Hudson Valley Swim
Hudson Valley Swim franchises operate businesses that provide private and group swim lessons teaching proper swim techniques and water safety for all age groups and abilities, using approved swimming pools typically rented from third parties like hotels or fitness centers. Franchisees must designate an experienced lead swim instructor and follow the franchisor's operating system, including design, procedures, and marks. The target market is the general public, with a focus on the competitive children's swimming lessons sector.
Franchise Costs
6-8% royalty (tiered by prior year Gross Sales; 8% first year) + up to 2% brand fund (reduces to 1% after $1M Gross Sales) + $200/mo technology fee
Financial Performance
Item 19 Financial Performance
Data Based On: 3 franchised businesses (Lutz, Dunedin, and Stamford) open and reporting for 2024. The Lutz and Dunedin businesses are owned by the same franchisee, while Stamford is a separate franchisee. Data for Lutz and Dunedin is combined, Stamford is separate.
* Calculated weighted average for 2024 from two franchised businesses (Lutz/Dunedin combined, 2 units) and one franchised business (Stamford, 1 unit) for a total of 3 franchised units. Average Gross Revenue = ($448,014 + $208,683) / 3 = $218,899. Average Net Profit = ($131,421 + $40,323) / 3 = $57,248. (This 'Net Profit/Loss' is as reported in Tables 2.a and 2.b, which represents Gross Sales less Operating Expenses and Franchise-Related Expenses/Adjustments). Average EBITDA = (($448,014 - $288,899) + ($208,683 - $156,117)) / 3 = $70,560. (EBITDA is calculated as Gross Sales less Operating Expenses, consistent with Note 4's definition of Net Profit/Loss before franchise adjustments). EBITDA Margin = Average EBITDA / Average Gross Revenue = $70,560 / $218,899 = 0.3223.
Extracted Item 19 Section
How Hudson Valley Swim Compares
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Hudson Valley Swim Current | $94K – $122K | $60K | 6.0% | 6 |
| FREEDOM BOAT CLUB | $224K – $503K | $50K | 6.0% | 269 |
| i9 SPORTS | $60K – $70K | $25K | 7.5% | 264 |
| AQUA-TOTS SWIM SCHOOLS | $1.6M – $2.9M | $50K | 6.0% | 131 |
| X-GOLF | $1.1M – $1.7M | $40K | 7.0% | 122 |
| Cruisin' Tikis | $83K – $124K | $20K | 6.0% | 106 |
Sports & Recreation Average 26 franchises | $1.8M – $2.7M | $1.0M | 7.0% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 26 Sports & Recreation franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for Hudson Valley Swim franchisees (2024 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a Hudson Valley Swim franchise ranges from $93,745 to $121,995. This includes a franchise fee of $59,500. Ongoing royalty fees are 6.0% of gross sales.
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