FranDB
PayMore

PayMore

PayMore operates retail stores that purchase used and broken consumer electronics from consumers and businesses, then resell them to consumers and businesses through in-store sales and online channels. The franchise utilizes a proprietary system including distinctive signage, operational standards, training, and proprietary marks to ensure uniformity and quality. The target market includes both individual consumers and businesses looking to buy or sell electronics.

Since 2020RetailRaleigh, NCwww.paymore.com
Item 19 AvailableSBA Loan Data

Disclaimer: This information was extracted using AI from public Franchise Disclosure Documents and should be independently verified. This is not financial or legal advice. Always review official FDD filings before making investment decisions.

Overview

Investment
$131,750 - $256,500
Franchise Fee
$35,000
Locations
57

Financial Requirements

Franchise Fee$35,000
Initial Investment Range$131,750 - $256,500
Royalty Rate5.00%
Brand Fund1.00%
Fixed Monthly Fees$315 - $840

Greater of 5% royalty or $1,000/mo + 1% technology fee + 1% Worldwide Creative Marketing fund + $300-$700/mo software subscriptions + $15-$40/mo streaming music service + up to $100/mo mystery shops

Franchise Stats

Franchise Locations57
Corporate Locations1
States Operating21
Franchising Since2020
FDD Year2025

Financial Performance

Item 19 Financial Performance

Average Gross Revenue
$1,202,822.71
Median Gross Revenue
$1,267,683.78

Data Based On: Data for 19 Franchise-Operated Locations that were open for the entire 2024 calendar year.

* Average Gross Revenue and Median Gross Revenue are taken directly from the 'Franchised Location' row in the 'PART II' table. Revenue Top Quartile and Revenue Bottom Quartile are not provided as averages of segments, only 'High Gross Sales' and 'Low Gross Sales' for the entire group. Net income, net profit, and EBITDA, along with best-guess profit ranges, could not be calculated as Note 5 explicitly states that financial performance representations do not reflect operating expenses or other costs necessary to determine net income or profit.

Extracted Item 19 Section

How PayMore Compares to Other Business Services Franchises

FranchiseInvestment RangeFranchise FeeRoyaltyLocations
PayMore
Current
$132K - $257K$35K5.0%57
Bimbo Foods Bakeries Distribution, LLC$14K - $607KN/AN/A6,454
THE UPS STORE (TRADITIONAL)$216K - $609K$30K5.0%4,500
JACKSON HEWITT TAX SERVICE$71K - $105K$25K15.0%2,744
CRUISE PLANNERS$2K - $21K$11K3.0%2,655
SERVPRO (UNIT)$259K - $380K$100K10.0%2,286
Business Services Average
187 franchises
$118K - $285K$46K10.4%-

* Comparison based on latest FDD filings. Investment ranges from Item 7, fees from Item 5. Showing top 5 of 187 Business Services franchises by location count.

Locations & Growth

Outlet Growth Over Time

Total outlets at end of each year

Geographic Distribution (2024)

Outlets by state across the United States

Top States by Outlet Count
1NC
6
2TX
6
3NY
5
4TN
4
5WI
3
6CA
3
7GA
3
8OH
3
9UT
3
10VA
3
11AZ
3
12MA
2
13WA
2
14PA
2
15MI
2

+5 more states

SBA Loan History

Historical SBA 7(a) loan data for PayMore franchisees (2023 - 2025)

Total Loans
15
Average Loan Amount
$256,867
Total Loan Volume
$3,853,000
Default Rate
0.0%

Loans by Year

* Data sourced from SBA 7(a) FOIA loan records. Default rate calculated from charged-off loans.

Franchisee Contacts

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Due Diligence

Litigation (Item 3)

Franchisee Litigation Cases0

No litigation involving franchisees reported in the FDD.

Bankruptcy (Item 4)

Bankruptcy HistoryNo

No bankruptcy history reported in the FDD.

System Health (Item 20)

Franchise system changes reported in the most recent fiscal year

Terminations
0
Non-Renewals
0
Reacquired by Franchisor
0
Ceased Operations (Other)
1
System Transfers
0
Sold to Franchisees
0
Projected New Franchises
54

Frequently Asked Questions

How much does it cost to open a PayMore franchise?

The total initial investment to open a PayMore franchise ranges from $131,750 to $256,500. This includes a franchise fee of $35,000. Ongoing royalty fees are 5.0% of gross sales.

How much revenue does a PayMore franchise make?

According to the 2025 FDD, the average gross revenue for a PayMore franchise is $1,202,822.71. The median revenue is $1,267,683.78.

How many PayMore franchise locations are there?

As of the 2025 FDD, PayMore has 57 franchise locations. The company has been franchising since 2020.

Can you get an SBA loan for a PayMore franchise?

Yes, SBA loans are available for PayMore franchises. Historical data shows 15 SBA 7(a) loans have been approved for PayMore franchisees, with an average loan amount of $256,867. The historical default rate is 0.0%.

Is PayMore a good franchise to buy?

PayMore shows several positive indicators: transparent financial performance data (Item 19), low SBA loan default rate. However, franchise success depends on many factors including location, local market conditions, and owner involvement. We recommend speaking with existing franchisees and consulting with a franchise attorney before making a decision.

Interested in PayMore?

Talk to a franchise advisor to get personalized guidance and learn if PayMore is the right fit for you.

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