How many H&R BLOCK franchise locations are there?

As of the 2024 FDD, H&R BLOCK has 2,000 franchise locations. The company has been franchising since 1957.

Can you get an SBA loan for a H&R BLOCK franchise?

Yes, SBA loans are available for H&R BLOCK franchises. Historical data shows 80 SBA 7(a) loans have been approved for H&R BLOCK franchisees, with an average loan amount of $390,766. The historical default rate is 0.0%.

Is H&R BLOCK a good franchise to buy?

H&R BLOCK shows several positive indicators: established brand with 2,000+ locations, low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

H&R BLOCK

FDD Year:

H&R Block franchises enable operators to run tax preparation offices that primarily prepare federal, state, and local income tax returns during tax season, along with electronic filing and related financial products and services such as Refund Advances, Emerald Prepaid Mastercard, Spruce Accounts, and Peace of Mind guarantees. Franchisees may also offer optional services like bookkeeping, payroll, and small business accounting, as well as training courses for tax preparation. The business model relies on seasonal tax services targeting individual taxpayers and potentially small businesses, with competition from other tax preparers, software, and free government services.

2,000

Locations

$34K–$158K

Investment

Since 1957

Franchising

ServicesKansas City, MOH&R Block, Inc.www.hrblock.comDisclaimer

Franchise Costs

Franchise Fee

$2,500

Item 5 of FDD

Initial Investment Range

$33,824 – $158,344

Low: $33,824High: $158,344

Item 7 of FDD

Royalty Rate

40.00%

of gross sales

Brand Fund

N/A

Item 6 of FDD

Tiered royalty (60% of first $5,000 annual revenue for Authorized Services, 40% thereafter; early payment discounts to 50%/30%) + $35 annual training fee per participant + product-specific royalties (e.g., 20% for POM, 15% for business services)

Financial Performance

Item 19 Financial Performance

This franchise did not provide Item 19 financial performance data.

Be careful if you are interested in investing. The lack of financial performance representations may indicate limited data or varying results across franchises.

Extracted Item 19 Section

How H&R BLOCK Compares

Key Insights

Lower investment than 84% of Business Services franchises
Top 10 largest franchise system in Business Services
One of the lowest SBA loan default rates in Business Services

Franchise	Investment	Fee	Royalty	Locations
H&R BLOCK Current	$34K – $158K	$3K	40.0%	2,000
Bimbo Foods Bakeries Distribution, LLC	$14K – $607K	N/A	N/A	6,454
THE UPS STORE (TRADITIONAL)	$216K – $609K	$30K	5.0%	4,500
JACKSON HEWITT TAX SERVICE	$71K – $105K	$25K	15.0%	2,744
CRUISE PLANNERS	$2K – $21K	$11K	3.0%	2,655
SERVPRO (UNIT)	$259K – $380K	$100K	10.0%	2,286
Business Services Average 188 franchises	$118K – $284K	$46K	10.4%	–

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 188 Business Services franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States

1TX

152

2GA

116

3CA

108

4PA

102

5NC

6OH

7MI

8MO

9OK

10SC

11MN

12NY

13IN

14IL

15FL

+39 more states

SBA Loan History

Historical SBA 7(a) loan data for H&R BLOCK franchisees (2014 – 2025)

Total Loans

Average Loan

$390,766

Total Volume

$31.3M

Default Rate

0.0%

Loans by Year

SBA 7(a) loan activity over time

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

2,227 franchisee contacts on file from official FDD filings.

Name	Address	Phone	Email	SBA Loan
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active
John Smith ABC Franchise LLC	123 Main St Anytown, CA 90210	(555) 123-4567	john@example.com	$350,000 2023 · Active

2,227 Contacts Available

Unlock all H&R BLOCK franchisee contacts with verified contact information

Due Diligence

Litigation (Item 3)

Franchisee Cases1

Termination of franchise agreements and takeover of franchise offices due to franchisees' failure to maintain a valid Electronic Filing Identification Number (EFIN).

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations

N/A

Non-Renewals

N/A

Reacquired

N/A

Ceased Ops

N/A

Transfers

N/A

Sold to Franchisees

N/A

Projected New

N/A

Frequently Asked Questions

The total initial investment to open a H&R BLOCK franchise ranges from $33,824 to $158,344. This includes a franchise fee of $2,500. Ongoing royalty fees are 40.0% of gross sales.