PANCHEROS
Panchero’s Franchise Corporation grants franchises for restaurants offering carry-out and on-premises dining featuring burritos, quesadillas, tacos, burrito bowls, salads, rice, salsa, and other Mexican-inspired food and beverage products prepared according to proprietary recipes and procedures. The business operates under a standardized system including distinctive designs, operations manuals, inventory controls, and marketing techniques to ensure brand consistency. It targets the general public, competing with local, regional, and national fast-casual restaurant chains in the well-developed and emerging fresh Mexican food market.
Franchise Costs
5% royalty + 2% ad fund (up to 3%) + at least 3% local advertising requirement
Financial Performance
Item 19 Financial Performance
Data Based On: 47 franchised restaurants in operation for the full calendar year 2024.
* Gross revenue data extracted directly from Table 1 for 47 franchised restaurants for the full calendar year 2024. The 'High' and 'Low' values in the table represent the maximum and minimum revenues, not averages for top/bottom quartiles, so those fields are null. Food and paper cost percentages were provided for company-owned restaurants, but explicitly stated as not applicable to franchised restaurants due to additional costs (Note 1, Page 4). Therefore, no basis was found to estimate net income, net profit, EBITDA, or a profit range for franchised units.
Extracted Item 19 Section
How PANCHEROS Compares
Key Insights
- Higher investment than 79% of Fast Casual franchises
- Higher than average SBA loan default rate in Fast Casual
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
PANCHEROS Current | $753K – $1.5M | $30K | 5.0% | 50 |
| Tropical Smoothie Cafe | $300K – $721K | $35K | 6.0% | 1,371 |
| TROPICAL SMOOTHIE CAFÉ | $300K – $721K | $35K | 6.0% | 1,371 |
| FIREHOUSE SUBS RESTAURANTS (UNIT) | $379K – $1.4M | $20K | 6.0% | 1,248 |
| Zaxby's | $1.4M – $3.8M | $35K | 6.0% | 826 |
| Qdoba | $548K – $1.3M | $40K | 5.0% | 652 |
Fast Casual Average 107 franchises | $532K – $1.2M | $39K | 5.6% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 107 Fast Casual franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for PANCHEROS franchisees (2010 – 2023)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
42 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
42 Contacts Available
Unlock all PANCHEROS franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Enforcement of post-termination obligations against former franchisees.
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a PANCHEROS franchise ranges from $752,500 to $1,537,500. This includes a franchise fee of $30,000. Ongoing royalty fees are 5.0% of gross sales.
Unlock Full FDD Access
Download PANCHEROS's complete FDD plus 1,700+ other franchise documents — all with one plan.
Secure checkout with Stripe · Cancel anytime
Also includes FDDs for
More Food & Beverage Franchises
Subway
Food & Beverage
MCDONALD'S
Food & Beverage
DUNKIN'
Food & Beverage
DOMINO'S PIZZA
Food & Beverage
Burger King
Food & Beverage
POPEYES LOUISIANA KITCHEN
Food & Beverage