USA INSULATION
USA Insulation franchises operate businesses that evaluate clients' insulation needs and sell and install a range of insulation products, including proprietary injection foam, polyurethane spray foam, blown fiberglass, and rolled/batten fiberglass insulation, along with other authorized products and services. Franchisees use the USA Insulation marks and proprietary operating system to provide these services at clients' properties, primarily targeting residential and commercial property owners seeking energy-efficient insulation solutions. The business model involves operating from an approved light industrial location within a designated territory, utilizing standardized vehicles and trained installers.
Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.
Overview
Financial Requirements
5% royalty (or min $1,000/mo) + 2% brand fund (or min $500/mo) + $300-500/mo technology fee + $65/mo marketing services
Franchise Stats
Financial Performance
Item 19 Financial Performance
Data Based On: 41 USA Insulation franchises operating a total of 79 designated territories for the full calendar year ended December 31, 2024.
* Estimated profit range (best_guess_profit_low and best_guess_profit_high) calculated using the overall average gross revenue ($2,437,318) and the minimum and maximum observed total percentages of proprietary foam products, goods, sales commissions, and labor costs across the 35 franchises for which all these cost percentages were reported. The minimum total combined cost percentage was 37% (0.37) of gross sales, and the maximum was 112% (1.12) of gross sales. These figures represent the potential range after deducting the explicitly stated operating expenses, but the document explicitly states that 'the information in this Item 19 does not reflect all costs of sales, operating expenses or other costs or expenses that must be deducted from the sales figures to calculate net income or profit.'
Extracted Item 19 Section
How USA INSULATION Compares to Other Home Services Franchises
Key Insights
- Higher investment than 94% of Home Services franchises
| Franchise | Investment Range | Franchise Fee | Royalty | Locations |
|---|---|---|---|---|
USA INSULATION Current | $300K - $470K | $55K | 5.0% | 109 |
| MERRY MAIDS | $127K - $166K | $55K | 7.0% | 933 |
| HOLIDAY LIGHTING HEROES | $150K - $177K | $127K | 10.0% | 653 |
| SIGN GYPSIES | $4K - $5K | $1K | N/A | 587 |
| MOSQUITO AUTHORITY | $54K - $128K | $45K | 10.0% | 546 |
| Culligan | $130K - $814K | $40K | 2.0% | 460 |
Home Services Average 129 franchises | $144K - $289K | $53K | 7.0% | - |
* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 129 Home Services franchises by location count.
Locations & Growth
Outlet Growth Over Time
Total outlets at end of each year
Geographic Distribution (2024)
Outlets by state across the United States
+12 more states
SBA Loan History
Historical SBA 7(a) loan data for USA INSULATION franchisees (2014 - 2025)
Loans by Year
* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.
Franchisee Contacts
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Due Diligence
Litigation (Item 3)
No litigation involving franchisees reported in the FDD.
Bankruptcy (Item 4)
No bankruptcy history reported in the FDD.
System Health (Item 20)
Franchise system changes reported in the most recent fiscal year
Frequently Asked Questions
How much does it cost to open a USA INSULATION franchise?
The total initial investment to open a USA INSULATION franchise ranges from $299,500 to $470,000. This includes a franchise fee of $55,000. Ongoing royalty fees are 5.0% of gross sales.
How much revenue does a USA INSULATION franchise make?
According to the 2025 FDD, the average gross revenue for a USA INSULATION franchise is $2,437,318. The median revenue is $1,116,695.
How much profit can you make with a USA INSULATION franchise?
Based on the financial performance data in the FDD, estimated profit for a USA INSULATION franchise ranges from $-292,478.16 to $1,535,510.34 per year. Actual results vary based on location, management, and market conditions.
How many USA INSULATION franchise locations are there?
As of the 2025 FDD, USA INSULATION has 109 franchise locations. The company has been franchising since 2006.
Can you get an SBA loan for a USA INSULATION franchise?
Yes, SBA loans are available for USA INSULATION franchises. Historical data shows 39 SBA 7(a) loans have been approved for USA INSULATION franchisees, with an average loan amount of $239,977. The historical default rate is 2.6%.
Is USA INSULATION a good franchise to buy?
USA INSULATION shows several positive indicators: established brand with 109+ locations, transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.
Interested in USA INSULATION?
Talk to a franchise advisor to get personalized guidance and learn if USA INSULATION is the right fit for you.
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