many GOOSEHEAD INSURANCE franchise locations are there?
As of the 2025 FDD, GOOSEHEAD INSURANCE has 1,103 franchise locations. The company has been franchising since 2011.
Can you get an SBA loan for a GOOSEHEAD INSURANCE franchise?
Yes, SBA loans are available for GOOSEHEAD INSURANCE franchises. Historical data shows 48 SBA 7(a) loans have been approved for GOOSEHEAD INSURANCE franchisees, with an average loan amount of $249,706. The historical default rate is 2.1%.
Is GOOSEHEAD INSURANCE a good franchise to buy?
GOOSEHEAD INSURANCE shows several positive indicators: established brand with 1,103+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
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