USA INSULATION
USA Insulation franchises operate businesses that evaluate clients' insulation needs and sell and install a range of insulation products, including proprietary injection foam, polyurethane spray foam, blown fiberglass, and rolled/batten fiberglass insulation, along with other authorized products and services. Franchisees use the USA Insulation marks and proprietary operating system to provide these services at clients' properties, primarily targeting residential and commercial property owners seeking energy-efficient insulation solutions. The business model involves operating from an approved light industrial location within a designated territory, utilizing standardized vehicles and trained installers.
Franchise Costs
5% royalty (or min $1,000/mo) + 2% brand fund (or min $500/mo) + $300-500/mo technology fee + $65/mo marketing services
Financial Performance
Item 19 Financial Performance
Data Based On: 41 USA Insulation franchises operating a total of 79 designated territories for the full calendar year ended December 31, 2024.
* Estimated profit range (best_guess_profit_low and best_guess_profit_high) calculated using the overall average gross revenue ($2,437,318) and the minimum and maximum observed total percentages of proprietary foam products, goods, sales commissions, and labor costs across the 35 franchises for which all these cost percentages were reported. The minimum total combined cost percentage was 37% (0.37) of gross sales, and the maximum was 112% (1.12) of gross sales. These figures represent the potential range after deducting the explicitly stated operating expenses, but the document explicitly states that 'the information in this Item 19 does not reflect all costs of sales, operating expenses or other costs or expenses that must be deducted from the sales figures to calculate net income or profit.'
Extracted Item 19 Section
How USA INSULATION Compares
Key Insights
- Higher investment than 94% of Home Services franchises
| Franchise | Investment | Fee | Royalty | Locations |
|---|---|---|---|---|
USA INSULATION Current | $300K – $470K | $55K | 5.0% | 109 |
| MERRY MAIDS | $127K – $166K | $55K | 7.0% | 933 |
| HOLIDAY LIGHTING HEROES | $150K – $177K | $127K | 10.0% | 653 |
| SIGN GYPSIES | $4K – $5K | $1K | N/A | 587 |
| MOSQUITO AUTHORITY | $54K – $128K | $45K | 10.0% | 546 |
| Culligan | $130K – $814K | $40K | 2.0% | 460 |
Home Services Average 130 franchises | $144K – $289K | $53K | 7.0% | – |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 130 Home Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+12 more states
SBA Loan History
Historical SBA 7(a) loan data for USA INSULATION franchisees (2014 – 2025)
Loans by Year
SBA 7(a) loan activity over time
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
89 franchisee contacts on file from official FDD filings.
| Name | SBA Loan |
|---|---|
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
John Smith ABC Franchise LLC | $350,000 2023 · Active |
89 Contacts Available
Unlock all USA INSULATION franchisee contacts with verified contact information
Due Diligence
Litigation (Item 3)
Bankruptcy (Item 4)
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
The total initial investment to open a USA INSULATION franchise ranges from $299,500 to $470,000. This includes a franchise fee of $55,000. Ongoing royalty fees are 5.0% of gross sales.
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