PANCHEROS
Panchero’s Franchise Corporation grants franchises for restaurants offering carry-out and on-premises dining featuring burritos, quesadillas, tacos, burrito bowls, salads, rice, salsa, and other Mexican-inspired food and beverage products prepared according to proprietary recipes and procedures. The business operates under a standardized system including distinctive designs, operations manuals, inventory controls, and marketing techniques to ensure brand consistency. It targets the general public, competing with local, regional, and national fast-casual restaurant chains in the well-developed and emerging fresh Mexican food market.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
5% royalty + 2% ad fund (up to 3%) + at least 3% local advertising requirement
Franchise Stats
Financial Performance
Item 19 Financial Performance
Data Based On: 47 franchised restaurants in operation for the full calendar year 2024.
* Gross revenue data extracted directly from Table 1 for 47 franchised restaurants for the full calendar year 2024. The 'High' and 'Low' values in the table represent the maximum and minimum revenues, not averages for top/bottom quartiles, so those fields are null. Food and paper cost percentages were provided for company-owned restaurants, but explicitly stated as not applicable to franchised restaurants due to additional costs (Note 1, Page 4). Therefore, no basis was found to estimate net income, net profit, EBITDA, or a profit range for franchised units.
Extracted Item 19 Section
How PANCHEROS Compares to Other Fast Casual Franchises
Key Insights
- Higher investment than 79% of Fast Casual franchises
- Higher than average SBA loan default rate in Fast Casual
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
PANCHEROS Current | $753K - $1.5M | $30K | 5.0% | 50 |
| Tropical Smoothie Cafe | $300K - $721K | $35K | 6.0% | 1,371 |
| TROPICAL SMOOTHIE CAFÉ | $300K - $721K | $35K | 6.0% | 1,371 |
| FIREHOUSE SUBS RESTAURANTS (UNIT) | $379K - $1.4M | $20K | 6.0% | 1,248 |
| Zaxby's | $1.4M - $3.8M | $35K | 6.0% | 826 |
| Qdoba | $548K - $1.3M | $40K | 5.0% | 652 |
Fast Casual Average 107 franchises | $532K - $1.2M | $39K | 5.6% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 107 Fast Casual franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
SBA Loan History
Historical SBA 7(a) loan data for PANCHEROS franchisees (2010 - 2023)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
Enforcement of post-termination obligations against former franchisees.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much does it cost to open a PANCHEROS franchise?
The total initial investment to open a PANCHEROS franchise ranges from $752,500 to $1,537,500. This includes a franchise fee of $30,000. Ongoing royalty fees are 5.0% of gross sales.
How much revenue does a PANCHEROS franchise make?
According to the 2025 FDD, the average gross revenue for a PANCHEROS franchise is $1,583,064.67. The median revenue is $1,411,228.35.
How many PANCHEROS franchise locations are there?
As of the 2025 FDD, PANCHEROS has 50 franchise locations. The company has been franchising since 1995.
Can you get an SBA loan for a PANCHEROS franchise?
Yes, SBA loans are available for PANCHEROS franchises. Historical data shows 18 SBA 7(a) loans have been approved for PANCHEROS franchisees, with an average loan amount of $328,494. The historical default rate is 0.0%.
Is PANCHEROS a good franchise to buy?
PANCHEROS shows several positive indicators: transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in PANCHEROS?
Talk to a franchise advisor to get personalized guidance and learn if PANCHEROS is the right fit for you.
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