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Hudson Valley Swim
Hudson Valley Swim franchises operate businesses that provide private and group swim lessons teaching proper swim techniques and water safety for all age groups and abilities, using approved swimming pools typically rented from third parties like hotels or fitness centers. Franchisees must designate an experienced lead swim instructor and follow the franchisor's operating system, including design, procedures, and marks. The target market is the general public, with a focus on the competitive children's swimming lessons sector.
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Franchise Costs
6-8% royalty (tiered by prior year Gross Sales; 8% first year) + up to 2% brand fund (reduces to 1% after $1M Gross Sales) + $200/mo technology fee
Financial Performance
Item 19 Financial Performance
Data Based On: 3 franchised businesses (Lutz, Dunedin, and Stamford) open and reporting for 2024. The Lutz and Dunedin businesses are owned by the same franchisee, while Stamford is a separate franchisee. Data for Lutz and Dunedin is combined, Stamford is separate.
* Calculated weighted average for 2024 from two franchised businesses (Lutz/Dunedin combined, 2 units) and one franchised business (Stamford, 1 unit) for a total of 3 franchised units. Average Gross Revenue = ($448,014 + $208,683) / 3 = $218,899. Average Net Profit = ($131,421 + $40,323) / 3 = $57,248. (This 'Net Profit/Loss' is as reported in Tables 2.a and 2.b, which represents Gross Sales less Operating Expenses and Franchise-Related Expenses/Adjustments). Average EBITDA = (($448,014 - $288,899) + ($208,683 - $156,117)) / 3 = $70,560. (EBITDA is calculated as Gross Sales less Operating Expenses, consistent with Note 4's definition of Net Profit/Loss before franchise adjustments). EBITDA Margin = Average EBITDA / Average Gross Revenue = $70,560 / $218,899 = 0.3223.
Extracted Item 19 Section
Avg. Revenue: $218,899
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Unlock financial performance dataHudson Valley Swim Franchise Analysis
Picture this: a fledgling swim instruction brand born in New York's Hudson Valley, targeting parents frantic for safe swimming skills in a post-pandemic world obsessed with kids' activities. Franchising only since 2022, Hudson Valley Swim's FDD teases Item 19 revenue snapshots from its handful of units, alongside a modest SBA loan trail that hints at real-world funding paths. But with tiered fees and a tiny footprint of just 13 locations, can this poolside venture deliver depths of profitability or will it barely stay afloat?
Item 7 lays out the financial entry: a hefty $59,500 franchise fee within a total initial investment of $93,745 to $121,995, covering pool rentals from hotels and fitness centers, lead instructor hiring, and branded operations. Ongoing costs bite via 6-8% tiered royalties (8% in year one, dropping with sales volume), up to 2% brand fund (1% post-$1M sales), and $200 monthly tech fee—Item 6 details how these scale. Item 19 shines light on performance: average gross revenue hits $218,899 across units, but EBITDA margin sits at 0%, with estimated profits ranging $57,248-$70,560 after expenses devour margins in this service-heavy model reliant on rented facilities and instructor payroll.
System vitality shows promise amid youth: corporate owns 7 of 13 spots, franchises 6, expanding from 9 locations in 2023 to 11 in 2024—a 22% jump—with 18 new units projected. Six SBA loans averaging $130,833 underline financing feasibility for motivated buyers. For evaluators eyeing this competitive kids' swim niche, the numbers signal accessible startup but razor-thin profits demanding volume; scrutinize local pool access, instructor retention, and seasonal enrollment dips in your market to gauge if Hudson Valley Swim's blueprint translates to black ink.
Analysis based on the 2025 Franchise Disclosure Document. All figures should be independently verified before making investment decisions.
How Hudson Valley Swim Compares
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
Hudson Valley Swim Current | $94K – $122K | $60K | 6.0% | 6 |
| i9 SPORTS | $60K – $70K | $25K | 7.5% | 294 |
| FREEDOM BOAT CLUB | $264K – $623K | $50K | 6.0% | 288 |
| AQUA-TOTS SWIM SCHOOLS | $1.6M – $2.9M | $50K | 6.0% | 131 |
| X-GOLF | $1.1M – $1.7M | $40K | 7.0% | 122 |
| The Back Nine | $307K – $689K | $50K | 8.0% | 120 |
Sports & Recreation Average 26 franchises | $1.8M – $2.8M | $1.0M | 7.0% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 26 Sports & Recreation franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
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Unlock location growth dataSBA Loan History
Historical SBA 7(a) loan data for Hudson Valley Swim franchisees (2024 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
6 SBA loans on record
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Unlock SBA loan historyDue Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
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Unlock due diligence reportsFrequently Asked Questions
The total initial investment to open a Hudson Valley Swim franchise ranges from $93,745 to $121,995. This includes a franchise fee of $59,500. Ongoing royalty fees are 6.0% of gross sales.
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